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2025金融街论坛|周亮:“车险好投保”平台已为110多万车主提供投保便利
Bei Jing Shang Bao· 2025-10-28 07:08
Core Viewpoint - The insurance industry should prioritize the well-being of the people and leverage technology to enhance service quality and efficiency while expanding service offerings [1] Group 1: Technology in Insurance - The insurance sector is encouraged to utilize technology to improve service quality and efficiency in areas such as agricultural insurance, housing insurance, and catastrophe insurance by employing satellites, drones, and risk models [1] - In health and pension insurance, there is a push to integrate wearable devices and large models to provide proactive health management suggestions to policyholders using artificial intelligence and big data [1] Group 2: Expanding Insurance Services - The insurance industry is urged to connect with related industries through technology to offer more convenient services to consumers [1] - An example provided is the "Car Insurance Easy to Insure" platform, which has established information service channels through technology, assisting over 1.1 million car owners in overcoming insurance difficulties [1]
金融监管总局副局长周亮:保险业要通过科技 提升保险服务质效、拓展保险服务外延
Core Insights - The insurance industry should prioritize the well-being of the people, focusing on enhancing their quality of life through technological advancements [1] Group 1: Technological Integration in Insurance - The insurance sector is encouraged to leverage technology to improve service quality and efficiency, particularly in areas like agricultural insurance, housing insurance, and disaster insurance [1] - Technologies such as satellites, drones, and risk models will be utilized to enhance underwriting, surveying, and claims processing, thereby reducing disaster risk losses for the public [1] - In health and pension insurance, the industry aims to utilize third-party services and technologies like wearable devices and AI to provide proactive health management advice to policyholders [1] Group 2: Expanding Insurance Services - The insurance industry is urged to expand its service offerings through technology, linking with related industries to provide more convenient services to consumers [1] - An example includes the collaboration with the business sector to create a second-hand car information service platform, addressing information asymmetry in second-hand car transactions to better protect consumer rights [1] Group 3: Accessibility Initiatives - The "Car Insurance Easy to Insure" platform has been established to create information service channels, assisting over 1.1 million vehicle owners in overcoming insurance difficulties [2] - The platform aims to include more operational vehicles, thereby providing additional convenience to the public [2]