在完善生育支持政策体系的背景下，多地围绕多子女家庭住房需求持续加码支持政策。 据中指研究院不完全统计，今年以来，已有超过一百个城市出台或优化多子女家庭住房支持政策，政策 内容涵盖公积金贷款额度上浮、购房补贴、保障性租赁住房倾斜等多个方面，多子女家庭正成为各地住 房支持政策的重要方向。 具体来看，在省级层面，湖南、福建、云南等多地将住房支持政策纳入生育友好型社会建设整体部署。 例如，12月18日，云南省人民政府办公厅印发《关于加快完善生育支持政策体系推动建设生育友好型社 会的十五条措施》的通知，其中提到，加大对多子女家庭购房支持力度，全面落实"二孩、三孩家庭购 置首套和二套改善性住房，公积金贷款额度上浮20%、30%"政策。支持筹集一定数量超过70平方米的 保障性租赁住房用于解决多子女家庭住房困难问题。加快发展住房租赁市场，逐步使租购住房群体享有 同等义务教育阶段就近入学、优质医疗服务、养老服务等公共服务权利。 从具体措施看，提高住房公积金贷款额度成为各地支持多子女家庭的普遍做法。例如，深圳发布政策提 出，有2个及以上子女的家庭使用公积金贷款购买深圳住房的，其公积金贷款最高额度可以上浮50%； 近日，天津市住房 ...

Core Viewpoint - Multiple regions in China are implementing new policies to support families with multiple children in purchasing homes, including increased housing provident fund loan limits and other financial incentives [1][2][3]. Group 1: Policy Initiatives - Beijing has introduced measures to enhance support for multi-child families, including increasing housing provident fund loan limits and prioritizing public rental housing for families with more children [2][3]. - In Liuyang, new regulations will allow families with two or more children to have their existing housing count reduced by one when purchasing new homes, effectively easing their loan eligibility [4][5]. - The new policies aim to reduce the financial burden on families and promote a more family-friendly housing market [3][6]. Group 2: Financial Support Details - In Beijing, the maximum loan limit for multi-child families can increase by up to 400,000 yuan, with the new caps set at 1.6 million yuan for the first home and 1 million yuan for the second home [3]. - Liuyang's new measures will increase the maximum housing provident fund loan limits by 20% for families having a second child and by 30% for those having a third child [5]. - The policies also include a 60% rebate on the actual paid deed tax for families purchasing new homes, further incentivizing home purchases [5][6].

Core Viewpoint - Multiple regions in China are implementing new policies to support families with multiple children in purchasing homes, aiming to alleviate housing costs and promote a family-friendly environment [1][2][4]. Summary by Sections Beijing's Policy Initiatives - On July 31, Beijing proposed measures to enhance support for families with multiple children in home purchases, including increasing housing provident fund loan limits [2][3]. - The policy includes 15 measures across four areas, focusing on improving housing support and increasing the supply of affordable housing for families with more children [3][4]. - The maximum loan limit for families with multiple children can increase by up to 400,000 yuan, with the new limits for first and second homes set at 1.6 million and 1 million yuan respectively [4]. Hunan's Luoyang Measures - Luoyang's new real estate policy includes measures to support families with two or more children, such as reducing the count of existing homes when applying for new purchases [6][7]. - Families having a second or third child can see their housing provident fund loan limits increased by 20% and 30% respectively when purchasing new homes [7]. - The policy also introduces a tax reduction for home purchases and a subsidy for those buying new homes, effective from August 1, 2025 [6][8]. Broader Implications - The overall trend indicates a significant shift in housing policies across various regions, with approximately 180 adjustments made this year, 80 of which specifically target families with multiple children [2][4]. - The measures aim to reduce the financial burden of raising children and encourage a more family-friendly society [5].

Core Viewpoint - Multiple regions in China are implementing new policies to support families with multiple children in purchasing homes, including increased housing provident fund loan limits and other financial incentives [1][2][3]. Group 1: Beijing's Policy Measures - On July 31, Beijing introduced measures to enhance support for multi-child families, including increasing housing provident fund loan limits and prioritizing public rental housing for families with more children [2][3]. - The current loan limit for multi-child families can be increased by up to 400,000 yuan, with maximum loan limits for first and second homes set at 1.6 million yuan and 1 million yuan, respectively [3]. Group 2: Liuyang's Support for Multi-Child Families - Liuyang has introduced measures that reduce the number of homes recognized for families with two or more children, allowing them to benefit from housing credit policies more favorably [4][5]. - Families having two or more children can see their housing provident fund loan limits increased by 20% for the first home and 30% for the second home [5]. Group 3: Tax and Subsidy Measures - Liuyang's measures include a reduction in deed tax rates for home purchases based on property size, with specific rates for first and second homes [4][5]. - From August 1, 2025, homebuyers in Liuyang can receive a subsidy equal to 60% of the deed tax paid when purchasing new homes [4][6].

Core Viewpoint - Beijing and Liuyang have introduced policies to support multi-child families in purchasing homes, including increased housing provident fund loan limits and adjustments in housing credit policies [1][3][4][5][7]. Group 1: Beijing's Policy Measures - On July 31, Beijing proposed 15 measures to enhance the support for multi-child families, focusing on improving housing support policies [3]. - The housing provident fund loan limit for multi-child families can be increased by up to 400,000 yuan, with maximum loan limits for first and second homes set at 1.6 million yuan and 1 million yuan respectively after the increase [4]. - Multi-child families can extract provident fund based on actual rent paid without being limited by monthly contributions [3]. Group 2: Liuyang's Policy Measures - Liuyang's new real estate policy allows families with two or more children to have their existing housing counted as one less when purchasing new homes, effectively easing credit policies [6][7]. - The maximum loan limit for families having a second or third child is increased by 20% and 30% respectively for purchasing new homes [7]. - Liuyang also introduces a tax reduction on property transactions and offers a subsidy for home purchases, providing 60% of the actual paid deed tax as a rebate [6][8].