Group 1 - The total social financing scale increment for the first eight months of 2025 reached 26.56 trillion yuan, an increase of 4.66 trillion yuan compared to the same period last year [1] - The increase in RMB loans to the real economy was 12.93 trillion yuan, which is a decrease of 485.1 billion yuan year-on-year [1] - The net financing of corporate bonds was 1.56 trillion yuan, a decrease of 221.4 billion yuan year-on-year [1] Group 2 - The net financing of government bonds was 10.27 trillion yuan, an increase of 4.63 trillion yuan year-on-year [1] - The domestic stock financing for non-financial enterprises was 266.9 billion yuan, an increase of 109.3 billion yuan year-on-year [1] - The trust loans increased by 194.2 billion yuan, which is a decrease of 161.4 billion yuan year-on-year [1]

Core Insights - The People's Bank of China Shanghai Headquarters reported that as of the end of July, the total balance of domestic and foreign currency loans in Shanghai reached 12.79 trillion yuan, reflecting a year-on-year growth of 7.8%, which is a decrease of 0.6 percentage points compared to the end of the previous month [1] Loan Breakdown - The balance of RMB loans stood at 12.21 trillion yuan, with a year-on-year increase of 8.1%, also down by 0.6 percentage points from the previous month [1] - The balance of foreign currency loans was 80.1 billion USD, showing a year-on-year growth of 1.6%, which is a decline of 0.5 percentage points from the previous month [1] Monthly Changes - In July, RMB loans decreased by 44.8 billion yuan, which is a reduction of 69 billion yuan compared to the same month last year [1] - Household sector loans increased by 14.5 billion yuan, with short-term loans rising by 3.1 billion yuan and medium to long-term loans increasing by 11.4 billion yuan [1] - Corporate loans decreased by 74.8 billion yuan, with short-term loans down by 34 billion yuan and medium to long-term loans down by 40.6 billion yuan, while bill financing increased by 4.2 billion yuan [1] - Non-bank financial institutions saw an increase in loans by 9 billion yuan [1] - Foreign currency loans decreased by 2.3 billion USD, which is a larger decline of 500 million USD compared to the same month last year [1]

央行：前四个月人民币贷款增加10.06万亿元 金十数据5月14日讯，4月末，本外币贷款余额269.54万亿元，同比增长6.8%。月末人民币贷款余额 265.7万亿元，同比增长7.2%。前四个月人民币贷款增加10.06万亿元。分部门看，住户贷款增加5184亿 元，其中，短期贷款减少2416亿元，中长期贷款增加7601亿元；企（事）业单位贷款增加9.27万亿元， 其中，短期贷款增加3.03万亿元，中长期贷款增加5.83万亿元，票据融资增加2899亿元；非银行业金融 机构贷款增加768亿元。4月末，外币贷款余额5333亿美元，同比下降18.1%。前四个月外币贷款减少88 亿美元。 ...