9月30日，南都湾财社记者从深圳保协了解到，台风过境期间，截至9月30日，"深圳惠家保"共受理报案 80起，损失金额13.92万元，目前已完成77起报案的理赔工作。 深圳保协方面也披露了一些案例。9月24日，人保财险深圳市分公司接到罗湖区租户罗先生报案，据其 描述，受台风"桦加沙"影响，他所租住的房屋发生漏水，导致室内装修因雨水浸泡受损。接到索赔申请 后，人保财险当天通过线上方式查勘财产损失，核定赔付金额为2900元，并在当天完成了赔款支付。 深圳市民夏女士因台风"桦加沙"导致家里阳台密封玻璃顶部碎裂。平安产险保险与客户协商，一次性赔 付2000元。从接到报案到理赔款支付到账用时不足一小时。 业内人士提醒，"深圳惠家保"作为政策性普惠型家庭财产保险，通过i深圳全年开放线上投保，保险保 障一般会在投保后3日生效。 采写：南都湾财社记者 卢亮 一天内完成理赔到账？9月24日，今年第18号超强台风"桦加沙"过境深圳，也成为保险行业的一次集 体"赶考"，其中普惠型家庭财产保险产品"深圳惠家保"成为看点。 值得注意的是，"深圳惠家保"的正式上线，距本次超强台风登陆还不到两个月。 早在今年7月28日，深圳市保险业协会牵头 ...

太平财险深圳分公司表示，深圳刘女士车辆被坠物砸伤，通过线上查勘，启动小额快赔机制，仅用30分 钟即完成从资料上传到赔款到账全流程，支付赔款3000元。 中国人寿财险深圳市分公司则在中午12时接到车辆被砸报案后，查勘人员快速跟进，通过线上工具联系 客户，按照现核快赔简化标准，一小时内将2000元赔款支付至客户账户。 保险机构不仅启动大灾应急机制，还在灾前落实加固措施。平安金融中心在"桦加沙"过境前就对大楼应 急体系进行了升级：提前一周疏通雨水井、加固露天物品、在地下车库部署吸水装置，数百人的物业团 队全员到岗，LED预警系统实时联动，并通过备用电机保障核心系统运行。台风过境期间，平安应急管 理小组严格执行24小时轮值制度和"1小时一报"机制，确保关键岗位人员全天候在岗。 9月24日，超强台风"桦加沙"过境深圳，南都·湾财社记者从深圳市保险业协会了解到，截至24日下午3 点，深圳保险业接报案421起，估损400.74万元。相比此前大型台风给深圳保险业带来的影响，"桦加 沙"导致的报案数量与损失都有所下降。据记者观察，数字的背后，或是深圳保险行业严阵以待、提前 防范、科学备战与科技赋能的"化学反应"。 为应对台风" ...

Summary of Key Points Core Viewpoint - The insurance industry in Guangdong and Shenzhen has reported significant claims and losses due to Typhoon "Haikui," with a total of 12,456 claims and estimated losses of approximately 2.55 billion yuan as of September 25 [1] Group 1: Guangdong Insurance Industry Impact - As of September 25, the Guangdong financial regulatory bureau reported 11,400 claims with an estimated loss of 229 million yuan, and insurance payouts totaling 2.13 million yuan [1] - Breakdown of claims in Guangdong includes: - Auto insurance: 9,810 claims, estimated loss of 96.01 million yuan, payouts of 1.21 million yuan [1] - Agricultural insurance: 920 claims, estimated loss of 42.44 million yuan, payouts of 1.97 million yuan [1] - Corporate property insurance: 431 claims, estimated loss of 36.02 million yuan, payouts of 86,000 yuan [1] - Catastrophe insurance: 3 claims, estimated loss of 44.4 million yuan, payouts of 1.8 million yuan [1] Group 2: Shenzhen Insurance Industry Impact - The Shenzhen financial regulatory bureau reported 1,456 claims with an estimated loss of 25.99 million yuan, and insurance payouts totaling 192,600 yuan as of September 25 [1] - Breakdown of claims in Shenzhen includes: - Auto insurance: 1,082 claims, estimated loss of 9.91 million yuan, payouts of 37,000 yuan [1] - Corporate property insurance: 119 claims, estimated loss of 7.13 million yuan, payouts of 200 yuan [1] - "Shenzhen Huijia Bao" reported 47 claims, estimated loss of 69,300 yuan, payouts of 38,300 yuan [1]

9月24日，超强台风"桦加沙"过境深圳，南都·湾财社记者从深圳市保险业协会了解到，截至24日下午3 点，深圳保险业接报案421起，估损400.74万元。相比此前大型台风给深圳保险业带来的影响，"桦加 沙"导致的报案数量与损失都有所下降。据记者观察，数字的背后，或是深圳保险行业严阵以待、提前 防范、科学备战与科技赋能的"化学反应"。 为应对台风"桦加沙"，深圳多家保险公司启动大灾应急响应机制，通过科技赋能实现分钟级极速理赔， 充分展现了保险业作为经济"减震器"和社会"稳定器"的功能。 人保财险深圳分公司在凌晨1时26分接到宝安区邝先生车辆被砸报案后，立即启动"三免四快"大灾理赔 绿色通道，借助科技手段远程定损，从定损完成到赔款到账仅用时8分钟。 平安产险深圳分公司介绍，上午8时47分接到王女士报案后，3分钟内就联系上了王女士，28分钟内完成 从报案到2600元赔款到账的全流程。对于情况复杂的阳台顶棚受损案件，该公司也在1小时内完成全流 程服务。 中国太保（601601）产险深圳分公司开通"台风灾害绿色授权通道"，实行"四免"服务，大幅提升理赔效 率。上午7时01分，太保产险接到车辆被砸报案后，立即启动线上快赔流 ...

各大保险公司已纷纷采取措施，针对台风启动应急响应。鼎和保险深圳分公司通过智能短信平台、企业 微信、电话通知等多种方式，向超过600家客户发送台风预警信息和防灾指引。与4S店、修理厂建立应 急联动机制，做好拖车、修理厂、公估等第三方救灾资源的储备。并开通理赔绿色通道，简化理赔流程 和天气证明手续。 截至今年8月，深圳市机动车保有量超过460万辆，每到台风天，车辆面临着被冲走、进水等威胁，让数 百万车主格外揪心。在台风来临前，车主应如何提前做好防护?台风过后，车辆受损又该如何顺利理赔? 为应对台风"桦加沙"，深圳保险业已全面启动防汛防台应急处置机制、大灾互认、包干施救等"1+N"行 业防汛防台机制和指引，多家保险公司开通绿色理赔通道。 台风携带暴雨 老旧小区成水淹车重灾区 据了解，此次台风"桦加沙"或将是自2018年"山竹"之后深圳面临的最严峻台风考验。台风"山竹"期间， 保险方面，截至2018年9月17日7点，深圳保险业共受理报案11167起，预估损金额达1.46亿元，其中， 车险报案10406起，估损金额达9035.83万元。 台风造成的保险理赔中，车险案件一般占比最大。2023年9月初，受台风"海葵"减弱后 ...

Group 1 - The Shenzhen insurance industry achieved original insurance premium income of 121.307 billion yuan in the first half of the year, with a year-on-year growth of 7.96%, ranking first among first-tier cities [1] - Compensation expenditures amounted to 38.743 billion yuan, reflecting a year-on-year increase of 8.84% [1] - The insured amount of export credit insurance reached 531 billion USD, with a year-on-year growth of 7.97%, serving 24,000 enterprises [1] Group 2 - The "Shenzhen Huijia Bao" inclusive family property insurance, launched on July 28, has underwritten 34,800 policies, generating premium income of 2.2758 million yuan [1] - Insurance institutions have cumulatively compensated over 10 million yuan in response to multiple rounds of severe rainfall and typhoons this year [1] - The upgraded "Shenzhen Huimin Bao" for 2025 will expand insurance coverage while keeping premiums unchanged, including coverage for relocated elderly and students studying in other places, with 6.15 million insured individuals [1] Group 3 - The industry is steadily advancing the innovation of pension financial products to support the construction of the third pillar of pension insurance [1]

Regulatory Dynamics - The Financial Regulatory Bureau is promoting the integration of banking and insurance industries across the Taiwan Strait, enhancing financial cooperation in Fujian and Taiwan [5] - The Bureau is developing guidelines to improve the service and protection levels of health insurance, focusing on supply-demand alignment and regulatory enhancement [7] - The long-term care insurance system is set to be fully implemented by the end of the year, with a focus on service network construction and collaboration with commercial insurance [8] - Shenzhen reported a 7.96% year-on-year increase in original insurance premium income, leading among first-tier cities [9] - Chongqing is utilizing equity, debt, and insurance to provide comprehensive financial services for technology enterprises [10] Company Dynamics - Ping An Asset Management increased its stake in China Life to 6.17% [14] - Ping An Life continued to increase its holdings in Agricultural Bank of China, reaching over 14% of the total H-shares [15] - Ping An Life acquired 140.67 million shares of China Life Insurance, raising its stake to 5.18% [16] - Hongkang Life increased its holdings in Honghua Wisdom Energy and Zhengzhou Bank [17][18] - China Life and Caixin Life established a joint equity investment fund in Changsha with a contribution of 800 million [20] - China Reinsurance increased the registered capital of its catastrophe insurance company to 276 million [22] - Dongwu Life plans to issue up to 3 billion in capital supplementary bonds to enhance solvency [23] - Sunshine Insurance is undergoing a significant equity change involving key shareholders [24] - AIA reported a new business value of 743 million USD for the first half of 2025, with a profit margin of 58.6% [25] Industry Dynamics - The LPR remained unchanged at 3.00% for one year and 3.50% for five years [43] - New policies for personal pensions will be implemented on September 1, adding three new withdrawal scenarios [44] - The insurance asset management scale has surpassed 36 trillion, with stock investments reaching a new high [48] - The structure of alternative investments in insurance is changing, with a reduction in debt plans and an expansion in equity and asset securitization [49] - The average stock price of five major insurance companies listed in H-shares has increased by 75% this year, with an average dividend yield of over 6% [50][51] - The financial investment yield of 135 insurance companies has increased year-on-year [52] - Nine bank-affiliated insurance companies reported a combined net profit of approximately 8.6 billion [53] - The number of private equity fund management companies in the insurance sector has expanded to seven [54] Product and Service Innovations - The first regional exclusive alternative commercial health insurance was launched in Shanghai [61][62] - Daitong Insurance Services introduced a comprehensive health management project, emphasizing preventive health management [63] - FWD Hong Kong launched a new medical insurance plan to fill the personal medical insurance gap [64] - The first public data authorization operation insurance was successfully implemented [65][66] - The first adult social guardian liability insurance was launched in Beijing, providing comprehensive risk management [67]

Group 1 - The core viewpoint of the news is that Shenzhen's insurance industry has shown strong growth in the first half of 2025, with a significant increase in premium income and claims paid out, indicating a positive development trend [1][2] - Shenzhen's insurance premium income reached 121.307 billion yuan, with a year-on-year growth of 7.96%, leading among first-tier cities [1] - Claims paid out by the insurance industry amounted to 38.743 billion yuan, reflecting an 8.84% year-on-year increase, showcasing the industry's robust performance [1] Group 2 - To enhance public welfare, Shenzhen has launched innovative insurance products, including the "Shenzhen Huijia Bao," which has insured 34,800 policies and generated a premium income of 2.2758 million yuan since its launch on July 28 [2] - The upgraded "Shenzhen Huimin Bao" for 2025 has expanded its coverage to include elderly dependents and students studying elsewhere, with a total of 6.15 million participants [2] - In the pension finance sector, Shenzhen has opened 5.57 million personal pension accounts with total contributions of 7.106 billion yuan, and pilot pension companies have established 116,200 commercial pension accounts with sales amounting to 18.344 billion yuan [2]

Group 1 - The core viewpoint of the article highlights the growth and development of the insurance industry in Shenzhen, with a significant increase in premium income and claims payout in the first half of the year [1] - Shenzhen's insurance industry achieved original premium income of 121.307 billion yuan, representing a year-on-year growth of 7.96%, the highest growth rate among first-tier cities [1] - Claims payout reached 38.743 billion yuan, with a year-on-year increase of 8.84% [1] Group 2 - The introduction of the "Shenzhen Huijia Bao" insurance product aims to enhance public welfare, with 34,800 policies underwritten and premium income of 2.2758 million yuan since its launch in July [1] - The upgraded "Shenzhen Huimin Bao" insurance product has expanded coverage to include family members and students from Shenzhen, with a total of 6.15 million participants [1] - The commercial pension products in Shenzhen have shown steady growth, with 116,200 commercial pension accounts opened and a total sales amount of 18.344 billion yuan as of the first half of the year [1]

Group 1 - As of August 21, 2025, the stock price of New China Life Insurance is 67.19 yuan, down 0.39% from the previous trading day, with a trading volume of 818 million yuan [1] - The stock price fluctuated between 66.66 yuan and 67.97 yuan, with a volatility of 1.94% [1] - New China Life Insurance operates in the insurance industry, focusing on life insurance, health insurance, and accident insurance, and is one of the major comprehensive insurance groups in China [1] Group 2 - In the first half of 2025, the original insurance premium income of the Shenzhen insurance industry reached 121.307 billion yuan, a year-on-year increase of 7.96%, ranking first among first-tier cities [1] - Insurance claims paid amounted to 38.743 billion yuan, reflecting a year-on-year growth of 8.84% [1] - The newly launched inclusive family property insurance "Shenzhen Huijia Bao" has insured 34,800 policies since its launch on July 28, generating premium income of 2.2758 million yuan [1] Group 3 - On August 21, 2025, New China Life Insurance saw a net inflow of main funds amounting to 68.6854 million yuan, with a cumulative net inflow of 444.5 million yuan over the past five trading days [2]