Group 1 - As of October, 18 provinces and cities in China have announced their pension calculation bases for 2025, including regions such as Guangxi, Jiangxi, Xinjiang, and Shanghai [1] - The pension calculation base can be determined using either the local urban unit's comprehensive average salary or a separately announced pension calculation base, which is typically higher than the comprehensive average salary [1] - For 2024, eight provinces and cities are using the comprehensive average salary as the pension calculation base, including Shanghai, Zhejiang, and Guizhou [1] Group 2 - Among the announced pension calculation bases, Heilongjiang leads with a 7.99% increase, setting the highest growth rate for 2025, with a base of 7570 yuan [3] - The high increase in Heilongjiang's pension calculation base is attributed to previously low levels, the need to improve pension benefits for retirees, and efforts to attract talent [3] Group 3 - Other regions have shown modest increases, with most below 2%, including Hebei at 7410 yuan (2% increase) and Ningxia at 8366 yuan (2% increase) [5] - A few regions have increases between 1% and 2%, such as Zhejiang at 8433 yuan (1.48% increase) and Xinjiang at 8448 yuan (1.4% increase) [5] - Regions with increases of 1% or less include Guizhou at 7324.5 yuan (0.72% increase) and Hainan at 8188 yuan (0.7% increase) [5] Group 4 - Overall, the trend of pension calculation base increases is slowing down, with only two regions exceeding 10,000 yuan: Shanghai at 12434 yuan and Tibet at 11777 yuan [7] - Qinghai is the only region with a pension calculation base between 9000 and 10,000 yuan, while most provinces have bases between 7000 and 9000 yuan [7] - The majority of the announced increases are between 1% and 2%, with Heilongjiang being the notable exception with a significantly higher increase [7]

Summary of Key Points Core Viewpoint - The announcement from Fujian's Human Resources and Social Security Department, Finance Department, and Taxation Bureau regarding the adjustment of the basic pension insurance payment base and calculation base for urban employees in 2025 indicates a rise in the pension calculation base to 7932 yuan, reflecting a 2% increase from 2024 [1][3]. Pension Calculation Base - The pension calculation base for 2024 was 7776 yuan, which will increase by 156 yuan in 2025, resulting in a new base of 7932 yuan [3]. - Retired employees from 2025 will have their pensions recalculated using the new base, necessitating adjustments and back payments if they were initially calculated using the 2024 base [3][11]. Social Security Contribution Base - The upper limit for the social security contribution base in 2024 was 22164 yuan, which will rise by 443 yuan to 22607 yuan in 2025, also a 2% increase [5]. - The upper limit is set to control excessive contributions from high earners, ensuring sustainable pension fund management [5]. Social Security Contribution Base Lower Limit - The lower limit for enterprise employees' social security contribution base will increase from 3300 yuan in 2024 to 4043 yuan in 2025, marking a significant rise of 743 yuan or 22.52% [7]. - This adjustment is intended to compensate for the previously low base set in 2024, which did not increase, leading to a larger adjustment in 2025 [7]. - For government and public institution employees, the lower limit will rise from 4433 yuan in 2024 to 4521 yuan in 2025, reflecting a smaller increase of 88 yuan or 1.99% [9]. Implications of Changes - The increase in social security contribution bases will require individuals and organizations to make up for any shortfall in contributions due to the adjustments [11]. - The recalculation of pensions based on the new base will affect the amount of pension received by newly retired individuals, necessitating a review of their pension payments [12].

Core Points - The pension calculation base for 2025 in Ningxia has been set at 8,366 yuan per month, which is an increase from the 2024 base of 8,202 yuan, reflecting a 2% rise [1][3][11] - The increase in the pension calculation base is considered a positive development for new retirees in 2025, as it allows for a recalculation and potential back payment of underpaid pensions [1][3] - The growth rate of the pension calculation base has slowed compared to the previous year, where the increase was 3.13%, indicating a more moderate adjustment this year [3][5] Pension Calculation and Adjustments - The pension calculation base for 2024 was 8,202 yuan, and the increase to 8,366 yuan for 2025 represents a rise of 164 yuan, which is lower than the previous year's increase of 249 yuan [3][5] - The social security department emphasizes the importance of ensuring that retirees receive adequate pension benefits, even amidst slower wage growth and pension increase rates [3][5] - For retirees receiving provisional pensions, the recalculation process will typically result in a higher final pension amount than the provisional payment, leading to back payments [5][7] Individual Pension Impact - An example calculation shows that a retiree with 26 years of service and a contribution index of 1.2 would see a monthly back payment of approximately 63.96 yuan due to the increase in the pension calculation base [7] - The total back payment for this individual, assuming recalculation occurs in October, would amount to 575.64 yuan for nine months [7] - Individual pension adjustments will vary based on personal retirement circumstances, necessitating specific calculations for each retiree [7] Social Insurance Contribution Base - The social insurance contribution base for urban employees in Ningxia for 2025 is set at 8,258 yuan per month, with a lower limit of 4,955 yuan and an upper limit of 24,774 yuan [9][10] - Self-employed individuals can choose their pension contribution base within the specified limits, allowing for flexibility in payment schedules [9][10]

Core Viewpoint - The article discusses the announcement of pension calculation bases for 2025 in various provinces and cities in China, which is crucial for retirees as it affects their pension payments and potential adjustments. Summary by Sections - **Liaoning**: The pension calculation base varies for different groups. For civil service retirees, it is 7346 yuan, up 2.01% from last year. For enterprise retirees excluding Shenyang and Dalian, it is also 7346 yuan, up 2.01%. Dalian's retirees have a base of 8956 yuan, up 1.51%, while Shenyang's is 8390 yuan, up 1.5% [3]. - **Guizhou**: The pension calculation base is set at 7324.5 yuan, an increase of 52.5 yuan or 0.72% from 2024's base of 7272 yuan [4]. - **Hebei**: The base is 7410 yuan, which is an increase of 145 yuan or 2% from the previous year's base of 7265 yuan [5]. - **Yunnan**: The pension calculation base is 8265 yuan, reflecting an increase of 82 yuan or 1% from 8183 yuan in 2024 [7]. - **Inner Mongolia**: The base is 8179 yuan, up 74 yuan or 0.91% from 8105 yuan in 2024 [8]. - **Zhejiang**: The pension calculation base is 8433 yuan, an increase of 123 yuan or 1.48% from 8310 yuan in 2024 [9]. - **Shanghai**: The base is 12434 yuan, which is an increase of 127 yuan or 1% from 12307 yuan in 2024 [11]. - **Xinjiang**: The pension calculation base is 8448 yuan, up 116 yuan or 1.4% from 8332 yuan in 2024 [12]. - **Heilongjiang**: The base is 7570 yuan, reflecting a significant increase of 560 yuan or 7.99% from the previous year. Notably, several provinces, including Heilongjiang, have aligned their pension bases with the average wage of urban units for 2024 [13].

Core Points - Qinghai's social insurance contribution base for 2025 is set at 8,816 yuan, while the pension calculation base is 9,056 yuan, reflecting a 2% increase from the previous year [4][10] - The social insurance contribution base is determined by the average salary of urban employees from the previous year, while the pension calculation base is slightly higher, benefiting insured individuals by allowing lower contributions and higher pensions upon retirement [6][8] - The announcement of the pension calculation base for 2025 indicates the commencement of pension recalculation for employees retiring this year, with adjustments ensuring that the final pension amount will exceed the pre-paid pension [8][10] Summary by Category Social Insurance Contribution Base - The 2025 social insurance contribution base is 8,816 yuan, up from 8,643 yuan in 2024, marking an increase of 173 yuan [4] - The lower limit for contributions is set at 5,289.6 yuan, while the upper limit is 26,448 yuan [4] Pension Calculation Base - The pension calculation base for 2025 is 9,056 yuan, which is an increase of 178 yuan from the 2024 base of 8,878 yuan, also reflecting a 2% increase [4][10] - The pension calculation base is higher than the social insurance contribution base, providing a financial advantage to retirees [6] Pension Recalculation Process - Employees retiring before the announcement of the 2025 pension calculation base will have their pensions recalculated, ensuring that the final amount is higher than the pre-paid pension [8][10] - For those retiring after the announcement, the pension will be calculated directly using the 2025 base, eliminating the need for recalculation [10]

Core Points - The pension calculation base for retirees is crucial as a higher base leads to higher pension benefits [1] - The pension calculation base for 2025 in Hebei has been set at 7410 yuan, reflecting an increase of 145 yuan or 2% from the 2024 base of 7265 yuan [3][10] - The announcement of the new pension calculation base will affect the pension benefits for newly retired individuals in 2025, with a corresponding increase in basic and transitional pensions [3][8] Summary by Sections Pension Calculation Base - The pension calculation base for 2025 in Hebei is confirmed to be 7410 yuan, up from 7265 yuan in 2024, marking a 2% increase [3][10] - The social insurance contribution base for 2025 is set at 6678 yuan per month, with limits established for individual contributions [9] Impact on Retirees - For a retiree with 26 years of service and a contribution index of 2, the pre-paid pension based on the 2024 base would be 2833.35 yuan, which will be recalculated to 2889.9 yuan after the new base is applied, resulting in a monthly difference of 56.55 yuan [5] - If the contribution index is 1, the pre-paid pension would be 1888.9 yuan, with a recalculated amount of 1926.6 yuan, leading to a monthly difference of 37.7 yuan [6] Factors Influencing Pension Adjustments - The amount of pension adjustment for retirees is influenced by four main factors: the increase in the pension calculation base, the individual's contribution index, any deemed contribution years, and the number of months for which the pension is being adjusted [8]

Core Points - Liaoning Province has announced the pension calculation bases for 2025, which includes four distinct bases for different categories of retirees [1][9] - The pension calculation base for enterprise employees (excluding Shenyang and Dalian) is set at 88,152 yuan annually, translating to a monthly base of 7,346 yuan, reflecting an increase of 145 yuan or 2.01% from the previous year [1][3] - The pension calculation base for civil servants and public institutions matches that of the enterprise employees, also set at 7,346 yuan, with the same increase of 145 yuan [3] - For Shenyang's enterprise employees, the annual pension calculation base is 100,680 yuan, or 8,390 yuan monthly, which is an increase of 124 yuan or 1.5% from last year [4] - Dalian's enterprise employees have a pension calculation base of 107,472 yuan annually, equating to 8,956 yuan monthly, with an increase of 133 yuan or 1.51% from the previous year [5] - The multiple pension calculation bases are designed to address the economic disparities across different regions in Liaoning, ensuring fairer pension distribution among retirees [7][9] Summary by Category Pension Calculation Bases - The pension calculation base for enterprise employees (excluding Shenyang and Dalian) is 88,152 yuan annually, or 7,346 yuan monthly, with a 2.01% increase [1][3] - The pension calculation base for civil servants and public institutions is also 7,346 yuan monthly, reflecting the same increase [3] - Shenyang's pension calculation base is 100,680 yuan annually, or 8,390 yuan monthly, with a 1.5% increase [4] - Dalian's pension calculation base is 107,472 yuan annually, or 8,956 yuan monthly, with a 1.51% increase [5] Rationale for Multiple Bases - The decision to have multiple pension calculation bases is based on the varying economic development levels across regions in Liaoning, aimed at providing equitable pension benefits [7][9] - Other provinces like Jilin, Hubei, and Henan also implement similar systems, indicating a broader trend in pension calculation practices [7]

Core Points - The article discusses the pension calculation base standards for 2025, highlighting two types: one based on the previous year's urban unit comprehensive average salary and the other on a non-comprehensive average salary, which requires a specific notification from the social security department [1][3] - Eight provinces, including Shanghai and Zhejiang, have aligned their pension calculation bases with the average salary, while 23 provinces, including Hebei, have not yet done so [1][3] - Six provinces have announced their pension calculation bases for 2025, with Shanghai at 12,434 yuan (1.03% increase), Xinjiang at 8,448 yuan (1.39% increase), and Hebei at 7,410 yuan (2% increase) [1][2][3] Summary by Category Pension Calculation Base - The pension calculation base for Hebei is set at 7,410 yuan, which is the first non-comprehensive average salary standard announced for 2025 [3][13] - The social insurance payment base for Hebei is established at 6,678 yuan, with a payment ceiling of 20,034 yuan (300% of the base) and a floor of 4,007 yuan (60% of the base) [5][15] Pension Adjustment and Recalculation - Following the announcement of the pension calculation base, the next step involves recalculating and supplementing pensions, with various methods available for calculation [8][13] - For example, if a retiree's initial basic pension was calculated at 2,179.5 yuan, the recalculated amount would be 2,223 yuan, resulting in a monthly difference of 43.5 yuan that needs to be supplemented [8][10][11]

Group 1 - The core point of the article is the confirmation of the pension calculation base for Inner Mongolia in 2025, set at 8179 yuan, which represents an increase of 74 yuan or 0.9% compared to the previous year [3][10] - The social insurance contribution base for 2025 has defined lower and upper limits, with the lower limit being 4907 yuan (60% of 8179 yuan) and the upper limit being 24537 yuan (300% of 8179 yuan) [3] - The average monthly salary for urban employees in Inner Mongolia for 2024 is confirmed to be 8179 yuan, which aligns with the pension calculation base [3][6] Group 2 - The pension recalculation for newly retired individuals will occur, but the increase is minimal, resulting in a small monthly supplement of 27 yuan for those with a base pension of 3000 yuan [8][10] - The article emphasizes that despite the low increase, any supplementary payment is a form of welfare provided by the state to retired individuals, reflecting care and concern for them [8][10] - The alignment of pension calculation base, social insurance contribution base, and medical insurance contribution base with the average salary allows for easier determination of these figures in the future [6]