失业保险金
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社保卡过期,影响领取失业保险金吗?人社部解答
Zhong Guo Xin Wen Wang· 2025-11-12 02:02
Core Points - The Ministry of Human Resources and Social Security clarified that an expired social security card does not affect the ability to receive unemployment insurance benefits [1] - Individuals are advised to use their social security card for claiming unemployment benefits, but can also provide a designated bank card as per local requirements [1] - While various social security services such as medical treatment, medication purchases, payment inquiries, and social security relationship transfers remain unaffected by the expiration of the social security card, the financial functions may be impacted depending on the bank's regulations [1]
官方回应:退休金无需缴纳个税
证券时报· 2025-06-24 15:00
Group 1 - The core viewpoint of the article emphasizes that basic pensions received after retirement are exempt from personal income tax, while personal pensions have tax benefits during contributions and withdrawals [1] - The article clarifies that receiving unemployment insurance does not reduce the balance in an individual's pension account, as these funds are accounted for separately [3][4] - It outlines the eligibility criteria for receiving unemployment insurance, including a minimum of one year of contributions and conditions under which benefits can be claimed [4][5] Group 2 - The article states that individuals can continue to pay into their basic pension while receiving unemployment benefits without affecting their eligibility for those benefits [6] - It highlights that claiming unemployment insurance does not impact future job prospects, as it is a legitimate right of workers [7] - There is no limit on the number of times an individual can claim unemployment insurance, as long as they meet the necessary conditions [8]
人社部:领取失业保险金不影响基本养老保险个人账户
证券时报· 2025-05-27 09:04
Core Viewpoint - Receiving unemployment insurance benefits does not reduce the balance in the personal account of basic pension insurance [2]. Summary by Sections Unemployment Insurance Benefits - Workers who have participated in unemployment insurance for at least one year and meet certain conditions can claim unemployment benefits. The duration of benefits depends on the total contribution period: up to 12 months for 1-5 years, 18 months for 5-10 years, and 24 months for over 10 years [3]. Impact on Pension Insurance - During the period of receiving unemployment benefits, individuals can still pay into their basic pension insurance as individuals. The unemployment benefits will not be suspended due to personal contributions to pension insurance [4]. Employment Opportunities - Claiming unemployment benefits does not affect future job prospects. It is a legitimate right for workers who have fulfilled their obligations to contribute to unemployment insurance [5]. Frequency of Claims - There is no limit on the number of times unemployment benefits can be claimed. As long as individuals meet the eligibility criteria, they can receive benefits multiple times [6].
人社部:领取失业保险金不影响基本养老保险个人账户
第一财经· 2025-05-27 07:22
Core Viewpoint - The article clarifies that receiving unemployment insurance benefits does not reduce the balance in an individual's basic pension insurance account, as these funds are accounted for separately [1]. Summary by Sections Unemployment Insurance Eligibility and Duration - Workers who have participated in unemployment insurance for over one year can claim benefits if they meet specific conditions, including not voluntarily leaving their job. The duration of benefits varies based on the length of contributions: up to 12 months for contributions between 1 to 5 years, 18 months for 5 to 10 years, and 24 months for over 10 years [2]. Impact on Pension Contributions - Individuals receiving unemployment benefits can still pay into their basic pension insurance as individuals. Their unemployment benefits will not be suspended due to their continued pension contributions, provided they do not meet conditions that would legally stop the benefits [3]. Employment Prospects Post-Unemployment Benefits - Claiming unemployment benefits does not affect future job prospects. It is a fundamental right for workers who have contributed to unemployment insurance. Agencies cannot require the transfer of employment records or note the receipt of unemployment benefits in the employee's file [4]. Frequency of Claims - There is no limit on the number of times an individual can claim unemployment benefits, as long as they meet the eligibility criteria [5].