"现代农业拼的是机械化，但设备投入就像无底洞。"何义指着正在建设的钢结构粮仓解释道，他今年计 划新建中型仓库，新增烘干设备和无人植保机等，但近百万元的资金缺口让他犯了难。农业银行攸县支 行客户经理主动上门，结合合作社与200多农户的包销协议，量身定制"乡村振兴带头人贷"方案，仅5个 工作日便将100万元信贷资金发放到位。"这笔钱来得太及时了！"何义立即采购了3台烘干机，"周边散 户的粮食烘干成本能降两成，合作社服务半径扩大到了15公里。"何义说。 在金融活水浇灌下，攸县的智慧农业版图不断拓展，全县春耕期间投入智能农机具超5000台（套），水 稻耕种收综合机械化率达89%以上。农业银行攸县支行一季度新增投放涉农贷款500笔，金额1.68亿 元，重点支持12家新型农业主体升级设备。"以前靠天吃饭，现在靠科技种田，农行给了我们新农人足 够的底气！"何义抚摸着崭新的无人插秧机，笑容里满是憧憬。 金叶生金信贷"及时雨"润泽千亩烟田 行走在三湘四水的田间地头，旋耕机的轰鸣声惊醒了沉睡的泥土，滴灌设备在阡陌间织就水网，农户们 躬身育苗的身影与智能农机穿梭的轨迹，共同勾勒出一幅生机勃勃的春耕画卷。 农业银行株洲分行紧扣乡村振 ...

Group 1: Agricultural Financing and Support - A local agricultural company in Shantou, led by Mr. Yan, has secured a loan of 1.3 million yuan from Postal Savings Bank without collateral, enabling the purchase of machinery and fertilizers for rice cultivation [1] - The People's Bank of China in Shantou has implemented a moderately loose monetary policy, focusing on key areas such as agriculture, and has issued 639 million yuan in re-loans and rediscounts from January to March, benefiting 233 market entities [2] - Agricultural Development Bank of China in Shantou has provided 206 million yuan in local reserve grain loans in the first quarter, supporting the acquisition of over 37,000 tons of reserve grain, thereby enhancing the city's ability to respond to market fluctuations [3] Group 2: Loan Interest Rates and Agricultural Loan Balances - The average interest rate for newly issued corporate loans in Shantou decreased by 0.71 percentage points year-on-year from January to March, while the interest rate for inclusive small and micro enterprise loans fell by 0.93 percentage points [2] - As of the end of March, the balance of agricultural loans in Shantou reached 44.242 billion yuan, an increase of 3.494 billion yuan since the beginning of the year, with Postal Savings Bank providing 262 million yuan in support to agricultural clients [2]

Core Insights - The People's Bank of China in Liangshan Prefecture is focusing on rural revitalization and food security by leveraging financial technology to support agricultural financing during the spring plowing season [1][2][3] Group 1: Financial Support Initiatives - As of the end of March, Liangshan's agricultural loan balance reached 1340.44 billion yuan, an increase of 102.37 billion yuan since the beginning of the year [1] - Agricultural Bank of Liangshan has utilized a big data-based platform to streamline loan approval processes, significantly reducing the time required for farmers to access funds [2] - The "Huinong E-loan" balance surpassed 106.84 billion yuan, with a net increase of 16.94 billion yuan since the start of the year, and a total of 14.94 million loans issued [2][4] Group 2: Technological Innovations - A cloud computing-based grid management platform has been established to assist large-scale agricultural producers in securing loans by accurately assessing their financial needs and production capabilities [3] - The platform employs geographic fencing technology to monitor agricultural activities in real-time, facilitating precise credit assessments and efficient loan disbursement [3] - The bank has visited 35,600 farmers and 35,000 individual businesses, collecting 3,934 customer needs, and has disbursed 5.22 billion yuan in loans for spring farming [4]