"十四五"期间，杭州公安一体推进共富、共治、生态"三大警务"建设，为杭州实现跨越式发展提供 了坚实保障和有力支撑。在此期间，杭州获评首批"全国社会治安防控体系建设示范城市""全国禁毒示 范城市"，并连续19年蝉联"最具幸福感城市"称号。 12月23日上午，"杭州公安高水平安全护航高质量发展"新闻发布会召开。记者从会上了解到，截至 11月底，全市刑事警情同比下降7.03％，治安警情同比下降10.51%。 推动道路交通安全持续向好 安全出行，是每位市民的期盼。近年来，杭州机动车保有量快速增长，目前已达519万辆。据统 计，"十四五"期间，增加了207万辆，增幅达到了66.3%。 杭州公安通过构建"数智交通安全防控"和"数智交通治堵"两大体系，推动杭州道路交通安全形势持 续向好发展。 简化审批流程 优化监管措施 为了优化活动服务保障、助力打造国际"赛会"之城、推动营商环境升级，杭州公安打出一套"组合 拳"。 一方面，创新大型活动分级审批制度。3个工作日内完成安全等级评定，并一次性函告风险隐患， 按"三级当日批、二级3日批、一级5日批"的标准落实许可。同时融入政务办事场景，推进文艺演出、体 育比赛、展览展销三类活动" ...

Core Viewpoint - The article emphasizes the need for precise anti-fraud measures to avoid unnecessary inconvenience to the public while effectively combating telecom network fraud [1][2][3] Group 1: Current Issues in Anti-Fraud Measures - There has been an increase in over-execution and "one-size-fits-all" approaches in anti-fraud efforts, leading to public inconvenience such as excessive questioning during bank transactions and the need for proof of innocence for phone number reactivation [1] - The root cause of these issues lies in the "lazy governance" mindset, where responsibilities are shifted to the public, resulting in a distortion of policy execution [1] Group 2: Legal and Procedural Framework - Anti-fraud measures must adhere to legal frameworks, such as the Anti-Telecom Network Fraud Law, and should not impose additional requirements without legal authorization [2] - Proper procedures must be followed to ensure the public's right to be informed, appeal, and seek redress, with measures being necessary and minimally damaging to public rights and convenience [2] Group 3: Technological Solutions - Technology plays a crucial role in achieving precise anti-fraud measures, with AI and big data providing viable paths for risk assessment and intervention [2] - The shift from broad measures to targeted interventions is essential for balancing security and convenience, allowing for effective fraud prevention while minimizing disruption to the public [2] Group 4: Importance of Public Trust - The effectiveness of anti-fraud work relies on genuine public understanding and support, necessitating a focus on legal principles and precise measures to avoid "collateral damage" [3] - Balancing property security and the protection of legitimate rights is critical for maintaining public trust in anti-fraud initiatives [3]

Core Viewpoint - The issue of "false positives" in anti-fraud measures is becoming a significant challenge for the banking industry, necessitating the breaking down of "information silos" between banks to achieve precise prevention [1][9]. Group 1: Incident Overview - A lawyer faced difficulties withdrawing cash at a bank due to anti-fraud measures, highlighting the growing public concern over the impact of these measures on ordinary citizens [2]. - The lawyer's experience reflects a broader trend where individuals face increased scrutiny for transactions, with many reporting similar issues affecting their daily financial activities [2][3]. Group 2: Anti-Fraud Measures and Their Impact - Anti-fraud measures are evolving from targeting large transactions to affecting smaller, routine transactions, increasing the likelihood of "false positives" [3][7]. - The banking sector is under pressure to balance effective fraud prevention with customer convenience, as stricter measures can lead to user dissatisfaction [7][8]. Group 3: Current Fraud Landscape - The landscape of telecom fraud is increasingly severe, with a notable rise in cases involving "two cards" (bank cards and phone cards), indicating a persistent high level of criminal activity [4][5]. - The characteristics of individuals involved in fraud cases show a trend of younger, less educated, and lower-income participants, with technology playing a significant role in the evolution of fraud tactics [5][6]. Group 4: Technological Solutions and Industry Response - Financial institutions are exploring partnerships with technology firms to enhance their fraud detection capabilities through advanced AI models, aiming to reduce the incidence of "false positives" while maintaining effective risk management [9][10]. - The need for improved data sharing and technological integration among banks is emphasized as a critical step toward resolving the challenges posed by anti-fraud measures [9][10].