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香港积金局:谴责前强积金附属中介人林忠豪 取消其中介人资格为期13年
智通财经网· 2025-10-09 08:00
据悉,香港积金局发现,林忠豪透过在有关强积金表格上伪冒四名计划成员的签名;及不当使用该四名 计划成员的个人资料,以不正当的方法开立四个新强积金帐户,并转移当中叁名计划成员其他强积金帐 户的强积金至新开立的强积金帐户。林的失当行为违反《强制性公积金计划条例》及《注册中介人操守 要求指引》列明的操守要求,包括在进行受规管活动时,行事须诚实、公平、符合客户的最佳利益及持 正。 智通财经APP获悉,香港积金局谴责强积金主事中介人友邦保险(国际)有限公司的前强积金附属中介人 林忠豪,及取消林注册为强积金中介人的资格,为期13年,由2025年10月9日至2038年10月8日。这次是 自2012年强积金中介人法定规管制度实施以来,针对附属中介人最严厉的惩罚。 香港积金局营运总监许慧仪表示,伪冒客户签署及不当地使用客户个人资料等行为均属严重失当,在任 何情况下都不能容忍。该局认为本案所涉及的失当行为性质非常严重,违反诚信,因此必须施以严厉的 惩罚,以示警戒。 ...
香港积金局:截至2025年9月底强积金总资产首次突破1.5万亿港元
Zhi Tong Cai Jing· 2025-10-06 08:25
此外,香港积金局亦公布截至2025年9月底各基金种类的投资回报临时数字,占强积金总资产合共近八 成的股票基金和混合资产基金过去12个月的平均净回报分别达18.8%及10.6%,而这两类基金自强积金 制度实施以来的平均年率化净回报分别为5.1%和4.5%。 香港积金局提到,俗称"懒人基金"的"预设投资策略"(default investment strategy(DIS))旗下的核心累积基 金,在过去12个月的平均净回报和自2017年推出以来的平均年率化净回报分别为9.8%和6.8%。以上的 基金种类自强积金制度实施以来和自DIS推出以来的平均年率化净回报均高于相关年期的年率化通胀率 (两者均为1.8%)。 香港积金局公布,截至2025年9月底强积金总资产首次突破1.5万亿港元(临时数字为1.53万亿港元),逾 400万强积金计划成员的整体退休储备再创新高。香港积金局主席刘麦嘉轩表示,强积金总资产突破1.5 万亿港元,标志强积金制度另一个重要里程碑。年初至今的总资产增幅中,有超过2000亿港元为投资净 收益。非常乐见强积金的总资产再创新高,透过长时间定期供款、持续投资和复息效应,强积金能为打 工子女稳步累积退休 ...
GUM:香港强积金市场延续年内升势 截至9月18日人均赚9044港元
Zhi Tong Cai Jing· 2025-09-23 03:12
Core Insights - The MPF market in Hong Kong continues its upward trend, showing robust performance as of September 18, 2025 [1] - The GUM MPF Composite Index recorded a return of 2.9% in September, with a cumulative increase of 15.2% year-to-date [1] - The average return per person reached HKD 9,044 for the half month and HKD 41,460 year-to-date, primarily driven by strong performance in equity assets [1] Performance Analysis - The overall MPF market is performing steadily, with equity assets leading the gains, particularly in the Greater China and local markets [1] - Mixed asset funds benefited from the rise in equities, yielding satisfactory returns, while fixed income funds maintained stability but offered limited returns [1]
GUM:香港强积金市场延续年内升势 年初至今累积升幅达15.2%
智通财经网· 2025-09-23 03:05
Core Insights - The Hong Kong Mandatory Provident Fund (MPF) market continues its upward trend, with a robust overall performance as of September 18, 2025 [1] - The GUM MPF Composite Index recorded a return of 2.9% in September, leading to a year-to-date cumulative increase of 15.2% [1] - The average return per person reached HKD 9,044 for the half month and HKD 41,460 year-to-date, primarily driven by strong performance in equity assets [1] Performance Summary - The MPF market shows stable and positive performance, with equity assets continuing to dominate the upward trend, particularly in Greater China and local markets [1] - Mixed asset funds benefited from the rise in equities, resulting in satisfactory returns, while fixed income funds maintained stability but offered limited returns [1]
GUM:强积金投资风险偏好逐步提高 近两月约30亿港元流入股票基金
智通财经网· 2025-09-15 06:28
Core Insights - The total assets of the Mandatory Provident Fund (MPF) market in Hong Kong increased by 1.8% to HKD 1.48 trillion as of the end of August [1] - There was a net inflow of HKD 2.02 billion into stock funds in August, while mixed asset funds and lower-risk assets experienced net outflows of HKD 150 million and HKD 1.87 billion, respectively [1] - A total of HKD 3 billion flowed into stock funds over July and August [1] Fund Inflows - The top five asset categories with the highest net inflows were "US Stock Funds," "Pre-set Investment Strategy - Core Accumulation Funds," "Hong Kong Stock Funds (Index Tracking)," "Global Stock Funds," and "Japanese Stock Funds" [1] - The US Stock Funds, DIS Core Funds, and Hong Kong Stock Funds (Index Tracking) have consistently been the top three categories for net inflows for two consecutive months, maintaining the same ranking as in July [1] Fund Outflows - The top five asset categories with the highest net outflows were "MPF Conservative Funds," "Mixed Asset Funds (80% to 100% Stocks)," "Guaranteed Funds," "Mixed Asset Funds (60% to 80% Stocks)," and "Other Stock Funds" [1] - The trend indicates a shift in investment attitudes, with members becoming more aggressive in their allocations towards stock funds [2] Market Sentiment - The investment sentiment has shifted positively, with members increasingly allocating funds to US and Hong Kong stock funds, reflecting a recovery in confidence towards the Hong Kong market influenced by the strong performance of the Hang Seng Index [2] - In August, US stock funds recorded a net inflow of HKD 920 million, indicating a gradual return to US stock funds after significant outflows earlier in the year [2] - Hong Kong stock funds (index tracking) saw a net inflow of HKD 820 million, suggesting a renewed confidence among members [2]
积金评级:8月香港强积金人均料赚3930港元
Zhi Tong Cai Jing· 2025-08-25 03:28
Core Insights - The Mandatory Provident Fund (MPF) is expected to record a positive monthly return of 1.3% in August, leading to a year-to-date return of approximately 11.56%, marking the best performance for the first eight months since 2017 [1] - The anticipated investment gains for August are around HKD 18.8 billion, translating to an average profit of about HKD 3,930 per MPF member, with total investment returns since the beginning of 2025 projected to reach approximately HKD 151 billion [1] - Hong Kong and mainland stock funds have led the performance year-to-date with an increase of about 25.94%, while the positive return in August is primarily driven by Japanese stock funds, which have risen approximately 5.23% [1] Asset Growth - The total assets of the MPF are expected to reach a historical high of approximately HKD 1.47 trillion by the end of August, marking the fourth consecutive month of record highs, with an increase of about HKD 21.82 billion from July [1] - The average account balance per member is projected to be around HKD 306,700, which is an increase of about HKD 4,552 from July and a cumulative increase of approximately HKD 37,417 since the beginning of 2025 [1] Market Sentiment - The chairman of MPF Ratings, Cong Chuanpu, indicated that the first eight months of this year represent the best performance for the MPF in the past eight years, suggesting that members may start to demand new fund products to maintain this positive momentum [1]
GUM:8月强积金市场延续升势录得1.6%的回报 人均回报4956港元
Zhi Tong Cai Jing· 2025-08-21 03:25
Group 1 - The core viewpoint is that the MPF market continues to show a steady upward trend, with a recorded return of 1.6% in August and an overall increase of 11.9% year-to-date [1] - The average return per person in August was HKD 4,956, while the average gain since the beginning of the year reached HKD 32,657 [1] - Stock funds remain the primary driver of MPF performance, with the stock fund index rising by 16.7% year-to-date [1] Group 2 - The best-performing fund in August was the Japanese stock fund, which recorded a 5.5% increase, and a year-to-date growth of 17.1% [1] - The Greater China stock fund and Hong Kong stock fund also performed well, with increases of 4.3% and 2.5% respectively, the latter achieving a year-to-date increase of 26.2% [1] - The US stock fund had the weakest performance, with only a 1.3% increase in August and a year-to-date return of 8.4%, indicating recent volatility in the US stock market [1] Group 3 - The MPF market is characterized by a strong performance in Asian and local markets, with mixed asset funds benefiting from the stock market's upward trend [1] - Fixed income funds maintained stability but offered limited returns [1] - GUM advises members to regularly review their asset allocation based on their risk tolerance and retirement goals, highlighting the long-term growth potential of stock funds despite short-term volatility [2]
香港财库局:释放银发经济潜力 为香港长者构筑更稳健的未来
智通财经网· 2025-08-01 07:25
智通财经APP获悉,8月1日,香港财经事务及库务局局长许正宇在第十届黄金时代展览暨高峰会上致辞 时表示,根据香港政府统计处的数据,65岁及以上长者人口比例预计将从2021年的20.5%上升至2046年 的36%。面对人口结构的转变,香港政府致力于推广银色财务及保障措施,协助长者善用财富与理财工 具,提升退休生活后的财务保障。香港政府的目标是通过全面的政策和措施,帮助长者有效管理财务资 源,确保他们在退休后能够享有稳定的生活及充足的经济保障。 关于"HKMC退休3宝",许正宇介绍,香港按揭证券有限公司自2021年中推出"HKMC退休3宝",包括安 老按揭计划、保单逆按计划及香港年金计划,协助巿民将多年努力工作而储下的"砖头、保单、存款"变 为"长粮",让大家能用好其"退休3宝",为退休生活提供灵活且稳定的收入来源,填补市场缺口。这三 项产品均以提供即时、稳定及终身收入为目标,协助长者管理退休后的财务风险。 许正宇介绍,香港退休保障的核心支柱是离不开强积金的。截至去年年底,全香港由60岁及以上人士持 有的强积金帐户约有150万个,总资产达1800亿港元,占强积金总资产的14%。为提升强积金的投资效 益与灵活性,香 ...
积金评级:料上半年MPF人均赚1.79万港元
智通财经网· 2025-06-25 03:12
Group 1 - The core viewpoint indicates that the Mandatory Provident Fund (MPF) experienced volatility in June but is expected to end the first half of 2025 strongly, with an estimated overall return of about 6.6% for the first half of the year, marking the best performance since 2019 [1][2] - As of June 20, the MPF is projected to record a monthly increase of approximately 0.8%, with a second-quarter return of about 3.81% and total investment gains of around HKD 111 billion for June, averaging HKD 2,300 per member [1] - The performance of Asian equity funds is leading the investment results for June and the second quarter, with estimated returns of 2.72% and 8.6% respectively, while Hong Kong and China equity funds are expected to achieve a return of 15.68%, the best performance for the first half since 2017 [1] Group 2 - The total assets of the MPF are expected to reach approximately HKD 1.4 trillion by the end of June, an increase of about HKD 143 billion from May, and a year-to-date increase of HKD 1,083 billion, setting a historical high since the MPF's inception [2] - The average account balance for MPF members is projected to be around HKD 291,900, reflecting an increase of HKD 3,000 from May and HKD 22,600 year-to-date [2] - The chairman of the MPF Rating indicated that geopolitical tensions and external factors have impacted MPF returns, yet the system has shown remarkable resilience, emphasizing the importance of continued investment and risk diversification for members [2]