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香港积金局:截至2025年9月底强积金总资产首次突破1.5万亿港元
Zhi Tong Cai Jing· 2025-10-06 08:25
此外,香港积金局亦公布截至2025年9月底各基金种类的投资回报临时数字,占强积金总资产合共近八 成的股票基金和混合资产基金过去12个月的平均净回报分别达18.8%及10.6%,而这两类基金自强积金 制度实施以来的平均年率化净回报分别为5.1%和4.5%。 香港积金局提到,俗称"懒人基金"的"预设投资策略"(default investment strategy(DIS))旗下的核心累积基 金,在过去12个月的平均净回报和自2017年推出以来的平均年率化净回报分别为9.8%和6.8%。以上的 基金种类自强积金制度实施以来和自DIS推出以来的平均年率化净回报均高于相关年期的年率化通胀率 (两者均为1.8%)。 香港积金局公布,截至2025年9月底强积金总资产首次突破1.5万亿港元(临时数字为1.53万亿港元),逾 400万强积金计划成员的整体退休储备再创新高。香港积金局主席刘麦嘉轩表示,强积金总资产突破1.5 万亿港元,标志强积金制度另一个重要里程碑。年初至今的总资产增幅中,有超过2000亿港元为投资净 收益。非常乐见强积金的总资产再创新高,透过长时间定期供款、持续投资和复息效应,强积金能为打 工子女稳步累积退休 ...
许正宇:容许市民以强积金供款首次置业 将难达退休储蓄目的
智通财经网· 2025-05-07 11:28
Group 1 - The Hong Kong government is cautious about allowing citizens to withdraw Mandatory Provident Fund (MPF) contributions for first-time home purchases, as it may undermine the integrity of the MPF system and its purpose of providing retirement savings [1][2] - The MPF is designed as a long-term investment to accumulate value over a member's working life, and early withdrawals could lead to a loss of accumulated benefits [1][2] - The Financial Secretary emphasizes the need for careful evaluation of the impact on retirement savings if members are allowed to withdraw MPF contributions for property purchases [2] Group 2 - The current mandatory contribution rate for MPF in Hong Kong is relatively low compared to other countries, and relaxing withdrawal requirements may hinder the MPF's ability to provide basic retirement protection [2] - Real estate investment carries higher risks than MPF fund investments, and using MPF for property purchases could diminish the advantage of risk diversification within the MPF system [2] - The demand for the Elderly Mortgage Scheme has increased since its launch in 2011, with over 8,200 applications approved as of April this year, and the number of approvals in 2024 has risen by approximately 30% year-on-year [2]