近期突发的香港火灾，让老房子以及高层住宅的安全问题备受关注。"老龄房"能否提前通过"体检"，防患于未然 呢？ 今年10月，住建部部长倪虹阐述了"十五五"时期推动房地产高质量发展的六大重点任务，明确要求"建立房屋全生 命周期安全管理制度"。而房屋体检制度正是"建立房屋全生命周期安全管理制度"的重要一环。 近日，包括杭州、郑州、长沙、南通在内的多个城市加快推进房屋体检，探索尝试体检资金来源的多元化，进一 步推进房屋全生命周期安全管理。 "老龄房"如何展开体检？体检不达标怎么办？体检资金又从何处来呢？ 政策助力： 推进"老龄房"体检，多地细则出台 随着我国"老龄房"数量逐年增加，推进"老龄房"体检工作迫在眉睫。据住建部2024年住房发展报告，全国已有超 过2.1亿套房龄在25年以上的住宅，约占城镇住宅总量的38.7%。 从去年开始，住建部就提出加快推进房屋定期体检、房屋保险、房屋养老金三项制度建设。今年以来，多个试点 城市按照党中央、国务院关于房屋全生命周期安全管理工作的决策部署，加快建立城镇房屋安全体检、城镇房屋 安全管理资金和城镇房屋质量安全保险制度（即"三项制度"）。 在推进房屋体检方面，今年年初，住建部还发 ...

Core Viewpoint - The article emphasizes the need for high-quality development in the real estate sector, outlining key tasks and reforms to ensure sustainable growth and safety in housing [1]. Group 1: Key Tasks for High-Quality Development - Optimize the supply of affordable housing [1] - Promote the continuous and healthy development of the real estate market [1] - Reform and improve the systems for real estate development, financing, and sales [1] - Implement housing quality improvement projects [1] - Enhance property service quality [1] - Establish a comprehensive safety management system for the entire lifecycle of housing [1] Group 2: Safety Management Initiatives - Establish a housing safety inspection system to identify risks promptly [2] - Create a housing safety management fund to address repair funding issues, consisting of personal and public accounts [2] - Develop a housing quality safety insurance system to enhance safety assurance through market mechanisms [3] Group 3: Promoting Sustainable Market Development - Use housing development planning and annual plans to establish a mechanism linking population changes with housing demand and land supply [4] - Implement city-specific policies to give local governments autonomy in real estate market regulation [4] - Standardize the rental market and support the growth of professional rental enterprises [4] Group 4: Enhancing Property Services - Expand the coverage of property services and explore integrated service models combining property and lifestyle services [5] - Strengthen self-regulation within the property service industry to improve service quality [5] - Address community needs through enhanced property services, including elderly care and childcare [5] Group 5: Quality Improvement in Housing - Focus on building safe, comfortable, green, and smart housing while improving standards across all stages of housing development [6] - Promote urban renewal initiatives that enhance the quality of housing, neighborhoods, and communities [6] Group 6: Affordable Housing Supply Optimization - Establish a housing guarantee waiting list system to match the needs of beneficiaries with available housing [7] - Develop a multi-tiered housing guarantee system primarily based on public rental housing and affordable rental housing [8] - Ensure fairness and transparency in the management of affordable housing applications and allocations [8]