Core Insights - The market saw a total of 2,947 closed public wealth management products maturing in Q3 2025, with fixed income products dominating the landscape, accounting for 2,828 products [1][3] - Short to medium-term products are the primary focus for maturing investments, with 6-12 month products leading at 984, representing 74.4% of the total [3][5] - Fixed income products show a higher performance in terms of yield and compliance with benchmarks compared to mixed products, with an overall average yield of 2.63% [5][7] Product Breakdown - Among the maturing products, fixed income products accounted for 2,713, while mixed products totaled 111 [5][6] - The highest number of maturing products falls within the 6-12 month category, followed by 3-6 months, with only 8 products maturing beyond 3 years [3][5] - Fixed income products have a benchmark compliance rate of 41.11% for the central target and 74.11% for the lower limit, indicating a relatively strong performance [5][6] Yield Analysis - Fixed income products yield an average annualized return of 2.63%, with the highest returns seen in products with maturities over 3 years at 3.1% [6][7] - Mixed products have a lower average yield of 2.59%, with the best performance in the 3-6 month category at 2.98% [7] - The performance of mixed products is significantly hindered by longer maturities, with a central target compliance rate of only 12.61% [7]

Core Insights - The market saw a total of 2,947 closed-end public wealth management products maturing in Q3 2025, with fixed income products dominating the landscape, accounting for 2,828 products [1][6] - Short to medium-term products are the primary focus for maturing products, with 6-12 month products leading at 984, representing 74.4% of the total [3][5] - Fixed income products showed a higher performance in terms of yield compared to mixed products, with an overall average annualized yield of 2.63% for fixed income products [8][9] Product Type Analysis - Fixed income products accounted for 2,713 of the maturing products, while mixed products totaled 111 [6] - The performance benchmark compliance rates for fixed income products were 41.11% for the central benchmark and 74.11% for the lower benchmark [6][7] - Mixed products had a significantly lower performance, with a central benchmark compliance rate of 12.61% and a lower benchmark compliance rate of 32.76% [8] Yield and Performance Metrics - The average annualized yield for fixed income products was 2.63%, with the highest yield observed in products with a maturity of over 3 years at 3.10% [8][9] - For mixed products, the average annualized yield was 2.59%, with the highest yield in the over 3-year category at 3.48% [8][9] - Short-term fixed income products (1-3 months) exhibited the best performance in terms of compliance rates, with a lower benchmark compliance rate of 94.07% [7][8]