民警朱骏骅将他带到反诈劝阻宣教室，"有一种诈骗手段类似于叫你开网店，要求先垫付货款，眼见着 要有收益了钱却提不出来，要交保证金......"当民警讲到投资理财类诈骗时，吴某突然瞪大了双眼，这不 正和自己经历的情况一模一样!他向民警坦白："十几天前，在网上认识了做跨境电商赚钱的人，只要垫 付货款就能赚取差价，有专人运营代操作，我就想跟他一起做。"于是，吴某还专门购买了一部新手机 下载了某APP操作"电商平台"。看着APP上显示"跨境店铺"的收益不断增加，吴某满心欢喜。 转自：扬子晚报 扬子晚报网讯(记者 吴佳笑 通讯员 陈园园)"我的店铺还在冻结呢，这黄金我得赶快寄过去解冻！"9月8 日上午11点，如皋一男子受到诈骗分子"洗脑"，正要将90克黄金寄出。如皋市公安局高新技术产业开发 区派出所民警朱骏骅的一通电话，帮他避免了7.3万元损失。 "对方是骗子!不信你到我们派出所一趟，就知道真的假的!"电话里民警急切的声音，打断了吴某"投资跨 境电商赚钱"的美梦，他犹犹豫豫地来到派出所，面对民警的询问却坚称自己没有遇到诈骗，购买黄金 只是用于家中正常投资储备。 直到9月7日，客服联系吴某，称"店铺订单因长时间未发货，信誉 ...

Core Viewpoint - The news highlights the increasing prevalence of investment fraud schemes, particularly those involving cross-border e-commerce and virtual currencies, emphasizing the need for public awareness and caution in financial dealings [3][11]. Group 1: Case Presentations - A case involving Mr. Deng illustrates how he was lured into a fraudulent scheme by promises of easy profits from operating an "overseas store," which required him to prepay for goods and ultimately led to a loss of 127,000 yuan [4][5]. - Another case features Ms. Shang, who fell victim to a romance scam that led her to invest over 100,000 yuan in a fake trading platform, showcasing the emotional manipulation often used in such scams [6]. Group 2: Expert Insights - Experts identify the use of designated commercial prepaid cards as a common tool in investment fraud, allowing scammers to bypass traditional banking oversight and facilitate money laundering [7][8]. - The fraudulent platforms often appear legitimate, using sophisticated apps that can mislead victims into believing they are making real investments, which complicates the detection of scams [8][10]. Group 3: Police Warnings - Law enforcement officials warn that investment schemes promising high returns and guaranteed profits are typically fraudulent, targeting individuals with disposable income and investment interests [11][13]. - The typical progression of such scams involves building trust, encouraging investment, and ultimately blocking withdrawals while demanding additional fees, leading to significant financial losses for victims [11].