Group 1 - The article discusses the recent Nobel Prize winners in economics: Joel Mokyr, Philippe Aghion, and Peter Howitt, highlighting their contributions to economic growth and creative destruction theories [3][4][5]. - The Nobel Prize fund aims to maintain a real return of over 3% after inflation, ensuring sustainability for future awards [6][7]. - The distribution of the Nobel Prize fund includes 52% in equity funds, 9% in real estate and infrastructure, 17% in fixed income and cash, and 20% in alternative assets like hedge funds and private equity [15]. Group 2 - The article notes that the Nobel Prize fund experienced a significant loss of -19.1% during the 2008 financial crisis, leading to a 20% reduction in prize money in 2012 [16]. - It emphasizes the importance of a reliable long-term investment strategy that can provide a consistent 3% return annually while preserving capital [18]. - The article suggests that individuals can achieve financial independence by saving a substantial amount and withdrawing 3% annually to cover living expenses, ensuring that both principal and spending power are protected against inflation [20][22].