2024年，信托行业整体盈利状况如何？各信托公司的业绩又呈现出怎样的分化态势？哪些业务板块 成为盈利增长的关键驱动力？ 其中，江苏信托以28.19亿元的净利润位列第一，这也是该公司连续第二年蝉联净利润头名。背靠 大型金融集团和央企的信托公司——中信信托和华鑫信托分别以26.53亿元和18.30亿元的净利润跻身行 业前三。 英大信托、华能信托、华润信托、陕国投、建信信托、紫金信托和粤财信托也在2024年有着较好的 净利润表现，净利润规模均超过10亿元。 此外，在盈利的48家信托公司中，有8家净利润不足1亿元，另有万向信托、杭州工商信托、五矿信 托等出现了从千万元到亿元级别不同程度的亏损。五矿信托由盈转亏，2024年亏损约9.54亿元，净利润 同比减少180.17%。 虽然部分机构深陷利润增长困局，但行业中仍有"黑马"突围。 数据显示，2024年净利润保持正向增长的共有27家。其中，尽管规模在行业中并不突出，但吉林信 托和金谷信托在净利润增长上表现突出。 截至5月6日，共有57家信托公司披露了2024年年报。《金融时报》记者梳理数据发现，信托行业延 续"增量不增利"态势，经营承压明显，整体盈利有所下滑，资产服务信 ...

Core Viewpoint - The Chinese automotive industry is facing challenges such as "involutionary" competition and a persistent decline in profit margins, necessitating a shift from price-driven to value-driven market strategies [1][3]. Group 1: Industry Performance - In the first half of 2025, China's automotive industry achieved remarkable results, with both production and sales exceeding 15 million units for the first time, and new energy vehicle sales growing over 40% year-on-year [2]. - The automotive export market also experienced double-digit growth, indicating a positive trend in international competitiveness [2]. Group 2: Challenges and Solutions - The automotive industry's profit margins have been declining for nearly eight years, leading to a critical situation of "increment without profit" that needs urgent resolution [3]. - Industry leaders emphasize the need for innovation and focus on key technologies, particularly in new energy and intelligent connected vehicles, to enhance competitiveness and profitability [3]. - There is a consensus among industry experts that understanding and meeting consumer emotional needs is becoming a core competitive advantage in automotive product development [3]. Group 3: Collaborative Efforts - Industry stakeholders are encouraged to foster a new type of competitive and cooperative relationship, aiming to create new technologies, products, and business models to cultivate new growth areas in the industry [3].