取消住房限售

Search documents
四川成都出台房产新政,促进市场平稳健康发展
Zhong Guo Chan Ye Jing Ji Xin Xi Wang· 2025-07-26 23:01
Core Viewpoint - Chengdu's new real estate policy aims to promote stable and healthy development in the housing market through various measures, including adjustments to housing provident fund loans and the gradual removal of housing sales restrictions [1][2][5]. Group 1: Housing Provident Fund Adjustments - The loan limit for housing provident funds will be calculated as 25 times the deposit balance, aimed at reducing the financial burden on residents [10]. - The minimum down payment ratio for purchasing a second home using housing provident fund loans has been reduced from 30% to 20% [3][10]. - The policy also allows for the extraction of provident funds for the renovation of old elevators in residential complexes [10]. Group 2: Removal of Housing Sales Restrictions - Starting from July 21, 2025, new homes purchased before October 14, 2024, will no longer be subject to sales restrictions after obtaining the property certificate [2][6]. - From January 1, 2026, the sales restrictions on second-hand homes purchased before October 14, 2024, will also be lifted [2][6]. Group 3: Enhancing Housing Supply Quality - The policy emphasizes the development of high-quality housing around key transportation hubs in various districts, including Longquanyi, Xindu, and Wenjiang [4][5]. - Adjustments have been made to the commercial office space holding ratios in key business districts, requiring at least 40% in certain areas and 25% in others [4]. Group 4: Promoting Balanced Regional Development - The policy supports different districts in implementing effective measures tailored to their unique development characteristics to stabilize the real estate market [5]. - Various districts are encouraged to adopt measures such as direct subsidies for down payments and consumer vouchers to stimulate housing demand [5]. Group 5: Land Supply and Management - Chengdu plans to supply 13,000 acres of commercial construction land by 2025, focusing on a balanced approach to land supply [7][8]. - A mechanism linking commercial building vacancy rates to new commercial land supply will be established to promote supply-demand balance [9].
鼓励直补购房首付,成都出台17条重磅楼市新政
第一财经· 2025-07-21 10:00
Core Viewpoint - Chengdu has introduced 17 new policies to stabilize the real estate market, responding to central government directives and adapting to local market conditions and buyer needs [1]. Group 1: Policy Measures - The new measures focus on four main areas: improving supply quality, meeting diverse demands, revitalizing existing stock, and leveraging the housing provident fund [1]. - The policies encourage local districts to adopt direct subsidies for down payments, marking a significant innovation in financial support for homebuyers [3]. - The measures promote urban renewal, including the renovation of urban villages and dilapidated housing, and expand the "housing ticket" system for compensation and relocation [4]. Group 2: Education and Housing Demand - The policies support conditional districts to allow guardians of school-age children to purchase new residential properties, facilitating school enrollment based on purchase contracts [5]. - This approach aims to stimulate housing demand by simplifying the process of securing school placements for families [5]. Group 3: Market Regulation Adjustments - The measures include a phased cancellation of housing sales restrictions, allowing properties purchased before October 14, 2024, to be listed for sale after obtaining property certificates [7][8]. - This adjustment is expected to activate the secondary market and meet the demand for improved housing options [7]. Group 4: Housing Provident Fund Adjustments - The policies enhance housing provident fund loan support, linking loan amounts to deposit balances and reducing the down payment for second homes from 30% to 20% [9]. - Additionally, the measures lower the entry barriers for flexible employment individuals to participate in the provident fund system, facilitating easier access to loans [9].
成都出台楼市新政17条:分批取消住房限售,鼓励支持直补购房首付、购房签约即可入学
Sou Hu Cai Jing· 2025-07-21 06:46
Core Viewpoint - Chengdu's government has introduced 17 specific measures to promote the stable and healthy development of the real estate market, including the phased cancellation of housing sales restrictions and increased support for public housing funds [2][3]. Group 1: Housing Sales Restrictions - The new policy includes a phased cancellation of housing sales restrictions, starting with new homes from July 21, 2023, and second-hand homes from January 1, 2026 [2]. - Special housing with unique sales restrictions, such as those acquired under talent programs, will still be subject to sales limits [2]. - This strategy aims to activate the existing housing market while ensuring fairness and preventing short-term speculation [3]. Group 2: Public Housing Fund Support - The minimum down payment for families purchasing a second home using public housing funds has been reduced from 30% to 20% [2]. - The calculation formula for loan amounts has been optimized, linking it to the deposit balance to increase the available loan amount [2]. - Residents can now withdraw public housing funds for personal payments related to the renovation of old elevators in residential complexes [2]. Group 3: Additional Measures - The policy encourages local districts to implement direct subsidies for home down payments and supports the use of new home signing contracts for children's school enrollment [4]. - The measures also include promoting the sale of non-residential parking spaces under certain conditions and enhancing the management of land supply [3]. - The innovative approach of direct subsidies for down payments reflects a significant breakthrough in supporting home purchases [4].