12月4日下午，2025企业家博鳌论坛金融平行论坛"数字金融安全发展大会暨数字金融联合宣传年年度活 动"在海南博鳌举行。大会由新华网主办，以"数聚新势 智汇金融"为主题，围绕金融科技突破、数字安 全、数字金融创新、金融高质量发展等核心命题展开探讨。中金金融认证中心有限公司（CFCA）携手 金融机构、科技企业及业界力量参加本次大会。 新华社副社长、党组成员刘健于大会期间莅临指导，中国银联执行副总裁、中金金融认证中心 （CFCA）董事长涂晓军担任领导致辞环节特邀主持人。中国银联总裁郭大勇,中国人民银行科技司司长 李伟，新华网党委书记、董事长储学军等重磅嘉宾出席并致辞。大会还邀请到包括主管部门领导、银行 高管、行业专家、科技企业负责人等在内的百余位嘉宾出席。会上，多方签署《金融业智能通信关键技 术与标准研究合作备忘录》，正式发布《2025数字银行调查报告》相关调查研究结果，基于报告数据综 合评定的"2025数字银行·臻选之光"同步揭晓。 中国银联执行副总裁、中金金融认证中心（CFCA）董事长 涂晓军 行业共聚：共绘数字金融安全发展蓝图 随着金融数字化转型步入关键阶段，安全与发展的协同关系日益凸显。构建一个开放、协同 ...

Core Viewpoint - The company successfully organized a financial education campaign aimed at young tech consumers and high-end retail professionals, enhancing financial security awareness and wealth management skills in the digital age [1][5]. Group 1: Audience Targeting and Event Planning - The target audience primarily consists of young professionals and tech enthusiasts who value quality of life and are open to new financial services [1]. - The company adopted an innovative approach to the event, focusing on "technology, interactivity, and foresight," with content centered on digital financial security, intelligent wealth management, and consumer credit management [1]. Group 2: Technology-Driven Promotion - A "Smart Financial Experience Corner" was established to showcase digital services and financial knowledge through videos, emphasizing the convenience and security brought by technology [1]. - Personalized financial consulting services were provided by account managers, covering asset allocation, credit card benefits, personal loan planning, and anti-money laundering [3]. - Promotions and benefits related to the company's credit card offerings and installment purchase options were integrated into the event, enhancing its appeal [3]. Group 3: Event Outcomes and Brand Image - The event successfully reached over 50 high-end customers and store employees, increasing financial knowledge among the company's strategic target audience [5]. - The campaign enhanced the company's brand image as innovative, fashionable, and professional, improving brand recognition among young high-end customers [5]. - Collaboration with Huawei authorized stores explored a new model of "finance + technology" partnerships, laying the groundwork for deeper future cooperation [5]. - Valuable insights on future financial service expectations and innovative ideas were gathered from interactions with tech enthusiasts and employees [5]. Group 4: Future Directions - The company plans to deepen cross-industry collaborations, leveraging experiences from this event to explore partnerships with more high-end brands and innovative enterprises [5]. - Continuous innovation in promotional content and formats will be pursued, utilizing more technological means to create immersive financial education experiences [5]. - The company aims to accelerate the promotion and popularization of digital financial tools, providing customers with smarter and more convenient financial service experiences [5][6].

Group 1 - Digital security is crucial for national security, economic development, and social stability, with digitalization becoming a key feature for high-quality development across various industries, including finance [1] - The rapid advancement of technology in digital finance has led to increased risks, such as cyberattacks and data breaches, particularly with the integration of AI, which can facilitate more frequent and lower-barrier attacks on financial institutions [1] - There is a consensus in the industry that regulatory bodies must enhance planning and oversight, while technology companies and financial institutions need to collaborate to strengthen technical safeguards and establish a comprehensive protection system for data integrity, confidentiality, and availability [1] Group 2 - Data security governance is essential for the stable operation of financial institutions, the healthy development of financial markets, and the interests of consumers, with increasing emphasis on data governance and security issues in the digital finance sector [2] - Recent government policies, such as the "Network Data Security Management Regulations" and the "Data Security Management Measures for Banking and Insurance Institutions," outline the direction for data security protection and emphasize the establishment of a governance system aligned with business goals [2] - Despite the growing attention to data security governance and the continuous improvement of related policies, there are still significant challenges in the practical implementation within the financial sector [2] Group 3 - The central economic work conference emphasizes the need for coordinated efforts to combat illegal financial activities, particularly those exploiting technology for unlawful purposes [3] - Enhancing computing power security is identified as a critical step in ensuring digital financial security, with plans to strengthen data classification and protection, and to implement strict management of important data [3] - Financial institutions are encouraged to establish monitoring mechanisms, improve standardization and regulation, and invest in talent development to enhance their data security risk assessment and management capabilities [3]

Core Insights - The rapid development of fintech is reshaping the financial industry, presenting both opportunities and challenges, particularly in terms of security issues such as data breaches and cyberattacks [1][2] - The importance of digital security and data governance has become increasingly prominent with the integration of AI and other digital technologies across various sectors [1][2] Digital Financial Security Challenges - The complexity and cross-border nature of digital financial security are becoming more evident, with issues like data security, algorithm bias, and model risk potentially leading to unauthorized use of customer information and affecting the accuracy and fairness of financial decisions [1][2] - AI can aid in risk prevention by analyzing data to identify fraudulent activities and provide early warnings, but it can also amplify risks if misused or if ethical and regulatory gaps are present [2][3] Market Growth and Investment - Cyberattacks are occurring at an alarming rate, with over 600 million attacks reported daily, and the complexity of these attacks is increasing exponentially [2] - The Chinese cybersecurity market is projected to grow from $11 billion in 2023 to $17.1 billion by 2028, with a compound annual growth rate of 9.2% [2] Technological Advancements - Quantum technology is highlighted for its significant application value in enhancing financial security systems, particularly in secure cross-border payment data transmission [3] - The optimization of technical architecture and the construction of an ecological system are essential for a multi-dimensional collaborative approach to financial security [6] Role of Financial Institutions - Financial institutions play a crucial role in maintaining financial security through risk prevention in daily transactions and systemic financial risk management [4] - Institutions are encouraged to balance security boundaries and effectiveness when applying technologies like AI, with a focus on selecting appropriate and effective technologies [5] Ecosystem Development - The future of AI competition is expected to be an ecosystem versus ecosystem competition, emphasizing the need for a collaborative approach in building a secure financial ecosystem [6] - Financial institutions are urged to actively participate in creating a collaborative ecosystem to enhance security defenses across industries [6]