11月末，本外币存款余额334.46万亿元，同比增长8%。月末人民币存款余额326.96万亿元，同比增长 7.7%。前十一个月人民币存款增加24.73万亿元。其中，住户存款增加12.06万亿元，非金融企业存款增 加1.09万亿元，财政性存款增加2.04万亿元，非银行业金融机构存款增加6.74万亿元。11月末，外币存 款余额1.06万亿美元，同比增长28.3%。前十一个月外币存款增加2067亿美元。 据中国人民银行12月12日发布的金融统计数据显示，前11个月，我国社会融资规模增量累计为33.39万 亿元，超去年全年。 初步统计，2025年11月末社会融资规模存量为440.07万亿元，同比增长8.5%。其中，对实体经济发放的 人民币贷款余额为267.42万亿元，同比增长6.3%；对实体经济发放的外币贷款折合人民币余额为1.13万 亿元，同比下降16.5%。 初步统计，2025年前十一个月社会融资规模增量累计为33.39万亿元，比上年同期多3.99万亿元，已经比 2024年全年多1.12万亿元。 11月末，广义货币(M2)余额336.99万亿元，同比增长8%。狭义货币(M1)余额112.89万亿元，同比增长 4. ...

Core Insights - The financing scale and the growth rate of both domestic and foreign currency loans in Shandong Province have outpaced the national averages for 77 and 62 consecutive months respectively, providing strong financial support for the province's economic stability during the 14th Five-Year Plan period [1] Financing Growth - During the 14th Five-Year Plan period, Shandong Province achieved an average annual growth rate of 11.5% in social financing scale and 11.2% in domestic and foreign currency loans, contributing significantly to the stability of the provincial economy [1] - As of September 2025, the social financing scale and the balance of domestic and foreign currency loans in Shandong Province reached 25.6 trillion yuan and 16.2 trillion yuan respectively, marking increases of 67.8% and 65.4% compared to the end of 2020, thus exceeding the targets set in the "14th Five-Year Plan for Financial Development" [1] Monetary Policy Actions - The People's Bank of China Shandong Branch has implemented a total of 9 reductions in the statutory reserve requirement ratio for local financial institutions, releasing approximately 460 billion yuan in long-term funds, which has significantly enhanced the credit issuance capacity of financial institutions [1]

Group 1 - The total social financing scale at the end of October 2025 was 437.72 trillion yuan, an increase of 8.5% year-on-year [1] - The balance of RMB loans to the real economy was 267.01 trillion yuan, growing by 6.3% year-on-year [1] - The balance of foreign currency loans to the real economy, converted to RMB, was 1.15 trillion yuan, showing a decline of 16.9% year-on-year [1] Group 2 - The cumulative increase in social financing for the first ten months of 2025 was 30.9 trillion yuan, which is 3.83 trillion yuan more than the same period last year [2] - The balance of broad money (M2) at the end of October was 335.13 trillion yuan, with a year-on-year growth of 8.2% [2] - The balance of narrow money (M1) was 112 trillion yuan, reflecting a year-on-year increase of 6.2% [2] Group 3 - The increase in RMB deposits for the first ten months was 23.32 trillion yuan, with household deposits rising by 11.39 trillion yuan [3] - The balance of RMB loans at the end of October was 270.61 trillion yuan, marking a year-on-year growth of 6.5% [3] - Corporate loans increased by 13.79 trillion yuan, with short-term loans rising by 4.34 trillion yuan and medium to long-term loans increasing by 8.32 trillion yuan [3]

Group 1 - The People's Bank of China reported that as of the end of August 2025, the broad money supply (M2) reached 331.98 trillion yuan, an increase of 8.8% year-on-year [1] - The narrow money supply (M1) stood at 111.23 trillion yuan, growing by 6% year-on-year [1] - The cash in circulation (M0) was 13.34 trillion yuan, reflecting a year-on-year increase of 11.7% [1] Group 2 - The total amount of loans in both domestic and foreign currencies reached 273.02 trillion yuan, with a year-on-year growth of 6.6% [1] - The balance of RMB loans was 269.1 trillion yuan, marking a year-on-year increase of 6.8% [1] - In the first eight months, RMB loans increased by 13.46 trillion yuan, with household loans rising by 711 billion yuan [1] Group 3 - The social financing scale increment for the first eight months of 2025 totaled 26.56 trillion yuan, which is an increase of 4.66 trillion yuan compared to the same period last year [2] - The issuance of RMB loans to the real economy increased by 12.93 trillion yuan, which is a decrease of 4.85 trillion yuan year-on-year [2] - The net financing of government bonds reached 10.27 trillion yuan, which is an increase of 4.63 trillion yuan year-on-year [2] Group 4 - As of the end of August 2025, the total social financing scale stood at 433.66 trillion yuan, reflecting a year-on-year growth of 8.8% [3] - The balance of RMB loans to the real economy was 265.42 trillion yuan, with a year-on-year increase of 6.6% [3] - The balance of government bonds grew by 21.1% year-on-year, reaching 91.36 trillion yuan [3]

Monetary Statistics - As of the end of July, the broad money supply (M2) reached 329.94 trillion yuan, with a year-on-year growth of 8.8% [1] - The narrow money supply (M1) stood at 111.06 trillion yuan, growing by 5.6% year-on-year [1] - The currency in circulation (M0) amounted to 13.28 trillion yuan, reflecting a year-on-year increase of 11.8% [1] - In the first seven months, a net cash injection of 465.1 billion yuan was recorded [1] Loan Statistics - By the end of July, the total outstanding loans in both domestic and foreign currencies reached 272.48 trillion yuan, with a year-on-year increase of 6.7% [1] - The outstanding RMB loans were 268.51 trillion yuan, growing by 6.9% year-on-year [1] - In the first seven months, RMB loans increased by 1.287 trillion yuan, with household loans rising by 680.7 billion yuan [1] - Corporate loans increased by 1.163 trillion yuan, with short-term loans up by 375. billion yuan and medium to long-term loans up by 691 billion yuan [1] - Foreign currency loans totaled 55.58 billion USD, showing a year-on-year decline of 8.1% [1] Deposit Statistics - As of the end of July, the total deposits in both domestic and foreign currencies reached 327.83 trillion yuan, with a year-on-year growth of 9% [2] - The RMB deposits were 320.67 trillion yuan, reflecting an 8.7% year-on-year increase [2] - In the first seven months, RMB deposits increased by 1.844 trillion yuan, with household deposits rising by 966 billion yuan [2] - Foreign currency deposits reached 1 trillion USD, growing by 20% year-on-year [2] Interbank Market Activity - In July, the total transaction volume in the interbank RMB market was 222.44 trillion yuan, with an average daily transaction of 9.67 trillion yuan, marking a year-on-year increase of 14.8% [2] - The weighted average interest rate for interbank borrowing was 1.45%, lower than both the previous month and the same period last year [2] - The weighted average interest rate for pledged repos was 1.46%, also lower than the previous month and the same period last year [2] Cross-Border RMB Settlement - In July, the cross-border RMB settlement amount under the current account was 1.57 trillion yuan, with goods trade accounting for 1.15 trillion yuan [3] - Direct investment cross-border RMB settlement amounted to 0.64 trillion yuan, with outbound direct investment at 0.22 trillion yuan and foreign direct investment at 0.42 trillion yuan [3]