Core Insights - Typhoon "Haikashan" caused 421 insurance claims in Shenzhen, with estimated losses of 4.0074 million yuan, which is significantly lower than previous typhoons [1][3] - The insurance industry in Shenzhen demonstrated effective disaster preparedness and rapid response capabilities, showcasing its role as an economic stabilizer [1][3] Group 1: Insurance Response - Multiple insurance companies activated disaster emergency response mechanisms, utilizing technology for rapid claims processing [1][2] - China Pacific Insurance completed a claim process in just 10 minutes after receiving a report of vehicle damage [2] - Ping An Insurance processed a claim from report to payout in 28 minutes, demonstrating efficiency in handling complex cases [1][2] Group 2: Pre-Disaster Preparedness - Insurance firms implemented pre-disaster measures, such as reinforcing structures and ensuring emergency systems were operational before the typhoon [3] - Ping An Financial Center upgraded its emergency systems a week prior to the typhoon, ensuring readiness [3] Group 3: Comparative Analysis - The number of claims and estimated losses from "Haikashan" were less than 40% of those from Typhoon "Wipha," despite "Haikashan" having stronger winds [3] - The proactive measures taken by the insurance industry contributed to the reduced impact of "Haikashan" compared to previous storms [3]

Core Insights - The impact of Typhoon "Haikashan" on Shenzhen's insurance industry has been limited due to effective preventive measures, with reported claims significantly lower than those from Typhoon "Wipha" earlier this year [1][2]. Insurance Claims and Loss Estimates - As of September 24, the Shenzhen insurance industry received 421 claims related to Typhoon "Haikashan," with estimated losses of 4.0074 million yuan [1]. - In comparison, Typhoon "Wipha" resulted in 1,100 claims and estimated losses of 11.0975 million yuan, with insurance payouts totaling 76,000 yuan [1][2]. Typhoon Characteristics - Typhoon "Haikashan" had a maximum wind force of level 16, while Typhoon "Wipha" had a maximum wind force of level 13 [2]. - The center of "Haikashan" passed 150 kilometers south of Shenzhen, compared to "Wipha," which passed 90 kilometers south [2]. Emergency Response and Preparedness - Shenzhen opened 865 indoor emergency shelters and prepared 400,000 servings of ready-to-eat food and 1 million bottles of drinking water, with over 306,393 people evacuated and 55,532 people housed in emergency shelters [3]. - The insurance industry activated emergency response mechanisms, enabling rapid claims processing, with some companies completing claims in as little as 8 minutes [5][6][7]. Technology in Claims Processing - Multiple insurance companies utilized technology to expedite claims, achieving rapid payouts. For instance, a claim for 2,600 yuan was processed within 28 minutes, and another for 3,000 yuan was completed in 30 minutes [5][6][7]. - The use of online platforms for claims reporting and assessment has been highlighted as a key factor in the swift response to claims [5][6]. Historical Context - Since 2025, there have been over three significant typhoons affecting Shenzhen, with "Sula" in September 2023 being the most impactful, resulting in 24,844 claims and losses of 154 million yuan [7].

Core Insights - The impact of Typhoon "Haikashan" on Shenzhen's insurance industry has been limited due to effective preventive measures, with reported claims significantly lower than those from Typhoon "Weipa" earlier this year [1][2][3] Insurance Industry Response - As of September 24, the Shenzhen insurance industry received 421 claims related to Typhoon "Haikashan," with estimated losses of 400.74 thousand yuan, which is less than 40% of the claims and losses reported during Typhoon "Weipa" [1][2] - The insurance sector had proactively activated emergency response mechanisms, demonstrating rapid claims processing capabilities, with some companies completing claims in as little as 8 minutes [5][6][7] Emergency Preparedness - Shenzhen opened 865 indoor emergency shelters and prepared 400,000 servings of fast food and 1 million bottles of drinking water, successfully evacuating over 306,000 people [3][5] - The city has implemented a comprehensive disaster response strategy, including a "1+N" mechanism for flood and typhoon prevention, ensuring a coordinated approach to disaster management [5] Historical Context - The insurance industry has faced multiple typhoons in recent years, with Typhoon "Sula" in September 2023 being the most impactful, resulting in 24,844 claims and losses of 15.4 million yuan [7]