Investment Rating - The investment rating for OSL Group is "Buy" (maintained) [1][7] Core Insights - The strategic acquisition of Banxa Holdings Inc. enhances OSL Group's compliance capabilities and global payment infrastructure, positioning the company for significant growth in the B2B sector [4][6] - OSL Group's revenue is projected to grow significantly, with estimates of HKD 514 million in 2025, HKD 873 million in 2026, and HKD 1.172 billion in 2027, reflecting growth rates of 37.12%, 69.91%, and 34.29% respectively [5][6] - The acquisition is expected to improve OSL's payment business revenue substantially, with Banxa's revenue for the first half of 2025 estimated at HKD 53.93 million [6] Financial Projections - Revenue projections for OSL Group are as follows: HKD 375 million for 2024, HKD 514 million for 2025, HKD 873 million for 2026, and HKD 1.172 billion for 2027 [5][7] - The forecasted net profit for OSL Group shows a loss of HKD 75.74 million in 2025, a slight loss of HKD 2.56 million in 2026, and a profit of HKD 194 million in 2027 [5][6] - The Price-to-Sales (P/S) ratio is expected to decrease from 29.90 in 2024 to 9.56 in 2027, indicating improved valuation as revenue grows [5][7]

Core Viewpoint - The article emphasizes the importance of the Renminbi as a legal currency in ensuring fair consumption and maintaining convenience for the public, particularly for vulnerable groups like the elderly. It highlights a campaign by CITIC Bank to promote cash acceptance and protect payment rights in the Nanchang area [1][2]. Group 1: Campaign Overview - CITIC Bank's Tongluowan branch launched a campaign titled "Rectifying Cash Refusal, Protecting Payment Rights" in the Nanchang Tongluowan business district and the Dongfang Heidelberg community [1]. - The campaign involved face-to-face interactions with local merchants to explain legal responsibilities regarding cash acceptance and encourage them to sign a "No Cash Refusal Commitment" [1][2]. - The bank provided small denomination bills and coin exchange services on-site to address the common issue of making change for merchants [1]. Group 2: Community Impact - In the Dongfang Heidelberg community, the campaign fostered a sense of community welfare, enhancing the warmth of local shops [2]. - Bank staff educated shop owners on diverse payment regulations and assisted elderly residents in recognizing counterfeit money and understanding their rights [2]. - The initiative has made cash payment channels more accessible in community shops, improving the overall consumer experience [2]. Group 3: Future Plans - CITIC Bank's Tongluowan branch plans to incorporate cash acceptance promotion into its regular operations, aiming to provide better cash services and more detailed compliance guidance [3].