直补购房首付

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成都出台楼市新政17条:分批取消住房限售,鼓励支持直补购房首付、购房签约即可入学
Sou Hu Cai Jing· 2025-07-21 06:46
Core Viewpoint - Chengdu's government has introduced 17 specific measures to promote the stable and healthy development of the real estate market, including the phased cancellation of housing sales restrictions and increased support for public housing funds [2][3]. Group 1: Housing Sales Restrictions - The new policy includes a phased cancellation of housing sales restrictions, starting with new homes from July 21, 2023, and second-hand homes from January 1, 2026 [2]. - Special housing with unique sales restrictions, such as those acquired under talent programs, will still be subject to sales limits [2]. - This strategy aims to activate the existing housing market while ensuring fairness and preventing short-term speculation [3]. Group 2: Public Housing Fund Support - The minimum down payment for families purchasing a second home using public housing funds has been reduced from 30% to 20% [2]. - The calculation formula for loan amounts has been optimized, linking it to the deposit balance to increase the available loan amount [2]. - Residents can now withdraw public housing funds for personal payments related to the renovation of old elevators in residential complexes [2]. Group 3: Additional Measures - The policy encourages local districts to implement direct subsidies for home down payments and supports the use of new home signing contracts for children's school enrollment [4]. - The measures also include promoting the sale of non-residential parking spaces under certain conditions and enhancing the management of land supply [3]. - The innovative approach of direct subsidies for down payments reflects a significant breakthrough in supporting home purchases [4].
鼓励直补购房首付,成都出台17条重磅楼市新政
Di Yi Cai Jing· 2025-07-21 06:08
Core Viewpoint - Chengdu has introduced 17 policies aimed at stabilizing the real estate market, focusing on improving supply quality, meeting diverse demands, revitalizing existing stock, and leveraging the role of housing provident funds [2][8]. Group 1: Policy Measures - The new measures encourage local districts to adopt direct subsidies for down payments, marking a significant innovation in financial support for homebuyers [3]. - The policies emphasize urban renewal, promoting the renovation of urban villages and dilapidated housing, and expanding the "housing voucher" system for compensation and relocation [4]. - Support policies related to education are introduced, allowing homebuyers to secure school enrollment for their children based on new housing contracts, thus stimulating housing demand [5]. Group 2: Market Adjustments - The measures include a phased cancellation of housing sales restrictions, allowing properties purchased before specific dates to be listed for sale, which is expected to activate the secondary market [6][7]. - Adjustments to housing provident fund policies include increasing loan support and lowering the down payment ratio for second homes, thereby reducing financial barriers for buyers [8].