在科技创新和技术改造再贷款方面，杨虹介绍，2024年4月，人民银行设立5000亿元科技创新和技术改 造再贷款，激励引导银行加大对重点领域设备更新项目的信贷支持，今年扩大规模至8000亿元，符合条 件的服务消费领域设备更新项目也可以享受政策优惠。今年上半年，科技创新和技术改造再贷款支持住 宿餐饮、文体教育、旅游领域等项目近100项，签订贷款合同约119亿元。 北京商报讯（记者 廖蒙）9月17日，国新办举行新闻发布会，介绍扩大服务消费有关政策措施。会上， 中国人民银行信贷市场司负责人杨虹就当前服务消费领域的金融支持政策进行介绍。 杨虹指出，为支持扩大高质量服务消费供给，人民银行于2025年5月专门设立了5000亿元服务消费与养 老再贷款，引导金融机构加大对住宿餐饮、文体娱乐、教育、居民服务、旅游等服务消费重点领域和养 老产业的信贷投放。目前，金融机构申报服务消费与养老再贷款近600亿元，涉及经营主体近4000家、 贷款5700多笔。 ...

Core Insights - The Chinese government is implementing financial support policies to boost service consumption and meet residents' demands, as highlighted by the People's Bank of China (PBOC) [1] Group 1: Financial Support Policies - The PBOC has established two structural monetary policy tools: a 500 billion yuan service consumption and elderly re-loan to support high-quality service consumption and a 500 billion yuan technology innovation and transformation re-loan, which has been expanded to 800 billion yuan [2] - As of July, the loan balance in key service consumption areas reached 2.79 trillion yuan, showing a year-on-year increase of 5.3%, with new loans exceeding last year's total by 630 billion yuan [3] Group 2: Innovation and Collaboration - The PBOC is guiding financial institutions to innovate products and services, focusing on key consumption areas such as food, housing, travel, and entertainment, thereby enhancing credit support for businesses [3] - The PBOC is collaborating with various government departments to ensure the effective implementation of policies, including personal consumption loan subsidies and support for small and medium-sized enterprises [4] Group 3: Financing Channels - The PBOC is actively supporting financial institutions in issuing financial bonds and asset-backed securities to enhance funding capabilities for consumer credit [4] - From January to July, automotive finance companies issued 21.5 billion yuan in financial bonds and 48.4 billion yuan in asset-backed securities [4]