炒股就看金麒麟分析师研报，权威，专业，及时，全面，助您挖掘潜力主题机会！ 来源：央视网 近日，长春警方紧急处置了一起"线上诈骗、线下取金"的电信诈骗案件。当民警火速赶到被害人家中 时，被害人正准备携带500多克黄金出门送给骗子。 警方紧急拦截 面对突然出现的民警，王先生一头雾水，完全没想到自己正处在危险之中。这到底是怎么回事？事情还 要从不久前说起。 当时，初入股市的王先生通过社交软件加入了一个"股票交流群"，随后接到了一个自称姓单的陌生女子 来电。 对方自称是某证券公司的工作人员，不仅报出了姓名和工号，还提供了"荐股老师"的详细信息。王先生 上网核查发现确有其人，便放下了戒心，加入了对方发来的证券直播群。群内显示，群成员有6000多 人。起初，王先生购买了"荐股老师"推荐的股票，结果却亏损了。 被害人 王先生：我持有几天后，赔钱了。群里就告诉我，说股票现在拉不起来，说你们亏损的人报一 下，回头把损失打给你们。我亏损了2000多元，她真给我打过来了。 500多克黄金险被骗 被害人 王先生：对方说转账不行，转账到时候有痕迹。认购股东减持最好是现金，黄金也行。他说你 拿着黄金，到时候我们派人去收，现场看完黄金，马 ...

转自：北京日报客户端 "最近您有投资理财的规划吗？""没有，我就这点钱还投资理财呢！"在劝阻过程中，民警向老人讲述了 投资理财类诈骗套路及投资注意事项，但大爷坚称自己没有参与投资，也不会被骗，并强调自己有很强 的反诈防诈意识。 "有的软件，您把钱转进去了，看着软件上钱往上涨，实际上钱是取不出来的。"民警进一步甄别，最终 在大爷手机中发现了诈骗投资软件和可疑社交软件。经过耐心询问劝解，冯大爷终于承认自己有投资行 为。当民警从投资软件中提款失败后，大爷终于意识到自己被骗，连连向民警道谢："多亏了你们及时 拦住我，不然我的10万元养老钱就没了！" 来源：北京日报客户端 "多亏了警察同志及时拦住我，不然我的10万元养老钱就被骗了。"密云一位老年人准备在银行取款10万 元用于"投资理财"，幸好被银行工作人员和民警及时发现，避免了财产损失。 1月1日元旦当天，冯大爷急匆匆来到银行，提取现金10万元要办理定期存款转活期业务。银行工作人员 看着大爷着急的样子，询问取款用途，大爷含糊其词地回应着"买车用"。银行工作人员见此情景，怀疑 大爷遭遇了电信网络诈骗，迅速通知辖区派出所。 密云公安分局西滨河派出所接报后，立即赶往现场。冯 ...

Core Insights - A man in Rugao nearly fell victim to a scam involving a fake cross-border e-commerce investment, which could have resulted in a loss of 73,000 yuan (approximately 10,000 USD) [1][3] - The scam involved the victim being instructed to pay a "guarantee fee" to unlock his account, which was falsely claimed to be frozen due to insufficient credibility [5] Group 1 - The victim was misled into believing that he could earn profits by investing in a cross-border e-commerce platform, which required an upfront payment for goods [3] - The scammer posed as a customer service representative, claiming that the victim's account was frozen and needed a guarantee payment to be released [5] - The victim had already purchased 90 grams of gold to send as a guarantee fee before being alerted by the police [1][3] Group 2 - There has been a rise in scams related to "opening online stores" and "cross-border e-commerce operations," exploiting victims' desire for high returns [5] - Authorities warn that any requests for personal account transfers or payments in the form of valuable items as "guarantee fees" are indicative of scams [5]

Core Viewpoint - The news highlights the increasing prevalence of investment fraud schemes, particularly those involving cross-border e-commerce and virtual currencies, emphasizing the need for public awareness and caution in financial dealings [3][11]. Group 1: Case Presentations - A case involving Mr. Deng illustrates how he was lured into a fraudulent scheme by promises of easy profits from operating an "overseas store," which required him to prepay for goods and ultimately led to a loss of 127,000 yuan [4][5]. - Another case features Ms. Shang, who fell victim to a romance scam that led her to invest over 100,000 yuan in a fake trading platform, showcasing the emotional manipulation often used in such scams [6]. Group 2: Expert Insights - Experts identify the use of designated commercial prepaid cards as a common tool in investment fraud, allowing scammers to bypass traditional banking oversight and facilitate money laundering [7][8]. - The fraudulent platforms often appear legitimate, using sophisticated apps that can mislead victims into believing they are making real investments, which complicates the detection of scams [8][10]. Group 3: Police Warnings - Law enforcement officials warn that investment schemes promising high returns and guaranteed profits are typically fraudulent, targeting individuals with disposable income and investment interests [11][13]. - The typical progression of such scams involves building trust, encouraging investment, and ultimately blocking withdrawals while demanding additional fees, leading to significant financial losses for victims [11].