提升金融服务质效

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给米金服行业观察:提升金融服务质效,支持实体经济发展
Sou Hu Cai Jing· 2025-05-15 04:25
Core Viewpoint - The financial services industry is facing unprecedented opportunities and challenges in the current economic environment, with a focus on enhancing service quality to support the development of the real economy [1]. Group 1: Enhancing Service Quality - Improving financial service quality requires a customer-centric approach, understanding the actual financial needs of different industries and enterprises of varying sizes [3]. - Digital transformation is a core driver for enhancing financial service quality, with the application of big data and artificial intelligence enabling more accurate credit assessments and improved risk pricing capabilities [5]. - Establishing a precise risk assessment system is crucial for balancing risk control and service accessibility, avoiding excessive financing thresholds [3]. Group 2: Supporting the Real Economy - Supporting the real economy must go beyond mere rhetoric; a long-term mechanism should be established [7]. - Financial service institutions should strengthen collaboration with industrial parks and industry associations to gain insights into industry dynamics and financing challenges [7]. - As economic restructuring and industrial upgrading progress, the demand for financial services from the real economy will become more diversified and specialized [7].