那么，企业如何高效地实现这一目标？ 最佳的第三方风险管理始于以结构化、系统性的方式收集第 三方信息、验证这些信息，并将其转化为可执行的洞察。 其总体目标是持续追踪随时间不断变化的 各类关系。 有趣的是，如今的组织正逐渐摒弃以调查或评估为主导的"劳动密集型"尽职调查方法，因为他们认识 到必须时刻关注到实际的业务需求。 他们转而利用先进工具来识别负面新闻、制裁政策和政要人物 风险。 这种方法使企业能够评估固有风险（即在不施加任何控制措施的情况下，第三方所呈现的风险敞 口）。尽管不同行业（如金融服务业、制造业和制药业）的关注点和动机各异，但它们的核心视角是 一致的：厘清风险状况，对照企业的风险承受偏好进行权衡，并采取相应行动。 LSEG的系列网络研讨会" 专家面对面(Meet the Experts) "聚焦于风险管理这一主题，由专家进行深 度解析。在最新一期研讨会，来自LSEG Risk Intelligence和Aravo Solutions的专家揭示了 公司如何 提升第三方风险管理的效率与完整度。 第三方风险管理的最佳实践模式 在当今复杂多变的环境中，组织需要在确保完全遵守不断变化监管的同时，快速做出具有挑战 ...

Core Insights - The report indicates strong support among bankers for the independence of the Federal Reserve, with 95% considering it important for monetary policy [1][11][27] - Data security is highlighted as the primary concern in third-party collaborations, with 47% of bankers citing customer data breaches as their top worry [2][14][42] - Overall, bankers express a stable outlook for the industry, with expectations of declining funding costs and a slight increase in loan demand [3][16][46] Group 1: Federal Reserve Independence - 95% of bankers believe maintaining the Fed's independence in monetary policy is important, with 75% stating it is "very important" [1][11][27] - 88% of bankers assert that a Fed governor should only be removed for proven misconduct, reflecting a desire for political neutrality in monetary policy [2][12][23] Group 2: Third-Party Risk Management - Customer data breaches are the foremost concern for 47% of bankers when selecting third-party vendors, followed by vendor-related reputational and operational risks at 38% [2][14][42] - Understanding cybersecurity risks, particularly regarding sensitive consumer data, is deemed the most critical factor in managing third-party relationships by 52% of bankers [2][37] Group 3: Business Outlook - 58% of bankers report that deposit competition has remained steady, with 37% anticipating increased competition in the coming year [3][15][46] - 77% of banks have seen a decrease in funding costs over the past year, and 80% expect further declines in the next 12 months [3][16][46] - 46% of bankers have experienced an increase in loan demand recently, with 47% projecting further growth in the next year [3][16][46] Group 4: Economic Confidence - 36% of bankers believe the economic situation has improved over the past year, the highest level since Q1 2022, and 32% expect further improvement [4][46] - The "Bank Experience Index" and "Bank Confidence Index" have both shown continuous growth, indicating positive sentiment among bankers regarding the industry [4][46] Group 5: Conclusion - The survey reflects a cautiously optimistic outlook for the banking industry, emphasizing the importance of Fed independence and data security in third-party relationships, alongside stable expectations for funding costs and loan demand [5][46]