潘功胜表示，为帮助个人加快修复信用记录，同时发挥违约信用记录的约束效力，人民银行正在研究实施一次性的个人信用救济政策，对于疫情以来违约在一定金额以下且已归还贷款的个人违约信息，将在征信系统中不予展示。将由人民银行会同金融机构进行必要的技术准备，计划在明年初执行。外汇交易员 (@myfxtrader):中国央行行长潘功胜宣布，央行将恢复公开市场国债买卖。人民银行将持续打击数字货币炒作，维护金融秩序，同时动态跟踪境外稳定币发展动态。 ...

Core Viewpoint - The article highlights the efforts of Minsheng Bank's Jinan Dongcheng Branch to promote credit knowledge and enhance public understanding of the credit system and financial information platforms, contributing to the establishment of a trustworthy society [1][2]. Group 1: Promotion of Credit Knowledge - Minsheng Bank's Jinan Dongcheng Branch organized a promotional education activity themed "Popularizing Credit Knowledge, Ensuring Information Flow" to enhance public awareness of the credit system [1]. - The bank utilized two promotional videos, "The Power of Circulation" and "Galloping," produced by the credit center, to illustrate the importance of financial service optimization, financial risk prevention, and the enhancement of the social credit environment [1]. Group 2: Customer Engagement and Education - The branch leveraged its physical location by displaying the promotional videos in the lobby, allowing customers to easily understand the basic concepts and real value of the financial information platform [2]. - Staff members actively guided customers to watch the videos and provided additional materials, such as credit knowledge brochures, while also engaging in Q&A sessions to emphasize the importance of credit records and information protection [2]. Group 3: Commitment to Social Responsibility - Minsheng Bank's Jinan Dongcheng Branch is committed to a customer-centric approach and actively responds to national financial policy directions, continuously exploring effective public financial education methods [2]. - The bank plans to maintain its efforts in promoting credit knowledge and contribute to creating a healthy financial ecosystem and high-quality development of the social credit system [2].

Group 1 - The dark side of credit economy is highlighted, indicating that easy money often involves significant risks and illegal activities [2] - The implementation of real-name registration for mobile users began in 2010, tightening control over personal information [3] - The rise of a unified personal credit database started with the establishment of the credit center in 2006, evolving to include comprehensive records of personal and corporate information [7][8] Group 2 - The number of individuals classified as "dishonest" has reached 29.9 million over the past decade, with Zhejiang, Jiangsu, and Guangdong being the top three provinces [10][11] - A new trend has emerged where individuals with good credit records can secure loans of 1 to 3 million within a few months, often involving intermediaries who exploit vulnerable individuals [13] - The financial exploitation of "professional debtors" is increasing, with over 60% of them being young adults aged 25-35, indicating a systemic issue within the credit system [14]