上海优化限购提振预期 2026年2月，人民银行、中央财办等中央部委多次表态，将继续加强货币信贷政策支持，促进房地产市场平稳发展。地方层面，30省市密集 推进稳市场新政，从发布频次统计来看，公积金优化、城市更新、保障安居成为本月地方政策重点。而上海在2月末放松限购、优化公积 金、房产税减免，则成为了本月地方政策的焦点，成为本月提振市场预期的政策典型。 中央层面，主要聚焦货币信贷政策：人民银行明确将推动保障性住房再贷款等金融政策落地见效，完善房地产金融基础性制度；四部门联合 出台意见，支持有条件的易地搬迁集中安置区用好保障性住房金融支持政策，按以需定建原则筹集保障房源；中央财办则强调从供需两端发 力，依托货币信贷工具因城施策控增量、去库存、优供给，中共中央政治局定调继续实施适度宽松的货币政策，强化宏观政策与改革举措协 同，以货币信贷支持为抓手筑牢房地产市场平稳发展的金融基础。 地方层面，上海2月25日新政成为本月焦点，从放松限购、优化公积金、完善房产税三大维度打出组合拳，不仅将非沪籍购买外环内住房的 社保/个税年限缩短至1年，符合条件的非沪籍可在外环内增购1套住房，持居住证满5年的非沪籍购房无需社保/个税证明，还 ...

2018 年那会，房地产市场那叫一个火啊，走到哪儿都能听见人说 "买房必赚""早买早安心"。我身边的亲戚朋友更是轮番给我洗脑，七大姑说 "你看隔壁老王 去年买的房，今年就涨了 20 万"，八大姨劝 "趁年轻能扛，赶紧上车，不然以后更买不起"。我看着手机里不断往上窜的房价走势图，再想想自己都三十好 几了，还没个固定的窝，心里也跟着慌。 那时候手里攒了点钱，再加上父母拿出的养老钱，凑吧凑吧终于凑够了 70 万首付，以 200 万的总价，在一个老小区买了套小三房。签贷款合同的时候，银 行工作人员算出来每月月供 6200 元，我心里盘算了一下，自己工资一万出头，省吃俭用肯定能扛下来。当时满脑子都是美好的幻想，想着等个三五年，房 价一涨，转手就能赚个几十万，到时候换套大的，或者把贷款还清，日子就能松快不少。现在回头看，那时候真是太天真了，把买房想的太简单。 现实重击：房贷未减，房价 "腰斩" 谁能想到，这才过了五年，现实就给了我结结实实的一记耳光。当初满心期待的房价上涨，不仅没等来，反而一路下跌。前阵子我闲着没事，找中介问了问 我这房子现在能卖多少钱，中介看完房直摇头，说现在这行情，挂牌 120 万都未必能顺利成交，运 ...

Core Insights - Beijing's Planning and Natural Resources Committee has released a list of residential land supply for 2025, featuring six premium plots totaling approximately 20 hectares and a construction scale of 360,000 square meters, expected to enter the supply process soon [1][2] Group 1: Land Supply Overview - The current round of land supply focuses on hot market demand areas with mature infrastructure and public services, including a key plot in the urban sub-center located in Songzhuang Town [1] - The Songzhuang Town plot is highlighted for its diverse quality amenities, despite being located outside the Sixth Ring Road, benefiting from the sub-center's development [1] Group 2: Key Locations and Amenities - The Dongba area in Chaoyang District features a plot near Metro Line 3, surrounded by amenities like Wanda Plaza and sports parks, enhancing convenience for residents [2] - The Huairou District's ecological conservation area offers a new option for buyers seeking an eco-friendly lifestyle, with nearby commercial facilities and healthcare services [2] - The land supply covers three major areas: central urban areas, sub-centers, and ecological conservation zones, aiming to strengthen the sub-center's functional role while addressing the housing supply gap in central areas [2]

Core Viewpoint - The Beijing Municipal Commission of Housing and Urban-Rural Development has released a draft for public consultation regarding the revised standard texts for pre-sale and existing housing sale contracts, aimed at regulating real estate sales, mitigating transaction risks, and protecting the rights of both buyers and sellers [1]. Group 1: Contract Revisions - The revised pre-sale contract standard text consists of nine chapters, 29 main clauses, and 11 attachments, covering essential aspects such as transaction details, payment conditions, delivery procedures, area discrepancies, design changes, quality responsibilities, contract registration, and property management [1]. - The existing housing sale contract standard text includes seven chapters, 26 main clauses, and 12 attachments, excluding area discrepancies and design changes [1]. Group 2: Buyer Protections - The revised text introduces a provision allowing buyers to choose whether to use a designated third-party agency for property transfer, with specific agreements on fees to be established [2]. - A new clause ensures that if the physical contract is not delivered to the buyer within an agreed timeframe, the seller must pay a penalty, thereby safeguarding buyer interests [2]. - The text emphasizes that sellers cannot refuse buyers' use of housing provident fund loans and cannot impose conditions that hinder this right [2]. Group 3: Compliance and Restrictions - The revised text reiterates that sellers are prohibited from collecting taxes and fees that should be paid by buyers and cannot make payment of agency fees a condition for processing delivery procedures [3].

Core Insights - The conference titled "Gathering Talents for a Stable and Healthy Real Estate Market in Qingpu" was held on September 19, where ten specific measures to promote the real estate market in Qingpu were announced along with the latest talent housing policy [1] Group 1: Talent Housing Policy - Qingpu District has introduced a green channel for talent housing qualification applications, allowing individuals from other provinces with less than one year of social security in Shanghai to apply, provided they and their families do not own property in Shanghai [2] - The talent housing policy includes provisions for both new and second-hand housing purchases, with special cases for foreign talents to be considered on a case-by-case basis [2] Group 2: Measures for Real Estate Market - The "Ten Measures" aim to support talent settlement in Qingpu, aligning with the broader "Six Policies" from Shanghai's six departments to ensure stable real estate market operations [5][6] - The measures focus on three core areas: comprehensive promotion of policies, precise talent services, and upgrading the service environment to enhance the real estate market in Qingpu [6] Group 3: Real Estate Development and Living Environment - Qingpu's real estate offerings cater to diverse needs, from small units for first-time buyers to larger units for families, and include various types of housing such as exquisite apartments and standalone houses [8] - The district emphasizes the importance of quality living environments, with educational resources playing a crucial role in housing decisions, supported by a robust educational framework [10] Group 4: Educational Infrastructure - Qingpu has established a strong educational system with 113 public schools and 33 private schools, attracting over 300 talented educators from prestigious universities in recent years [10][12] - Future plans include upgrading educational facilities in key areas to align with the development of a comprehensive city node in the Yangtze River Delta, enhancing the quality of education and resources available [12]