Core Viewpoint - The financial services industry is facing unprecedented opportunities and challenges in the current economic environment, with a focus on enhancing service quality to support the development of the real economy [1]. Group 1: Enhancing Service Quality - Improving financial service quality requires a customer-centric approach, understanding the actual financial needs of different industries and enterprises of varying sizes [3]. - Digital transformation is a core driver for enhancing financial service quality, with the application of big data and artificial intelligence enabling more accurate credit assessments and improved risk pricing capabilities [5]. - Establishing a precise risk assessment system is crucial for balancing risk control and service accessibility, avoiding excessive financing thresholds [3]. Group 2: Supporting the Real Economy - Supporting the real economy must go beyond mere rhetoric; a long-term mechanism should be established [7]. - Financial service institutions should strengthen collaboration with industrial parks and industry associations to gain insights into industry dynamics and financing challenges [7]. - As economic restructuring and industrial upgrading progress, the demand for financial services from the real economy will become more diversified and specialized [7].

Group 1 - The core viewpoint of the articles emphasizes the proactive measures taken by Agricultural Bank's Baotou branch to support the financing needs of private enterprises, thereby contributing to local economic development [1] - The establishment of a dedicated task force to enhance financial services for private enterprises, which includes regular meetings to analyze financing challenges and develop service solutions [2] - The implementation of a "green channel" for credit services, prioritizing qualified enterprises for faster processing and approval, significantly improving service efficiency and customer satisfaction [4] Group 2 - The Baotou branch has organized regular visits to private enterprises to understand their operational conditions and financing needs, resulting in the collection of nearly 2 billion yuan in effective financing demands [3] - Since 2025, the Baotou branch has issued loans totaling 3.839 billion yuan to private enterprises, with a loan balance of 7.205 billion yuan, reflecting a 14.18% increase since the beginning of the year [4] - The bank's efforts have successfully addressed financing difficulties for over 15,000 private enterprises, reinforcing its role as a key player in supporting the real economy [4]