Core Points - The China Insurance Industry Association and the China Agricultural Risk Management Research Association have jointly released a series of standards for the application of remote sensing technology in agricultural insurance, specifically for rice, wheat, corn, and cotton [1][2] - The standards aim to enhance the accuracy of underwriting and claims assessment in agricultural insurance, reduce labor costs, and address discrepancies in data interpretation among remote sensing companies [1][2] Group 1 - The series of standards provides a scientific and applicable framework for the operational aspects of remote sensing technology in agricultural insurance, including data acquisition, processing, underwriting verification, and damage assessment [2] - The development of these standards took four years, involving feasibility studies, technical research, field meetings, and public consultations to ensure transparency and effectiveness [2] - The implementation of these standards is expected to facilitate the large-scale application of remote sensing technology in agricultural insurance, improve compliance, combat fraud, and enhance farmers' satisfaction and risk management capabilities [2] Group 2 - The standards will guide the industry in conducting agricultural insurance remote sensing work under a unified framework, reducing disputes in underwriting and claims [2] - The initiative aligns with national policies aimed at enhancing agricultural productivity and ensuring food security, contributing positively to the high-quality development of agricultural insurance [2]

Core Viewpoint - The China Insurance Industry Association and the China Agricultural Risk Management Research Association have jointly released a series of standards for the application of remote sensing technology in agricultural insurance, specifically for rice, wheat, corn, and cotton crops, aiming to enhance the precision of underwriting and claims assessment in agricultural insurance [1][2]. Group 1 - The series of standards provides a scientific and applicable framework for the operational aspects of remote sensing technology in agricultural insurance, including data acquisition, processing, underwriting verification, and disaster loss assessment [2]. - The development of these standards took four years, involving feasibility studies, technical research, field meetings, and public consultations to ensure transparency and effectiveness [2]. - The implementation of these standards is expected to facilitate the large-scale application of remote sensing technology in agricultural insurance, improve service quality, enhance compliance, combat insurance fraud, and increase farmers' satisfaction and risk management capabilities [2]. Group 2 - The standards will guide the industry in conducting agricultural insurance remote sensing work under a unified framework, reducing disputes in underwriting and claims, and supporting national food security and rural revitalization efforts [2].

Core Viewpoint - The introduction of the "Agricultural Insurance Remote Sensing Technology Application Standards" aims to enhance the precision and efficiency of agricultural insurance underwriting and claims assessment through the use of remote sensing technology, addressing existing discrepancies in data interpretation and application across the industry [1][2][3]. Group 1: Standards and Implementation - The newly released standards specifically outline the application of remote sensing technology for four major crops: rice, wheat, corn, and cotton [1][2]. - The standards were developed over four years, involving feasibility studies, technical research, and input from over 30 insurance and remote sensing companies, as well as experts from various relevant fields [2][3]. - The standards provide a scientific and applicable framework for the operational aspects of remote sensing technology in agricultural insurance, including data acquisition, processing, verification, and damage assessment [2][3]. Group 2: Industry Impact - The implementation of these standards is expected to facilitate the large-scale application of remote sensing technology in agricultural insurance, improving the accuracy of underwriting and damage assessment services [3]. - The standards will enhance compliance within the agricultural insurance sector, combat insurance fraud, and increase farmer satisfaction and recognition of agricultural insurance [3]. - The initiative aligns with national policies aimed at supporting agriculture, ensuring food security, and promoting rural revitalization, thereby improving the effectiveness of fiscal subsidy funds [3]. Group 3: Financial Support and Market Growth - Since 2007, the central government has increased financial support for agricultural insurance, with a subsidy of 54.7 billion yuan allocated for 2024 [3]. - In 2024, agricultural insurance is projected to provide risk coverage exceeding 5 trillion yuan for 147 million farming households [3].

人民财讯7月30日电，7月30日，中国保险行业协会与中国农业风险管理研究会在京联合发布《农业保险 遥感技术应用规范》系列标准，首次明确了水稻、小麦、玉米和棉花4类作物保险的遥感应用规范。该 系列标准按作物和灾害类型对保险遥感技术、数据获取与处理、承保遥感核验、灾损遥感评估、监测成 果等实操环节进行了规范，为遥感技术在农险领域的应用提供了一套科学、适用的标准。 ...