凤凰网财经讯 近日，一家第三方支付机构领取了天价罚单。 2025年最后一天，中国人民银行广东省分行官网披露，广州合利宝支付科技有限公司（合利宝支付）因违反支付结算管理有关规定，被处以罚款6279.97万 元，同时没收违法所得1208.02万元，罚没款合计7487.99万元。 处罚决定信息表显示，合利宝支付所涉违规行为包括违反清算管理规定；违反支付受理终端及相关业务规定；违反商户管理规定；违反账户管理规定。 值得关注的是，此次被罚系2025年度第三方支付行业罚没金额最高的一次。 资料显示，合利宝成立于2013年，总部位于广州，拥有覆盖全国的支付牌照，目前已在北京、上海、四川、山东等多个省市设立20余家分公司，且是上市公 司*ST仁东第三方支付业务的核心运营主体，*ST仁东间接持有其95%股权。 处罚公示当日，*ST仁东发布公告称，合利宝已完成全部罚没款项的缴纳，目前该公司生产经营活动正常。 *ST仁东表示，公司及合利宝高度重视本次检查的问题，已严格按照央行要求全面完成自查整改工作。后续将持续落实监管各项规定，坚守风险底线，通过 定期自查自纠不断完善内控体系和业务流程，保障第三方支付业务稳健合规经营。 针对市场关 ...

格隆汇1月14日｜*ST仁东发布异动公告，公司股票交易价格连续3个交易日收盘价格涨幅偏离值累计超 过12%。根据《深圳证券交易所交易规则》的相关规定，属于股票交易异常波动情况。公司当前主营业 务为第三方支付，核心子公司广州合利宝支付科技有限公司作为持牌主体，其支付牌照处于中止审查阶 段，目前合利宝正与监管部门保持密切沟通，正积极推动换牌续展工作。但支付业务许可证续展进度受 到行业监管政策和主管机关审批影响，存在因政策性因素或自身相关因素导致的续展进度不及预期的风 险。 ...

同日，合利宝支付的母公司*ST仁东发布公告称，合利宝支付已完成上述罚款缴纳，目前该公司生产经营活动正常。本次行政处罚系控股子公司合利宝支付 日常监管检查处罚。 2025年12月31日，中国人民银行广东省分行发布的行政处罚公示显示，广州合利宝支付科技有限公司（以下简称"合利宝支付"）因违反清算管理规定；违反 支付受理终端及相关业务管理规定；违反商户管理规定；违反账户管理规定，被处以警告、通报批评，并被罚没7487.99万元，相关责任人赵某生被罚92.5万 元。 *ST仁东表示，目前，合利宝支付牌照续展尚处于中止审查阶段，该阶段各项业务正常开展。合利宝与监管部门保持密切沟通，正积极推动中止情形涉及事 项及早解决，行政许可中止审查的相关情形消失后，合利宝将及时向中国人民银行提交报告。支付牌照续展进度受到行业监管政策和主管机关审批影响，存 在因政策性因素或自身相关因素导致的续展进度不及预期的风险。 | | | | 行政处罚决定信息公示表 | | | --- | --- | --- | --- | --- | | 当事人名称(姓名 | 行政处罚决定书 | 违法行为类型 | 行政处罚内容 | 作出行政处罚决定机 | | ...

Core Viewpoint - The payment industry in China faced its largest penalty of 2025, with Guangzhou Heli Bao Payment Technology Co., Ltd. receiving a total fine of approximately 74.88 million yuan due to multiple regulatory violations [1][2]. Group 1: Regulatory Violations - Heli Bao was found to have committed four major violations during the inspection period from September 1, 2022, to July 31, 2024, including violations of clearing management regulations, payment terminal management, merchant management, and account management [2][3]. - The total penalty included a fine of 62.8 million yuan and the confiscation of illegal gains amounting to 12.08 million yuan, making it the largest penalty in the payment industry for 2025 [2][3]. Group 2: Financial Impact - The penalty significantly impacts Heli Bao's financial performance, as the fine represents approximately 128.43% of the company's net profit of 58.3 million yuan for the first half of 2025 [7]. - For its parent company, *ST Rindong, the penalty accounts for 20.4% of its net profit of about 367 million yuan for the first three quarters of 2025 [7][6]. Group 3: License Renewal Challenges - Heli Bao's payment business license renewal is currently under a suspended review status, which raises concerns about the company's operational compliance and future business capabilities [8][10]. - The suspension of the license renewal is linked to potential violations of anti-money laundering regulations and other compliance issues, which could undermine user trust in the company's payment security and stability [9][10].

中国基金报记者 夏天 曾因股价闪崩而被称为"最强绞肉机"的*ST仁东（证券代码：002647），其核心子公司在2025年年末迎来一笔约7488万元的巨额罚单。 综上，人行广东分行对合利宝给予警告、通报批评，并处罚款6279.97万元，没收违法所得1208.02万元，罚没款合计7487.99万元。 *ST仁东表示，截至公告披露日，合利宝已完成上述罚款缴纳，目前公司生产经营活动正常。本次行政处罚系合利宝日常监管检查处罚，未触及《深圳证 券交易所股票上市规则》第九章第五节规定的重大违法强制退市的情形，不会对公司生产经营及财务状况产生重大影响。根据企业会计准则相关规定，本 次罚款金额将减少公司当期利润，具体以公司年度审计确认后的结果为准。 约7488万元的罚款无疑将对*ST仁东2025年度的净利润表现产生重大影响。2025年三季报显示，公司前三季度实现归母净利润约3.67亿元。据此计算，本 次罚款金额约占前三季度归母净利润的20%。 2025年12月31日晚间，*ST仁东公告称，控股子公司广州合利宝支付科技有限公司（以下简称合利宝）近日收到中国人民银行广东省分行（以下简称人行 广东分行）出具的《行政处罚决定书》，因违 ...

Core Viewpoint - *ST Rendo's subsidiary, He Libao, has been fined a total of approximately 74.88 million yuan by the People's Bank of China for violations related to payment settlement management and account management [2][5]. Group 1: Penalty Details - He Libao was found to have committed four violations during the inspection period from September 1, 2022, to July 31, 2024, including breaches of clearing management regulations and merchant management regulations [5]. - The total penalty consists of a fine of 62.80 million yuan and the confiscation of illegal gains amounting to 12.08 million yuan, leading to a total of 74.88 million yuan [5]. - This penalty is expected to significantly impact *ST Rendo's net profit for 2025, as it represents approximately 20% of the company's net profit of about 367 million yuan for the first three quarters of 2025 [5]. Group 2: Business Operations and Risks - He Libao holds a payment business license issued by the People's Bank of China and is the main operator of *ST Rendo's third-party payment business, which includes online and offline payment services [6][7]. - The renewal of He Libao's payment license is currently in a "suspended review" status due to the restructuring of its indirect controlling shareholder, Rendo Holdings, which poses a long-term survival risk for the company [6][7]. - *ST Rendo is actively communicating with regulatory authorities to resolve the issues causing the suspension and aims to submit a report for resuming the review once the situation is rectified [7].

Core Viewpoint - *ST Rendo's subsidiary, He Li Bao, has been fined 74.88 million yuan by the People's Bank of China for regulatory violations, which may significantly impact the company's net profit for 2025 [2][6]. Group 1: Regulatory Penalties - He Li Bao received a total fine of 74.87 million yuan, which includes a fine of 62.80 million yuan and the confiscation of illegal gains amounting to 12.08 million yuan [5]. - The violations identified during the inspection period from September 1, 2022, to July 31, 2024, include breaches of clearing management, payment terminal management, merchant management, and account management regulations [5]. Group 2: Financial Impact - The fine represents approximately 20% of *ST Rendo's net profit of about 367 million yuan for the first three quarters of 2025 [6]. - The penalty will reduce the company's current profits, with the exact impact to be confirmed after the annual audit [5]. Group 3: Business Operations and Risks - He Li Bao's payment license renewal is currently in a "suspended review" status, posing a long-term survival risk for the company [7]. - The company is actively communicating with regulatory authorities to resolve the issues causing the suspension and plans to submit a report for resuming the review once the situation is rectified [7]. - The progress of the payment license renewal is subject to industry regulatory policies and may face delays due to policy changes or company-specific reasons [8].

Core Viewpoint - The People's Bank of China has issued a long-term payment license to Chuanhua Payment, marking a significant regulatory shift towards quality optimization in the payment industry [3][4]. Group 1: Regulatory Changes - Chuanhua Payment has received a "long-term valid" payment license, allowing it to operate both Class I and Class II stored value accounts [1][3]. - This is the second announcement of payment license renewals by the People's Bank of China in 2023, with 14 institutions, including Douyin Payment and LeShua Payment, now holding long-term licenses [3][4]. - The transition from a 5-year license to a long-term license reflects a shift in regulatory focus from quantity control to quality optimization [4][5]. Group 2: Industry Impact - The renewal process has increased pressure on payment institutions to meet regulatory requirements, including capital, net assets, and reserve fund ratios [4][5]. - Six payment institutions were denied license renewals due to various compliance issues, highlighting the stringent nature of the new regulations [4][5]. - As of now, there are 164 licensed payment institutions, with 150 still facing future renewal challenges [5][6]. Group 3: Compliance and Future Outlook - The successful renewal of licenses is contingent upon genuine business operations, robust risk control, and adherence to regulatory standards [5][6]. - Companies are advised to focus on core operations, address historical compliance issues, and enhance capital and system capabilities to avoid becoming "zombie licenses" [6]. - The long-term license does not guarantee permanence; institutions must be prepared for ongoing regulatory scrutiny and invest in compliance and risk management capabilities [6].

| | | | 中国人民银行 THE PEOPLE'S BANK OF CHINA | | | | | | | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 信息公开 | 新闻发布 | 深集活通 | 货币政策 | 宏观审慎 | 信贷政策 | 全融市场 | 金融稳定 | 调查烧计 | 银行会计 | 支付体系 | | | 金融科技 | 人民币 | 经理国库 | 国际交往 | 人员招录 | 学术交流 | 征信管理 | 反洗钱 | 党建工作 | | | 服务互动 | 政务公开 | 政策解读 | 公告信息 | 图文直播 | 央行研究 | 音頻视頻 | 市场动态 | 网上展厅 | 报告下载 | 报刊年整 | | | 网送文告 | 办事大厅 | 在线申报 | 下载中心 | 网上调查 | 意见征集 | 金融知识 | 关于我们 | | | | 首页 | | 2025年12月6日 星期六 我的位置:首页 > 公告信息 | | | | | | 值输入搜索天碟字 | 搜索 | 高级搜索 | 2025年3月31日，传化智联（002010） ...

Core Viewpoint - The auction of a 20% stake in Shengya Yunding Payment Co., Ltd. is set to take place on September 18, with a starting price significantly lower than its previous valuation, reflecting the company's financial struggles and regulatory challenges [1][2]. Company Summary - Shengya Yunding Payment was established in May 2009 with a registered capital of 150 million yuan. The largest shareholder, Yili Resources Group, holds a 70% stake, while Heilongjiang Jinding Communication Technology Group owns 30% [1]. - The company has faced financial difficulties, reporting a revenue of 23,000 yuan and a net loss of 595,300 yuan for the first quarter of 2025. As of March 31, 2025, total assets were valued at 201 million yuan, with total liabilities of 97.93 million yuan, resulting in a net asset value of 103 million yuan [1]. Industry Summary - The payment license transfer prices have been declining, with regulatory scrutiny increasing, leading to significant valuation reductions for payment institutions facing compliance risks and uncertainties regarding license renewals [3]. - The auction of Shengya Yunding Payment's stake is seen as an exception due to the lack of absolute control for new shareholders, ongoing financial losses, and the major shareholder's debt crisis, alongside the suspension of license renewal by the People's Bank of China [3]. - Moving forward, payment institutions with clear core businesses, good compliance records, and strong technical capabilities are expected to attract more investor interest, while those with ongoing losses or complex ownership structures may face increased transaction difficulties [3].