Core Viewpoint - The company emphasizes the integration of high-quality party building with high-quality development, establishing a new model of mutual promotion between party building and business operations [1][2][3][4][5][6] Group 1: Structure "Alignment" - The company focuses on enhancing governance through the political and leadership roles of the party committee, ensuring alignment with national policies and industry regulations [1] - The implementation of the "first agenda" approach allows the company to study and apply major decisions and regulatory policies effectively, ensuring correct political direction [1] - The establishment of clear responsibilities and boundaries among governance entities promotes unity between comprehensive party leadership and corporate governance [1] Group 2: Resource "Integration" - The company aims to strengthen its market influence and resource linkage capabilities through party building initiatives, collaborating with local enterprises and government departments [2] - Strategic cooperation agreements have been signed with over 50 entities, facilitating business expansion and the development of significant insurance projects [2] - The integration of party building with business operations has led to rapid growth in premium income, showcasing the vitality of collaborative initiatives [2] Group 3: Mechanism "Coupling" - The company innovates in personnel selection and performance evaluation mechanisms to drive strategic implementation [3] - A new performance evaluation method has been introduced, linking high-quality development assessments with personnel selection and rewards [3] - The establishment of a "four synchronizations" mechanism ensures that party building and business strategies are aligned and effectively executed [3] Group 4: Supervision "Alignment" - The company adapts to new regulatory environments by enhancing collaboration between internal oversight bodies, ensuring effective compliance and risk management [4][5] - A comprehensive "big supervision" system has been developed to address management issues and improve the precision of oversight [4] - The focus on compliance management in 2024 aims to strengthen the company's competitive edge and corporate image [5] Group 5: Strength "Aggregation" - The company is committed to building a high-quality, professional workforce by fostering a culture of loyalty, integrity, and accountability [6] - Initiatives such as performance evaluations and grassroots party organization assessments enhance employee engagement and organizational effectiveness [6] - The integration of party building with business operations has led to consistent profitability from 2021 to 2024, with a strong market position and favorable ratings from international agencies [6]

Core Viewpoint - A sudden hailstorm hit multiple areas in Beijing on May 13, causing significant damage to vehicles and properties, leading to over 20,000 insurance claims for vehicle damage due to hail as of May 14 [1][2]. Group 1: Insurance Claims and Responses - As of May 14, 16:00, Ping An Property & Casualty Insurance received 15,381 vehicle damage claims due to hail, with the highest claims from Shijingshan (4,957) and Haidian (4,052) districts [2]. - As of May 14, 13:00, China Pacific Insurance reported 6,179 claims specifically attributed to natural disasters, with a concentration in Shijingshan and Haidian districts [4]. - China Life Property & Casualty Insurance mobilized over 300 adjusters and prepared 1,200 repair network points, with 85 rescue vehicles ready for assistance [1]. Group 2: Coverage and Exclusions - Vehicle damage claims for hail include direct damages to windshields, body, lights, and sunroofs, but do not cover damages from non-hail related incidents or if the vehicle was not insured for damage [4]. - For property claims, damages to glass, roofs, and outdoor equipment are covered if the appropriate insurance is in place, but losses from unclosed windows leading to water damage are excluded [5]. - In agriculture, insured greenhouse damages and crop losses due to hail are covered, but losses from failure to take preventive measures are not compensated [5]. Group 3: Claims Process and Recommendations - Consumers are advised to act quickly in the claims process, including taking photos of damages and documenting losses before cleaning up the site [5]. - There are specific reporting time limits: vehicle claims should be reported within 48 hours, while property claims are recommended to be reported within 24 hours [5].

哪些冰雹灾害损失在保险的保障范围呢？平安产险北京分公司 理赔负责人钟勇全表示，车辆损失，家庭、企业财产损失以及 农业损失均可理赔。 作者： 姜鑫 封图：图虫创意 2025年5月13日晚，北京多地区出现强对流天气并伴随冰雹。气象北京发布微博称，冰雹尺寸较 大，可能造成雹灾。不少网友晒出鸡蛋大小的冰雹。 车辆损失中，挡风玻璃、车窗破损、车身凹陷（雹坑）、车灯损坏、天窗漏水等直接冰雹损伤可以 申请保险赔付。未投保车损险的车辆、事故后未及时报案导致扩大的损失、发动机进水（非直接冰 雹造成）等损失不予赔付。 家庭、企业财产险中，房屋玻璃破损、屋顶砸穿、太阳能热水器损坏、露天设备损伤等损失，在保 财产综合险或自然灾害附加险时可以申请理赔；未关门窗导致室内进水或未投保自然灾害附加险的 普通财产险不予理赔。 农业险中，投保农业险的大棚损毁、农作物（果树、蔬菜等）因冰雹减产可以申请理赔；未及时采 取防灾措施（如未覆盖防雹网）导致的扩大损失不予理赔。 钟勇全表示，在出险后，消费者应第一时间拍照取证并报案，车险通常要求48小时内报案，财产 险建议24小时内报案（超时可能影响定损）。在拍照取证过程中，车险拍摄受损部位全景+细节照 片 ...