Group 1 - Regulatory authorities have issued significant fines to major banks, with the Shenzhen Banking and Insurance Regulatory Bureau imposing a fine of 11.3 million yuan on the Shenzhen branch of the Bank of China on August 5, and the Shanghai branch of the Industrial and Commercial Bank of China receiving a fine of 13.1 million yuan on July 28 for serious violations in fund management [1] - The China Banking and Insurance Regulatory Commission has issued over 189 penalties this year, with nearly 60% related to credit business violations, including serious management failures and misuse of loan funds, particularly in real estate and stock markets [1] - The total amount of fines imposed on the six major state-owned banks has exceeded 170 million yuan this year, with the Industrial and Commercial Bank of China facing the highest penalties at approximately 49.8 million yuan [1] Group 2 - There are widespread issues with employee behavior management in state-owned banks, including violations such as assisting clients in obtaining fraudulent credit cards and misrepresenting insurance products [1]

7月1日晚间，国家金融监督管理总局官网公布一批罚单，兴业银行、江苏如皋农商行等多家银行因信贷违规问题被累计 处罚超百万元，多名涉事责任人被连带处罚。 因多项信贷违规被罚超百万 国家金融监督管理总局淮安监管分局指出，兴业银行淮安分行因存在授信后管理不到位和虚增存贷款规模问题，被罚款 140万元，2名涉事负责人被给予警告及13万元金额处罚。 | 序 | 当事人名称 | 行政处罚决定 | 主要违法违规行为 | 行政处罚 | 作出决 | | --- | --- | --- | --- | --- | --- | | 름 | | 书文号 | | 内容 | 定机关 | | 1 | 兴业银行股 | 淮金罚决字 | | 罚款140万 | 淮安金 | | | 份有限公司 | [2025] 10 | | 元 | 融监管 | | | 淮安分行 | 를 | | | 会昌 | | 2 | 马媛媛 (兴 业银行股份 有限公司淮 | 淮金罚决字 [2025] 11 | | | 淮安金 融监管 | | | | | 授信后管理不到 | 警告并罚 | | | | | | 位;虚增存贷款规 | 款13万元 | | | | 安分行营业 | 글 | ...

中国基金报记者 嘉合 【导读】因信贷业务违规，兴业银行、江苏如皋农商行被罚超百万元 7月1日晚间，国家金融监督管理总局官网公布一批罚单，兴业银行、江苏如皋农商行等多家银行因信贷违规问题被累计处罚超百万元，多 名涉事责任人被连带处罚。 因多项信贷违规被罚超百万 国家金融监督管理总局淮安监管分局指出，兴业银行淮安分行因存在授信后管理不到位和虚增存贷款规模问题，被罚款140万元，2名涉事 负责人被给予警告及13万元金额处罚。 | 序 | 当事人名称 | 行政处罚决定 | 主要违法违规行为 | 行政处罚 | 作出决 | | --- | --- | --- | --- | --- | --- | | 름 | | 书文号 | | 内容 | 定机关 | | 1 | 兴业银行股 | 淮金罚决字 | | 罚款140万 | 淮安全 | | | 份有限公司 | [2025] 10 | | 元 | 融监管 | | | 淮安分行 马媛媛 (兴 | 를 | | | 分局 | | 2 | 业银行股份 有限公司淮 | 淮金罚决字 〔2025〕 11 | | | 淮安全 融监管 | | | | | 授信后管理不到 | 警告并罚 | | | | ...