6月11日，从北京商报记者多方采访来看，除了财付通外，不少支付机构也在酝酿增资事项，支付行业"资本竞赛"起，头部不断加码资本投入，中小机构仍 在"生死线"上艰难博弈，行业马太效应加剧，未来支付市场又将是何走向？ 支付行业又现大手笔增资事件。从2024年4月注册资本从10亿元猛增至153亿元，到2025年6月获批再增至223亿元，腾讯旗下财付通支付科技有限公司（以下 简称"财付通"）增资一事引发行业高度关注，业内认为，这背后，既是《非银行支付机构监督管理条例》（以下简称"条例"）实施后愈发严格的监管要求， 也是头部机构在激烈市场竞争中巩固地位、抢占先机的战略考量。 头部机构大额增资背后 仅一年时间，财付通再现增资动作。据中国人民银行深圳市分行最新公布的信息，财付通注册资本已获批准增至223亿元，许可作出日期为2025年5月30日。 财付通距离上次增资仅一年时间，北京商报记者注意到，此前该公司增资发生在2024年4月，注册资本从10亿元一举增加至153亿元，增幅超14倍，使其成为 注册资本最高的持牌支付机构。 而今再度大额增资，对此，6月10日，财付通方面向北京商报记者回应，"此次增资的批复，体现了主管部门对于财 ...

Core Insights - The People's Bank of China has officially canceled the payment license of Shandong Feiyin Payment Information Technology Co., marking it as the fifth institution to lose its payment license this year [1] - As of April 22, 2023, a total of 101 third-party payment licenses have been canceled, reducing the number of licensed payment institutions to 170 [1] Industry Overview - Since the issuance of the first batch of third-party payment licenses in May 2011, the central bank has issued a total of 271 payment licenses, with the current number standing at 170 after 101 cancellations [1] - The majority of canceled licenses are related to prepaid cards, indicating a significant shift in the market [2] Reasons for License Cancellations - Analysts suggest that the reduction in licenses is part of a natural process of industry consolidation, with many prepaid card licenses becoming obsolete due to market developments [2] - Three main reasons for the reduction in payment licenses include: 1. Strengthened regulatory oversight leading to non-compliant institutions being eliminated [2] 2. Financial difficulties or serious violations among some payment institutions [2] 3. Internal consolidation within payment institutions contributing to the reduction [2] Future Industry Trends - The industry is expected to experience a pronounced "Matthew Effect," where a few major players dominate the market share, leaving little room for those ranked lower [2] - Despite declining payment rates, the industry remains profitable, with payment services being essential for commercial digitalization [2]