| 目录 | | | --- | --- | | 案例1: 李某聪洗钱案 | | | 案例2: 王某集资诈骗、洗钱案 | | | 案例3：张某受贿、洗钱案 | | | 案例4: 龙某贩卖毒品、洗钱案 | | | 案例5： 郭某某 洗钱案 | | | | 案例一 | 【基本案情】 上游犯罪：2017年4月至2022年4月，陕西某实业公司法定代表人行某（另案处理）等人 违反国家金融管理法律法规，向社会公众非法募集资金，实施非法吸收公众存款和集资诈骗 犯罪活动。 洗钱犯罪：2019年1月起，被告人李某聪使用其设立和控制的某公司、某商贸公司银行账 户，违规为全国各地的公司提供"公转私"支付结算业务，并收取一定比例的手续费牟利。 2020年底，行某通过他人联系到李某聪，让李某聪为其公司提供资金划转服务。2020年、 2021年，李某聪两次为行某的公司共划转非法集资款5355万元，从中获利10万余元。还查 明，2020年至2021年，李某聪使用某公司、某商贸公司账户为其他公司支付结算资金共计8.8 亿余元，该资金流入的下游众多个人账户涉及多种违法犯罪。 【裁判结果】 法院经审理认为，被告人李某聪构成洗钱罪，依法判处有期徒 ...

陕西法院五年来一审审结洗钱犯罪案79件 涉案金额逾13亿元 中新网西安9月25日电 (记者 张一辰)"打击治理洗钱犯罪事关国家总体安全和社会经济秩序。五年来陕 西全省各级法院一审审结洗钱犯罪案79件86人，涉案金额13.72亿余元。"陕西省高级人民法院副院长赵 合理25日表示。 当日，陕西省高级人民法院与中国人民银行陕西省分行联合召开新闻发布会，向社会介绍近年来全省打 击治理洗钱违法犯罪工作开展情况。 中新经纬版权所有，未经书面授权，任何单位及个人不得转载、摘编或以其它方式使用。 关注中新经纬微信公众号(微信搜索"中新经纬"或"jwview")，看更多精彩财经资讯。 图为新闻发布会现场。(陕西省高级人民法院供图) 中国人民银行陕西省分行副行长王钢介绍，该行通过不断深化跨部门协作，为洗钱犯罪案件的办理提供 专业支持。同时，持续健全区域洗钱犯罪风险防控体系，进一步提升打击治理洗钱违法犯罪工作成效， 积极维护陕西省经济金融秩序和社会公共利益。 "众多案件反映出陕西省洗钱犯罪手段多样化、犯罪活动链条化、上游犯罪类型相对集中、犯罪金额不 断增加等特征和趋势。"赵合理表示，全省法院将聚焦打击重点，坚持精准打击、从严惩处的 ...

Core Viewpoint - The article highlights a case of drug trafficking and money laundering involving the use of social media platforms and new payment methods, emphasizing the legal consequences faced by the accused [1][3][4] Group 1: Case Details - The accused, Ye Mou Bin, born in 2005 and unemployed, was involved in selling controlled substances via a foreign social media platform [3] - Ye Mou Bin sold 10 pills of the controlled substance triazolam to a buyer in Beijing, using a third-party payment tool in the form of a password-protected red envelope for payment [3] - The transaction involved multiple steps, including sending a password to an overseas contact who then generated a new password for Ye Mou Bin to collect the payment [3] Group 2: Legal Proceedings - On September 27, 2024, the Beijing Chaoyang District People's Procuratorate filed charges against Ye Mou Bin for drug trafficking and money laundering [3] - On October 28, 2024, the Beijing Chaoyang District People's Court sentenced Ye Mou Bin to one year and three months in prison and imposed a fine of 20,000 yuan [3] - Ye Mou Bin did not appeal the verdict, which has since become effective [3] Group 3: Investigative Insights - The case illustrates the use of mobile payment tools in drug-related crimes and money laundering, prompting proactive involvement from the Beijing Chaoyang District People's Procuratorate [4] - Investigators collected evidence from domestic and foreign platforms, including communication records and payment transaction logs, to build a comprehensive case against Ye Mou Bin [4] - The Supreme People's Procuratorate emphasized the need for strict legal accountability in cases involving cross-border drug trafficking and money laundering, advocating for thorough evidence collection and prosecution [4]

Core Viewpoint - The article highlights a growing trend of scams targeting elderly individuals under the guise of "poverty alleviation" and "rural revitalization" funds, where fraudsters exploit their trust in government programs to facilitate money laundering activities [1][4]. Group 1: Scam Mechanisms - Fraudsters impersonate government agencies and use deceptive tactics such as fake apps and SMS to lure victims into providing personal banking information [1][3]. - The scams often involve a process where victims are instructed to transfer a "verification fund" to a designated account, which is actually a method for laundering money [2][3]. - A case in Baotou illustrates how an elderly man was misled into believing he was receiving government funds, only to become an unwitting participant in a money laundering scheme [2][5]. Group 2: Target Demographics - The elderly population is particularly vulnerable due to limited access to information and a lack of awareness regarding financial risks, making them prime targets for these scams [1][3]. - Multiple cases across various regions indicate a systematic targeting of older individuals, with fraudsters capitalizing on their trust in state-sponsored financial assistance [4][5]. Group 3: Criminal Networks - The article describes the emergence of organized crime networks that have developed sophisticated methods for executing these scams, including training for fraudsters on how to manipulate victims [5]. - Investigations reveal a complete black market chain from information gathering to the execution of fraudulent transactions, indicating a high level of organization and professionalism among the criminals [4][5].

Core Viewpoint - The article highlights the rise of scams targeting elderly individuals under the guise of "poverty alleviation funds," where fraudsters exploit their trust in government programs to facilitate money laundering activities [1][4][6]. Group 1: Scam Mechanism - Fraudsters impersonate government agencies related to "rural revitalization" and "national poverty alleviation," using deceptive messages and fake apps to lure victims [1][3]. - Victims are often required to transfer a "verification fund" to a designated account, which is a tactic used by criminals to launder money [3][4]. - The article describes a case where an elderly man was misled into transferring 490,000 yuan, believing it was related to a car sale, but it was part of a larger money laundering scheme [3][4]. Group 2: Target Demographic - The elderly population is particularly vulnerable due to limited access to information and a lack of awareness regarding financial risks, making them prime targets for such scams [1][4][6]. - Criminals exploit the elderly's trust in government policies and their desire for financial returns, leading them to download fraudulent apps and provide sensitive personal information [4][8]. Group 3: Organized Crime Network - The article reveals that these scams are not isolated incidents but part of a larger, organized crime network that has developed a complete black market chain from information gathering to money transfer [6][7]. - Multiple cases across different regions show a pattern of similar scams, indicating a professionalized approach to targeting elderly individuals [6][8]. Group 4: Law Enforcement Response - Banks and law enforcement agencies are becoming increasingly aware of these scams, with some cases being flagged during routine transactions [3][6]. - Police interventions have revealed that victims often do not recognize they are being scammed, believing they are entitled to the funds they are attempting to withdraw [6][8].

Core Viewpoint - Gift cards have become a convenient prepaid consumption tool but are increasingly exploited as a "hidden channel" for cross-border money laundering due to their strong anonymity and ease of circulation [1][2]. Group 1: Recent Cases and Financial Impact - In September 2024, Shanghai police uncovered the first national case of illegal currency exchange using gift cards, involving an amount of 2 billion yuan and yielding over 15 million yuan in profits [7]. - In February 2025, a criminal gang in Lianyungang was dismantled, with an involved amount of 1.7 billion yuan, which provided settlement services for illegal funds through the buying and selling of gift cards [3][6]. Group 2: Mechanisms of Money Laundering - The illegal exchange process involves a chain of operations: foreign currency to gift cards to renminbi, including upstream fund absorption, underground bank exchanges, and platform fund settlements [3][8]. - Criminal groups purchase gift cards at a discount (8-9% off) and sell them on social platforms, leveraging the global circulation and non-real-name transaction characteristics of gift cards [5][8]. Group 3: Vulnerabilities in E-commerce Platforms - The rapid growth of cross-border e-commerce has created fertile ground for money laundering, with 2024 cross-border e-commerce import and export totaling 2.63 trillion yuan, a year-on-year increase of 10.8% [8]. - E-commerce platforms have vulnerabilities in identity verification and account management, allowing criminals to bypass regulations using technologies like broadband cat pools and temporary email services [8][9]. Group 4: Law Enforcement Actions - The police have intensified efforts to combat money laundering and underground banking, resulting in the dismantling of over 130 underground banking and money laundering cases [9]. - 17 suspects, including the leader of the criminal gang, have been arrested for illegal business operations, with further investigations ongoing [9].

Core Viewpoint - Financial security is a crucial component of national security, and recent years have seen heightened emphasis on anti-money laundering efforts by the Chinese government, particularly under the leadership of Xi Jinping [1][16]. Group 1: Causes and Methods of Money Laundering - The fundamental motive behind money laundering is to legitimize illegal gains, which are closely linked to upstream crimes such as drug trafficking, organized crime, financial crimes, and corruption [1][4][5]. - Money laundering activities often involve various methods to obscure the source and nature of illegal funds, thereby evading regulatory scrutiny and legal penalties [5]. Group 2: Legal Framework and Enforcement - The 2021 amendment to the Criminal Law expanded the scope of money laundering offenses, including "self-laundering," which significantly impacts the conviction and sentencing of money laundering crimes [2][16]. - In 2024, the Supreme Court and the Supreme Procuratorate jointly issued clarifications on the legal standards applicable to money laundering cases, addressing the needs of judicial practice [2][16]. Group 3: Case Studies and Real-Life Examples - A case study involving a woman named Lily illustrates how individuals can become entangled in money laundering activities, leading to significant legal consequences. She was implicated in laundering 5.8 million yuan for a drug dealer [6][7]. - Another case highlights a woman named Hongye, who was involved in laundering funds from an illegal fundraising scheme, ultimately leading to her conviction for money laundering [13][15]. Group 4: Increasing Enforcement Efforts - Since the Supreme Procuratorate's 2020 initiative to enhance anti-money laundering efforts, there has been a notable increase in prosecutions, with 3,032 individuals charged in 2024, representing over 20 times the number of prosecutions in 2019 [7]. - The implementation of the "one case, dual investigation" mechanism has strengthened the ability of prosecutorial bodies to identify and prosecute money laundering offenses alongside related crimes [7][11]. Group 5: Collaborative Efforts and Mechanisms - Various departments have established collaborative mechanisms to enhance the effectiveness of anti-money laundering efforts, including joint actions by the People's Bank of China and the Ministry of Public Security [11][16]. - Regional cooperation among prosecutorial bodies and financial institutions has been emphasized to address challenges in handling money laundering cases [11].