全球支付圈炸了！Halliday刚刚官宣，和波场网络深度绑定，把区块链支付模块塞进覆盖198个国家的支 付网络。3000家金融机构、200万商户、15亿终端用户，直接能通过Halliday的API调用波场底层能力 ——跨境支付秒到账，供应链融资一键搞定，数字身份认证实时生效。这哪是合作？分明是支付体验的 降维打击。 Halliday首席技术官在发布会上甩出硬核理由："选波场，就凭'三高一低'——每秒处理5000+笔交易、 系统可用性99.99%、确认速度亚秒级，成本只有传统支付的1/20。" 现有日均处理12亿美元的Halliday网 络，接入波场后吞吐效率直接翻倍，跨境结算从"等三天"变成"实时到账"。 波场为啥能成香饽饽？答案藏在它的支付基因里。截至2025年10月，波场已扛起全球半数以上稳定币交 易，日均转账量飙到226.7亿美元。高频、低费、安全——这不是口号，是实打实的生态。早前就和 Chainlink、LayerZero打通了以太坊、BSC等主流公链，商户在Halliday系统里，一键管理多链资产，钱 包切换？不存在的。 更绝的是"PayContract"协议：商户把支付条件写进智能合约。买家确认 ...

Core Insights - Ant International is leveraging AI and blockchain technology to expand into global corporate cash management, processing funds amounting to $1.1 trillion annually [1][2] - The company’s AI model can predict foreign exchange demand with 90% accuracy, while its blockchain system enables cross-border payments to be completed in 30 seconds, reducing costs from tens of dollars to a few cents and decreasing capital occupation by 60% [1][4] Business Model - Ant International's revenue model is based on sharing a percentage of the savings generated for clients, with current annual revenue nearing $3 billion [2][6] - The company has transitioned approximately 35% of its cash management operations to its self-built blockchain system, completing 300,000 transactions last year [2][5] Technology and Innovation - The core technology of Ant International includes an AI algorithm that predicts corporate currency needs by analyzing various data points, including shipping rates, weather forecasts, and market fluctuations [3][4] - The updated big data model set to launch in 2024 will enhance predictive capabilities, allowing for hourly-level forecasts and better handling of transaction surges [3] Competitive Landscape - Ant International's blockchain payment system bypasses traditional banking networks, significantly lowering transaction costs compared to the SWIFT system, which typically charges $10 to $50 per transaction [4][5] - Major banks, including HSBC and Standard Chartered, have signed on to connect with Ant's blockchain system, indicating strong institutional interest [2][5] Market Dynamics - As cross-border transactions continue to grow, competitors like Amazon and JPMorgan are also developing similar AI capabilities and blockchain payment systems [7]