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“科技+服务”直达田间地头
Liao Ning Ri Bao· 2025-06-28 01:32
Group 1 - The core viewpoint emphasizes the importance of food security and the proactive measures taken by the provincial agricultural science institute to support agricultural production during the spring plowing season [1] - The provincial agricultural science institute has formed 50 technology teams, 80 special technology groups, and 18 expert support teams, totaling over 600 personnel to assist 41 counties in spring farming [1] - A total of 313 training sessions and 1,297 on-site technical guidance sessions were held, reaching 4.51 million participants through online training [1] Group 2 - The provincial agricultural science institute deployed 99 technology specialists to provide guidance to over 400 agricultural enterprises, addressing 702 practical production issues [2] - Key crops such as corn and rice are crucial for food security and agricultural development in the province, with significant technical support provided for their spring production [2] - The institute established 32 demonstration bases for rice and implemented 12 new technologies to address various technical challenges in rice production [2]
守护“米袋子”“菜篮子”
Jin Rong Shi Bao· 2025-05-22 07:31
"现代农业拼的是机械化,但设备投入就像无底洞。"何义指着正在建设的钢结构粮仓解释道,他今年计 划新建中型仓库,新增烘干设备和无人植保机等,但近百万元的资金缺口让他犯了难。农业银行攸县支 行客户经理主动上门,结合合作社与200多农户的包销协议,量身定制"乡村振兴带头人贷"方案,仅5个 工作日便将100万元信贷资金发放到位。"这笔钱来得太及时了!"何义立即采购了3台烘干机,"周边散 户的粮食烘干成本能降两成,合作社服务半径扩大到了15公里。"何义说。 在金融活水浇灌下,攸县的智慧农业版图不断拓展,全县春耕期间投入智能农机具超5000台(套),水 稻耕种收综合机械化率达89%以上。农业银行攸县支行一季度新增投放涉农贷款500笔,金额1.68亿 元,重点支持12家新型农业主体升级设备。"以前靠天吃饭,现在靠科技种田,农行给了我们新农人足 够的底气!"何义抚摸着崭新的无人插秧机,笑容里满是憧憬。 金叶生金信贷"及时雨"润泽千亩烟田 行走在三湘四水的田间地头,旋耕机的轰鸣声惊醒了沉睡的泥土,滴灌设备在阡陌间织就水网,农户们 躬身育苗的身影与智能农机穿梭的轨迹,共同勾勒出一幅生机勃勃的春耕画卷。 农业银行株洲分行紧扣乡村振 ...
稻花香里蕴丰年
Jin Rong Shi Bao· 2025-05-13 01:57
在广东省汕头市潮阳区贵屿镇的一处农田,某农业公司负责人颜先生正带领工人们积极开展农事生产。 该行指导辖内相关金融机构用好用足各项货币政策工具,将信贷资金优先用于春耕备耕。今年1至3月, 累计发放再贷款、再贴现6.39亿元,惠及市场主体233户。持续释放贷款市场报价利率改革效能,推动 综合融资成本稳中有降。1至3月,全市新发放人民币企业贷款加权平均利率同比下降0.71个百分点,普 惠小微企业贷款加权平均利率同比下降0.93个百分点。截至3月末,辖内涉农贷款余额达442.42亿元,较 年初增加34.94亿元,其中,邮储银行汕头市分行已累计为辖内涉农客户提供2.62亿元贷款支持,有效满 足农户的资金需求。 颜先生出生在农业大省湖南,今年刚满35岁的他却是当地的"老农民",从事水稻种植已经18年。"我17 岁就从老家到这边种植水稻。"颜先生说道。目前,他在贵屿、铜盂承包了近2000亩农田,并在去年1月 注册成立了农业公司。今年,他准备新购进一批农机设备和农药化肥,提升机械化水平,扩大种植规 模。 中国农业发展银行汕头市分行坚守农业政策性银行定位,将服务国家粮食安全作为首要任务,主动跟踪 储备粮企业需求,及时了解企业在 ...
金融科技“及时雨” 助力春耕备耕
Jin Rong Shi Bao· 2025-05-08 06:19
Core Insights - The People's Bank of China in Liangshan Prefecture is focusing on rural revitalization and food security by leveraging financial technology to support agricultural financing during the spring plowing season [1][2][3] Group 1: Financial Support Initiatives - As of the end of March, Liangshan's agricultural loan balance reached 1340.44 billion yuan, an increase of 102.37 billion yuan since the beginning of the year [1] - Agricultural Bank of Liangshan has utilized a big data-based platform to streamline loan approval processes, significantly reducing the time required for farmers to access funds [2] - The "Huinong E-loan" balance surpassed 106.84 billion yuan, with a net increase of 16.94 billion yuan since the start of the year, and a total of 14.94 million loans issued [2][4] Group 2: Technological Innovations - A cloud computing-based grid management platform has been established to assist large-scale agricultural producers in securing loans by accurately assessing their financial needs and production capabilities [3] - The platform employs geographic fencing technology to monitor agricultural activities in real-time, facilitating precise credit assessments and efficient loan disbursement [3] - The bank has visited 35,600 farmers and 35,000 individual businesses, collecting 3,934 customer needs, and has disbursed 5.22 billion yuan in loans for spring farming [4]
睢宁农商银行:“金融春雨”助力农业生产开好局
Jiang Nan Shi Bao· 2025-04-14 03:57
人勤春来早,春耕正当时。当前正值春耕生产的关键时期,作为服务"三农"的金融主力军,睢宁农商银 行把服务春耕备耕作为当前信贷工作的重中之重,在调研走访、产品创新、优化服务等方面持续发力, 将"金融春雨"灌溉田间地头,全力助力春季农业生产开好局。截至当前,该行累计发放春耕生产贷款 3.55亿元,惠及农户4046户。 早谋划、早部署,精准布局"春耕图"。一是提前部署,精准谋划服务。该行将春耕备耕金融服务纳入季 度重点工作,提前制定专项方案,配备专项信贷资金,明确目标、细化措施,确保金融服务精准到位。 二是提前摸排,保障信贷供给。积极对接县农业农村局、乡镇政府与"村两委",提前摸排辖内涉农主体 生产计划和信贷需求,确保资金及时到位,不误农时。三是优化流程,开辟绿色通道。该行加大信贷资 源倾斜力度,优先保障春耕备耕贷款投放,同时建立春耕备耕金融服务"绿色通道",下放授信权限,限 时授信,保障农户、农企资金及时到位。 快行动、快投放,金融活水"润春田"。一是深入一线,送贷上门。该行利用"千企万户大走访"活动契 机,组织信贷人员深入田间地头,实地走访农业龙头企业、种植大户、新型农业经营主体以及农资销售 门市等,满足各类生产 ...
广西蒙山农商银行 深化金融服务创新 全力支持春耕备耕
Zheng Quan Ri Bao· 2025-04-13 21:34
Core Viewpoint - Guangxi Mengshan Rural Commercial Bank plays a crucial role in supporting spring plowing and preparation by providing timely financial services to farmers and agricultural enterprises [1][2]. Financial Support for Spring Preparation - The bank has allocated 350 million yuan for spring plowing and preparation loans this year, with 103 million yuan disbursed from January to March [2]. - Loans amounting to 48.8 million yuan were issued to four agricultural enterprises and cooperatives, while 4,497 million yuan was provided to 365 individual farmers [2]. - Additionally, 956 million yuan in specialized loans was granted to 28 households for purchasing agricultural materials and machinery [2]. Policy Support for Agriculture - The bank has introduced various agricultural loan products such as "Mulberry Loan," "Vegetable Loan," and "Tea Garden Loan" to enhance financial services for farmers [3]. - A streamlined process called "Two Specialties and Three Priorities" has been implemented to expedite loan approvals and disbursements [3]. - A case study highlights a farmer who received a loan within three days, demonstrating the bank's commitment to addressing financial needs promptly [3]. Service Innovation and Technology Empowerment - The bank is enhancing its agricultural support services by promoting small credit loans and flexible management for high-credit users [4]. - It is also advancing a dual approach of online and offline services to improve loan application and repayment processes [4]. - The bank actively engages with local agricultural enterprises, ensuring timely financial support for expansion and technological upgrades [4]. Commitment to Rural Revitalization - The bank aims to deepen its financial services and support for local agricultural development, focusing on the unique characteristics of spring plowing [4]. - Continuous efforts will be made to ensure that financial resources are effectively allocated to support rural revitalization initiatives [4].