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拟募资3亿元 大股东或突破持股上限 中煤保险渴求增资
Bei Jing Shang Bao· 2025-09-29 15:58
具有煤炭业股东背景的中煤财产保险股份有限公司(以下简称"中煤保险")官宣了一份增资方案。9月 29日,北京商报记者了解到,中煤保险近日公告称,该公司拟向原股东山西金融投资控股集团有限公司 (以下简称"山西金控")增发股份3亿股,共募集资金3.006亿元。若此次增资获批,中煤保险大股东山 西金控持股比例将达到46.05%,超过监管划定的上限。 向股东募集资金的背后,中煤保险对注册资本金的增加有着怎样的渴望?该公司第三大股东中国中煤能 源集团有限公司(以下简称"中煤集团")频频萌生退意,又将如何影响中煤保险? 3亿元增资方案出炉 9月28日,中煤保险公告称,2025年第一次临时股东会于9月25日召开,会议审议并通过了《关于山西金 融投资控股集团有限公司为公司增资扩股的议案》。 具体而言,中煤保险本次增资扩股按1.002元/股向原股东山西金控增发股份3亿股,共募集资金3.006亿 元。上述增资事项需监管批准后生效。 根据《保险公司股权管理办法》,单一股东持股比例不得超过保险公司注册资本的三分之一。不过,保 险公司因业务创新、专业化或者集团化经营需要投资设立或者收购保险公司的,其出资或者持股比例上 限不受限制。 对于 ...
拟募资3亿元,大股东或突破持股上限,中煤保险渴求增资
Bei Jing Shang Bao· 2025-09-29 13:50
具有煤炭业股东背景的中煤财产保险股份有限公司(以下简称"中煤保险")官宣了一份增资方案。9月29日,北京商报记者了解到,中煤保险近日公告称, 该公司拟向原股东山西金融投资控股集团有限公司(以下简称"山西金控")增发股份3亿股,共募集资金3.006亿元。若此次增资获批,中煤保险大股东山西 金控持股比例将达到46.05%,超过监管划定的上限。 向股东募集资金的背后,中煤保险对注册资本金的增加有着怎样的渴望?该公司第三大股东中国中煤能源集团有限公司(以下简称"中煤集团")频频萌生退 意,又将如何影响中煤保险? 3亿元增资方案出炉 9月28日,中煤保险公告称,2025年第一次临时股东会于9月25日召开,会议审议并通过了《关于山西金融投资控股集团有限公司为公司增资扩股的议案》。 具体而言,中煤保险本次增资扩股按1.002元/股向原股东山西金控增发股份3亿股,共募集资金3.006亿元。上述增资事项需监管批准后生效。 据了解,山西金控是集银行、证券、保险、信托、担保、金融租赁、资产管理、小贷、要素交易、互联网金融、产业基金等金融业态于一体的全牌照金融控 股集团。如果增资获批,在上海对外经贸大学保险系专家朱少杰看来,两者可以 ...
台风“桦加沙”逐渐远离 深圳保险业现接报案数不足“韦帕”四成
据悉,本次"桦加沙" 从深圳偏南方150公里的海面上经过,中心附近最大风力16级;"韦帕"在今年7月从深圳偏南方90 公里的海面上经过,中心最大风力13级。 据深圳市三防办通告,台风"桦加沙"强度逐渐减弱并远离深圳,深圳市气象台已将台风红色预警信号降级。16时起, 深圳市在全市范围内正式解除"五停"(停工、停业、停市、停运、停课)措施。据深圳地铁消息,16时起深圳地铁全 线开始恢复运营。 9月24日,深圳保险业相关人士向21世纪经济报道记者表示,报案与赔付数据或将继续统计更新,但因深圳全市预防 措施较佳,预计后续数字不大。 得益于深圳良好的预防措施,年度风王"桦加沙"的影响较为有限。 9月24日,21世纪经济报道记者从深圳市保险业协会获悉,超强台风"桦加沙"过境深圳,截至24日下午3点,深圳保险 业接报案421起,估损400.74万元。 如与今年7月份的第6号台风"韦帕"相比,截至7月20日的数据显示,深圳保险业累计接到台风暴雨相关报案1100件,估 损金额1109.75万元,已支付保险赔款7.6万元。 这意味着,尽管本次"桦加沙"的中心风力相较"韦帕"更强,但截至目前产生的深圳保险业相关报案数量和估损金额均 ...
中国太保2025上半年业绩:寿险新业务价值同比增长32.3%,财险综合成本率创近年同期新低,整体经营稳中向好!
13个精算师· 2025-08-30 02:03
Group 1 - The overall performance of China Pacific Insurance (CPIC) is positive, with a solid market position and enhanced comprehensive strength [1][3] - In the first half of 2025, CPIC achieved total operating revenue of 200.50 billion yuan, a year-on-year increase of 3.0%, with insurance service revenue at 141.82 billion yuan, up 3.5% [4] - The net profit attributable to shareholders reached 27.88 billion yuan, an increase of 11.0%, while the operating profit was 19.91 billion yuan, up 7.1% [6] Group 2 - The embedded value of CPIC as of June 30, 2024, was 588.93 billion yuan, reflecting a growth of 4.7% from the previous year [8] - The total assets under management reached 3.77 trillion yuan, a 6.5% increase from the end of the previous year [9] Group 3 - In the life insurance segment, CPIC achieved a premium income of 193.47 billion yuan, a year-on-year increase of 13.1%, with new single premium income growing by 28.7% to 64.37 billion yuan [12] - The new business value for the life insurance segment was 9.54 billion yuan, up 5.6%, with a comparable year-on-year increase of 32.3% [14] - The agency channel saw a premium income of 137.38 billion yuan, a slight increase of 0.9%, with the average number of insurance sales agents growing by 1.6% [16] Group 4 - In the property insurance segment, CPIC reported a premium income of 112.76 billion yuan, a year-on-year increase of 0.9%, with a service income of 96.83 billion yuan, up 4.0% [22] - The combined ratio for underwriting improved to 96.3%, a decrease of 0.8 percentage points, marking the lowest level in recent years [25] - The net profit for the property insurance segment was 5.73 billion yuan, reflecting a year-on-year increase of 19.6% [26] Group 5 - As of June 30, 2025, CPIC's investment assets reached 2.92 trillion yuan, a 7.0% increase from the previous year, with total investment income of 56.89 billion yuan, up 1.5% [33] - The investment asset allocation remained stable, with bond investments comprising 62.5% of the total investment assets, an increase of 2.4 percentage points [35] - The company achieved a net investment return of 42.57 billion yuan, reflecting an 8.9% year-on-year growth [36] Group 6 - Looking ahead, CPIC aims to focus on its core responsibilities, enhance its competitive edge, and implement three core strategies: promoting health and wellness, internationalization, and integrating artificial intelligence [37]
瑞银:升中国财险(02328)目标价至18.7港元 料税后溢利强劲增长
智通财经网· 2025-08-05 07:01
Core Viewpoint - UBS has raised the net profit forecast for China Pacific Insurance (02328) for the years 2025 to 2027 by 11%, 5%, and 4% respectively, reflecting lower-than-expected natural disaster losses and improved stock market performance year-to-date, while also adjusting growth predictions [1] Group 1: Profit Forecast and Target Price - The target price for China Pacific Insurance has been increased from HKD 16.3 to HKD 18.7, maintaining a "Buy" rating [1] - The company is expected to see a year-on-year growth rate in total premiums, auto premiums, and non-auto premiums for the first half of the year at 3.6%, 3.4%, and 3.8% respectively, with insurance revenue growth exceeding 5% [1] Group 2: Underwriting Profitability - The estimated combined cost ratio for the first half of the year is projected to increase by 0.9 percentage points to 95.3% [1] - The auto combined cost ratio continues to benefit from adjustments in commission structure [1] - Significant improvements in health insurance and agricultural insurance are expected due to better business mix, leading to an estimated year-on-year increase of 29% in total underwriting profit for the first half of the year [1]
怀集154件农险报案完成查勘 近200万赔款助农复产
Nan Fang Nong Cun Bao· 2025-07-15 04:02
Core Viewpoint - The article highlights the rapid response and effective measures taken by local agricultural departments and insurance companies in Huai Ji County to assist farmers in recovering from the severe flooding caused by Typhoon "Butterfly" and other weather events, with nearly 2 million yuan in compensation paid out to affected farmers [2][4][6]. Group 1: Disaster Response - Local agricultural departments acted quickly to guide agricultural enterprises, farmers, and livestock farms in disaster recovery efforts [3]. - Insurance companies opened a "green channel" for claims processing, expediting the approval of losses related to crops and livestock [4][5]. Group 2: Compensation and Claims - A total of 154 claims have been reported and investigated in Huai Ji County, with nearly 2 million yuan in compensation paid out, including 530,000 yuan in advance payments [5][6]. - The insurance company, Zhonghua Insurance, initiated pre-claims processing immediately after the disaster, ensuring timely compensation for affected farmers [8][9]. Group 3: Recovery Efforts - Farmers are adapting to the situation by planning to replant suitable crops in areas where corn and other crops were severely damaged [10][20]. - The local agricultural department is coordinating efforts to ensure timely harvesting of early rice and has implemented measures to minimize disaster losses, including the use of drones for pest control and fertilization [21][23].
冰雹夜袭北京,有险企车险报案超万件 自然灾害导致的车险理赔是否会影响下年度保费?
Mei Ri Jing Ji Xin Wen· 2025-05-14 10:02
每经记者|袁园 每经编辑|张益铭 "我的车被砸了几个小坑,已经给保险公司报案了,但是我比较担心报案理赔后,会影响我下一年度的 保费。"北京石景山地区的车主王先生对《每日经济新闻》记者表示,自己的车停在小区内的露天停车 场,冰雹来袭后,根本来不及去挪动,值得庆幸的是还好车受损不严重。 与王先生有相同经历的人不在少数。5月13日夜间,北京市气象台发布雷电黄色、大风蓝色、冰雹黄色 预警。石景山、顺义、丰台等多区网友晒出的图片显示,部分冰雹直径超4厘米,如乒乓球大小,这也 使很多停在户外或行走在道路上的汽车受损严重。 报案几乎是所有车主的第一反应,但是也有车主担心,报案理赔后会影响下年度的保费走向。那么,因 为自然灾害导致的车险理赔是否会影响保费价格呢?《每日经济新闻》记者就此问题采访到保险机构车 险业务负责人。 多家险企接到报案 北京石景山区报案量最大 5月13日晚间,北京局地出现强对流天气,雷电黄色、大风蓝色和冰雹黄色三预警生效。除密云、平谷 和通州外,其他13个区均出现冰雹,中心城区、延庆、昌平、密云、平谷、通州、怀柔等部分地区还出 现了8级左右短时大风。 据北京市气象局统计,5月13日16时至23时,全市平均 ...
投教·保险|北京保险业接车险冰雹报案超两万笔,理赔需抓住48小时报案期
Xin Lang Cai Jing· 2025-05-14 09:57
Core Viewpoint - A sudden hailstorm hit multiple areas in Beijing on May 13, causing significant damage to vehicles and properties, leading to over 20,000 insurance claims for vehicle damage due to hail as of May 14 [1][2]. Group 1: Insurance Claims and Responses - As of May 14, 16:00, Ping An Property & Casualty Insurance received 15,381 vehicle damage claims due to hail, with the highest claims from Shijingshan (4,957) and Haidian (4,052) districts [2]. - As of May 14, 13:00, China Pacific Insurance reported 6,179 claims specifically attributed to natural disasters, with a concentration in Shijingshan and Haidian districts [4]. - China Life Property & Casualty Insurance mobilized over 300 adjusters and prepared 1,200 repair network points, with 85 rescue vehicles ready for assistance [1]. Group 2: Coverage and Exclusions - Vehicle damage claims for hail include direct damages to windshields, body, lights, and sunroofs, but do not cover damages from non-hail related incidents or if the vehicle was not insured for damage [4]. - For property claims, damages to glass, roofs, and outdoor equipment are covered if the appropriate insurance is in place, but losses from unclosed windows leading to water damage are excluded [5]. - In agriculture, insured greenhouse damages and crop losses due to hail are covered, but losses from failure to take preventive measures are not compensated [5]. Group 3: Claims Process and Recommendations - Consumers are advised to act quickly in the claims process, including taking photos of damages and documenting losses before cleaning up the site [5]. - There are specific reporting time limits: vehicle claims should be reported within 48 hours, while property claims are recommended to be reported within 24 hours [5].
冰雹夜袭北京 哪些损失保险能赔?
经济观察报· 2025-05-14 06:35
Core Viewpoint - The article discusses the insurance coverage for damages caused by hailstorms, detailing the types of losses that can be claimed under various insurance policies [2][3]. Group 1: Insurance Coverage - Vehicle losses, household and enterprise property losses, and agricultural losses are all eligible for claims under insurance policies [2][3]. - Specific vehicle damages covered include broken windshields, window damage, body dents (hail pits), damaged headlights, and leaking sunroofs [2][3]. - For household and enterprise property insurance, damages such as broken glass, roof penetrations, damaged solar water heaters, and outdoor equipment damage can be claimed if the appropriate policies are in place [2][3]. Group 2: Reporting and Claims Process - Consumers are advised to take immediate photos and report claims promptly, with car insurance requiring reports within 48 hours and property insurance within 24 hours to avoid affecting loss assessment [3]. - Detailed documentation is essential, including panoramic and close-up photos of damages, and a loss inventory for claims [3]. - During the reporting period from May 13 to 15, customers of Ping An Insurance can benefit from a "three-zero" rapid service, which includes zero paperwork, zero waiting period, and zero disputes [3].
中国太保:利润高增,“换将”后保单大卖了?
Hu Xiu· 2025-04-15 09:43
Core Viewpoint - In 2024, China Pacific Insurance (CPIC) reported its highest-ever profit, with revenue reaching 404.09 billion yuan, a year-on-year increase of 24.74%, and net profit of 44.96 billion yuan, up 64.95% [1][2] Group 1: Financial Performance - CPIC's net profit margin reached 11.49%, marking its first double-digit figure [1] - Total investment income for 2024 was 120.39 billion yuan, a significant increase of 130.5% year-on-year [4] - The company achieved a total investment return rate of 5.6%, up 3.0 percentage points from the previous year [5] Group 2: Insurance Premium Growth - Despite strong financial performance, CPIC's premium income growth was limited, with total premiums of approximately 442.07 billion yuan, a year-on-year increase of only 4.4% [2][3] - The overall insurance premium income in the domestic market is expected to slow down, with a projected growth rate of 5.7% for 2024, down from 9.1% in 2023 [2] Group 3: Asset Management Performance - The significant increase in CPIC's investment income was primarily driven by its asset management business, which outperformed expectations [3] - The fair value changes in investment income reversed from a loss of 11.71 billion yuan in 2023 to a gain of 37.71 billion yuan in 2024 [4] Group 4: Challenges in Insurance Business - The life insurance segment faced challenges, with premium growth of only 2.4%, significantly lower than competitors [6][7] - The company’s reliance on agent channels for sales, which contributed 77% of life insurance premiums, has led to concerns about future growth potential [8][9] Group 5: Future Outlook - The future growth of CPIC's insurance service revenue will depend on the performance of its life insurance and property insurance segments [7][8] - The company is focusing on enhancing its product offerings and improving agent productivity to address growth challenges [20][21]