中国基金报记者 嘉合 （原标题：4家金融机构，被罚超700万元） 【导读】4家金融机构被合计罚款722万元，相关责任人被禁业10年 11月11日，国家金融监督管理总局温州监管分局发布一则行政处罚公告，对辖区内4家金融机构累计罚 款722万元，同时多名涉事责任人被给予警告，1人遭禁业处罚。 此外，在本批罚单中，中国太平洋财产保险温州分公司及相关责任人也受到处罚。国家金融监督管理总 局温州监管分局指出，该公司因存在泄露业务活动中知悉的信息问题，对其罚款17万元；对责任人刘某 宇给予警告处罚，并罚款6 万元；另一位责任人陈某被禁止进入保险业10年。 编辑：杜妍 校对：纪元 制作：舰长 审核：木鱼 注：本文封面图由AI生成 浙江永嘉农村商业银行存在对员工行为管控不到位、统计数据报送不真实等问题，被国家金融监督管理 总局温州监管分局开具180万元罚单；对相关责任人袁某鹏给予警告处罚，并罚款5万元。 浙江瑞安农村商业银行存在违规设立存贷款考核指标、统计数据不准确等违法违规问题，被国家金融监 督管理总局温州监管分局给予165万元罚款，并对相关责任人万某给予警告处罚。 浙江乐清农村商业银行则因存在贷款"三查"不到位，导致信贷 ...

Group 1 - Regulatory authorities have issued significant fines to major banks, with the Shenzhen Banking and Insurance Regulatory Bureau imposing a fine of 11.3 million yuan on the Shenzhen branch of the Bank of China on August 5, and the Shanghai branch of the Industrial and Commercial Bank of China receiving a fine of 13.1 million yuan on July 28 for serious violations in fund management [1] - The China Banking and Insurance Regulatory Commission has issued over 189 penalties this year, with nearly 60% related to credit business violations, including serious management failures and misuse of loan funds, particularly in real estate and stock markets [1] - The total amount of fines imposed on the six major state-owned banks has exceeded 170 million yuan this year, with the Industrial and Commercial Bank of China facing the highest penalties at approximately 49.8 million yuan [1] Group 2 - There are widespread issues with employee behavior management in state-owned banks, including violations such as assisting clients in obtaining fraudulent credit cards and misrepresenting insurance products [1]

7月1日晚间，国家金融监督管理总局官网公布一批罚单，兴业银行、江苏如皋农商行等多家银行因信贷违规问题被累计 处罚超百万元，多名涉事责任人被连带处罚。 因多项信贷违规被罚超百万 国家金融监督管理总局淮安监管分局指出，兴业银行淮安分行因存在授信后管理不到位和虚增存贷款规模问题，被罚款 140万元，2名涉事负责人被给予警告及13万元金额处罚。 | 序 | 当事人名称 | 行政处罚决定 | 主要违法违规行为 | 行政处罚 | 作出决 | | --- | --- | --- | --- | --- | --- | | 름 | | 书文号 | | 内容 | 定机关 | | 1 | 兴业银行股 | 淮金罚决字 | | 罚款140万 | 淮安金 | | | 份有限公司 | [2025] 10 | | 元 | 融监管 | | | 淮安分行 | 를 | | | 会昌 | | 2 | 马媛媛 (兴 业银行股份 有限公司淮 | 淮金罚决字 [2025] 11 | | | 淮安金 融监管 | | | | | 授信后管理不到 | 警告并罚 | | | | | | 位;虚增存贷款规 | 款13万元 | | | | 安分行营业 | 글 | ...

Core Viewpoint - Multiple banks, including Industrial Bank and Jiangsu Rugao Rural Commercial Bank, have been fined over one million yuan due to credit business violations, with several responsible individuals also penalized [2][3]. Group 1: Penalties on Industrial Bank - Industrial Bank's Huai'an branch was fined 1.4 million yuan for inadequate post-loan management and inflated loan figures, with two responsible individuals receiving warnings and fines totaling 130,000 yuan [4][5]. - The Lianshui branch of Industrial Bank was fined 300,000 yuan for imprudent pre-loan investigations, and the assistant branch manager was warned and fined 60,000 yuan [6]. - The Huai'an Chuzhou Avenue branch of Industrial Bank was penalized for inadequate post-loan management, with the branch manager receiving a warning and a fine of 70,000 yuan [6]. Group 2: Penalties on Other Banks - Jiangsu Rugao Rural Commercial Bank was fined a total of 1.04 million yuan for multiple credit violations, including inadequate credit investigations and poor loan purpose management [8]. - Jiangsu Taixing Zhongyin Fudeng Village Bank was fined 550,000 yuan for inadequate project loan checks and inaccurate loan risk classifications, with the chairman receiving a warning and a fine of 50,000 yuan [8]. - Jiangsu Jiangyin Xizhou Village Bank was fined 250,000 yuan for inadequate pre-loan investigations and post-loan management, with the assistant manager receiving a warning and a fine of 50,000 yuan [8]. Group 3: Regulatory Trends - Regulatory bodies have intensified scrutiny of credit violations this year, leading to frequent "million yuan fines" in the banking sector [9]. - For instance, the Agricultural Bank's Zhaotong branch was fined 2.4 million yuan for various loan management issues, with two responsible individuals facing industry bans of ten years or more [9].