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新就业形态社会保障
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以制度创新为百万骑手办好社保
Di Yi Cai Jing· 2025-11-03 12:53
Core Insights - The exploration of social security for new employment forms is transitioning from pilot programs to a systematic framework, highlighting the importance of tailored solutions for a large, mobile workforce [1][3][4] - The two main approaches being adopted by platforms like Meituan, JD, and Ele.me include traditional "five insurances and one fund" models, which are comprehensive but costly, and "flexible social security subsidies," which are more accessible and widely applicable [1][2] Summary by Sections Social Security System Development - The current efforts provide significant practical references for building a social security system for new employment forms, aligning with national goals to increase insurance coverage for flexible workers and migrant workers [2] - Traditional social security systems are challenged by the characteristics of new employment forms, which include high mobility and de-regionalization [2][3] Innovative System Features - The flexibility in insurance methods is a key innovation, allowing for variable payment bases and rates that accommodate income fluctuations and individual capabilities [3][4] - A multi-tiered security system is emerging, starting from pilot programs for occupational injury insurance and expanding to include pension insurance and comprehensive welfare systems [3] Governance Innovations - The governance approach is shifting from uniform management to respecting diversity, acknowledging the need for flexible thresholds to include various employment statuses [4][5] - Collaborative governance is essential, requiring the government to transition from direct provider to designer and regulator of the system, while platform companies must integrate labor rights protection into their business strategies [5][6]
骑手社保补贴扩容,织密多层次福利保障网
Xin Jing Bao· 2025-10-30 10:17
Core Insights - The recent proposal by the Central Committee emphasizes the promotion of flexible employment and the healthy development of new employment forms, highlighting the need for improved labor standards and protection of workers' rights [1] Group 1: Employment Landscape - There are over 200 million flexible workers in the country, with approximately 84 million engaged in new employment forms relying on internet platforms [1] - The increasing number of flexible workers necessitates enhanced protection for their rights, particularly in terms of pension insurance [1] Group 2: Challenges in Social Security - The traditional social security system is based on stable labor relations, which contrasts with the characteristics of new employment forms, such as high mobility, flexible work hours, and income volatility [1] - Workers face challenges in participating in social security due to unstable income and lack of awareness, while platform companies struggle with adapting to traditional social security frameworks [1] Group 3: Innovative Solutions - Various platforms have begun to explore diverse solutions tailored to their business models and labor characteristics, such as the "insurance subsidy" model introduced by Meituan for delivery riders [2] - Meituan's pension insurance subsidy is the first nationwide scheme for all riders, expected to cover millions, with the platform covering 50% of the costs [2][3] Group 4: Policy and Practice Interaction - The development of new insurance models has been driven by positive interactions between policies and platforms, with initiatives like occupational injury insurance trials for flexible workers and the expansion of commercial pension insurance [3][4] - These innovations contribute to a more diverse and layered social security system, enhancing the dignity and sense of security for workers [4] Group 5: Future Outlook - The resolution of social security challenges in new employment forms relies on diversified exploration and innovation, with increasing platform engagement suggesting a robust ecosystem that balances employment flexibility with worker protection [5]