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AI算法与区块链支付--蚂蚁国际的“资金管家大生意”
Hua Er Jie Jian Wen· 2025-09-28 09:24
Core Insights - Ant International is leveraging AI and blockchain technology to expand into global corporate cash management, processing funds amounting to $1.1 trillion annually [1][2] - The company’s AI model can predict foreign exchange demand with 90% accuracy, while its blockchain system enables cross-border payments to be completed in 30 seconds, reducing costs from tens of dollars to a few cents and decreasing capital occupation by 60% [1][4] Business Model - Ant International's revenue model is based on sharing a percentage of the savings generated for clients, with current annual revenue nearing $3 billion [2][6] - The company has transitioned approximately 35% of its cash management operations to its self-built blockchain system, completing 300,000 transactions last year [2][5] Technology and Innovation - The core technology of Ant International includes an AI algorithm that predicts corporate currency needs by analyzing various data points, including shipping rates, weather forecasts, and market fluctuations [3][4] - The updated big data model set to launch in 2024 will enhance predictive capabilities, allowing for hourly-level forecasts and better handling of transaction surges [3] Competitive Landscape - Ant International's blockchain payment system bypasses traditional banking networks, significantly lowering transaction costs compared to the SWIFT system, which typically charges $10 to $50 per transaction [4][5] - Major banks, including HSBC and Standard Chartered, have signed on to connect with Ant's blockchain system, indicating strong institutional interest [2][5] Market Dynamics - As cross-border transactions continue to grow, competitors like Amazon and JPMorgan are also developing similar AI capabilities and blockchain payment systems [7]
面向文科专业培养人工智能复合型人才 华师大联合饿了么共建“数字营销实验室”
Sou Hu Cai Jing· 2025-08-15 23:53
Group 1 - The core viewpoint of the collaboration between Ele.me and East China Normal University is to cultivate interdisciplinary talents by launching a digital marketing laboratory that leverages AI technology for market insights and public opinion analysis [1][3]. - The partnership aims to combine academic resources and industry expertise, creating a practical platform for students in communication and journalism to apply their knowledge in real-world scenarios [3][4]. - Ele.me's initiative includes a systematic training program for students, enhancing their career prospects while establishing a talent base for AI applications in digital marketing and public opinion analysis [3][5]. Group 2 - The collaboration will focus on fine-tuning algorithms through extensive data annotation, improving the accuracy and responsiveness of public opinion analysis, and providing data support for industry decision-making [3]. - Ele.me's market public relations director highlighted the innovative potential of university students, emphasizing the importance of this partnership in addressing practical marketing challenges for platform merchants [3]. - The involvement of industry experts as external mentors will facilitate a reciprocal learning experience between Ele.me and the students, fostering a deeper understanding of industry practices [5].
科博会上,门头沟展区解锁“新质生产力”密码
Xin Jing Bao· 2025-05-08 07:01
Group 1 - The 27th China Beijing International Technology Industry Expo showcases the transformation of Mentougou District from a "thousand-year coal city" to "Beijing West Intelligent Valley" with a focus on three key industries: artificial intelligence, ultra-high-definition digital audio-visual, and cardiovascular innovative drugs and devices [1][2] - Mentougou District has established a 600P domestically controlled AI computing power cluster, creating a collaborative ecosystem of computing power, algorithms, data, and scenarios, positioning itself as a high ground for E-level intelligent computing in Beijing [1] - The district's AI algorithm talent policy has attracted over 700 enterprises, empowering more than 200 specialized and innovative enterprises, including 7 national-level "little giants" [1] Group 2 - The district focuses on cardiovascular innovation through the "Four Platforms and One Base" strategy, showcasing globally leading innovative drug and device achievements at the exhibition [2] - The establishment of the Baiyang Cardiovascular Innovative Drug and Device Industry Nurturing Base aims to strengthen resource aggregation and develop a future industry nurturing model of "leading enterprises + innovation platforms" [2] - Mentougou District emphasizes ecological foundations, cultural essence, and technological breakthroughs to drive the development of "new productive forces" [2]