Group 1: Event Overview - The 14th Golden Finance Conference opened on June 26, showcasing cutting-edge technology products and emphasizing the role of financial institutions in empowering technological innovation and modern industrial system construction [1] - The event featured 312 financial institutions across 2,000 square meters, with five new financial platforms launched and a total of 51 industry-finance connection projects signed, amounting to over 71 billion yuan [1] Group 2: Financial Innovations - Industrial and Commercial Bank of China (ICBC) presented a "Smart Financial Experience Hall," featuring an intelligent remote machine that allows efficient handling of complex banking services, with public account opening completed in as little as 15 minutes [3] - China Everbright Bank showcased an instant social security card issuance service, allowing customers to receive their cards immediately at any local branch after online application [3] Group 3: Gold and Digital Currency Initiatives - The conference introduced a gold and jewelry sales area, with significant price differences attracting consumers; for instance, gold prices ranged from 788.47 yuan to 988 yuan per gram [5] - A digital RMB consumption experience area was set up, offering various discounts and promotions for users, such as 80% off public transport fares and 0.1 yuan drinks [5] Group 4: Consumer Protection and Financial Support - The "Guangxin Pre" platform was launched to address consumer concerns regarding prepaid services, utilizing digital RMB and smart contract technology to ensure the safety of prepaid funds [7][8] - The establishment of the Guangzhou Bay Area International Restructuring Center aims to assist enterprises in distress and enhance financial risk resolution, with a focus on debt resolution and cross-border restructuring [9][10]

Core Viewpoint - The establishment of the Bay Area International Restructuring Center in Guangzhou marks a significant step in addressing corporate distress and financial risk mitigation, providing specialized services for debt resolution, cross-border restructuring, and industrial upgrading [1] Group 1: Establishment and Purpose - The Bay Area International Restructuring Center is formed by the Guangzhou Trading Group's Bay Area Special Asset Empowerment Service Platform in collaboration with various associations and asset management companies [1] - The center aims to alleviate the pressure on courts handling bankruptcy cases and enhance the success rate of corporate restructuring [1] Group 2: Context and Need - There is an increasing demand for corporate rescue due to multiple factors such as international conditions and economic cycle fluctuations, with limited avenues for relief [1] - The center responds to the national development strategy of the Guangdong-Hong Kong-Macao Greater Bay Area and aims to optimize the regional business environment [1] Group 3: Special Asset Management - Special assets are defined as those undervalued or requiring quick liquidation due to economic cycles, policy controls, credit defaults, and operational management issues [2] - The special asset management industry is viewed as a crucial channel for mitigating financial risks and unblocking the real economy [2] Group 4: Achievements and Future Plans - The Bay Area Special Asset Empowerment Service Platform has established a special asset project database, managing nearly 200 billion yuan in asset projects and providing full-process empowerment services for 422 projects amounting to 84.168 billion yuan [2] - The platform will support the Bay Area International Restructuring Center by introducing funding, industry resources, and professional institutions to efficiently handle and revitalize restructuring assets [2]