信息孤岛
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银行取现被“卡”,反诈“误伤”困局待解
2 1 Shi Ji Jing Ji Bao Dao· 2025-11-18 01:20
如何打破银行间的"信息孤岛",实现精准防控,正在成为行业破解困局的关键方向。 据央视新闻报道,周筱赟律师在建设银行某网点遭遇了一次波折的取款经历——因被要求配合反诈工 作,详细说明资金用途,他最终未能成功取款。这一事件曝光后,引发公众对反诈措施"误伤"普通民众 的广泛关注。 近期,央视新闻报道的一则新闻引发社会关注:一名律师在银行网点办理取款业务时,因被要求配合反 诈工作详细说明资金用途,最终未能成功取款。 周筱赟律师在接受21世纪经济报道记者采访时表示,公开自身遭遇的核心目的,是希望通过个案推动反 诈误伤事件的减少。他指出,当前反诈误伤已非偶发情况,"现在取现几千元就可能被上门核实,转账 几千元个人账户就会被冻结,有不少民众都面临这样的困扰",这类情况已影响到居民正常生活与资金 使用。 据媒体针对多省份银行网点的调查显示,各地银行的大额取款门槛与反诈措施差异明显。在山东、河南 等诈骗高发省份,不少银行的核查门槛低于5万元,除了询问资金来源与实际用途,还会重点核查资金 入账时间、取款人真实意愿等信息。 一位金融科技从业人员向21世纪经济报道记者分析道:"这位律师取现受阻,可能并非单纯因取现防控 要求严格,也可 ...
湖北政府采购项目跨区域投标无障碍
Sou Hu Cai Jing· 2025-07-29 01:24
Core Insights - The transformation of the government procurement ecosystem in Hubei has significantly improved efficiency and reduced costs for suppliers [1][2] - The electronic trading data aggregation platform has facilitated seamless data flow across different systems, addressing long-standing issues in government procurement [1] Group 1: Platform Implementation - Since the platform's trial run began in early 2024, all cities and states in Hubei have connected, with 25,600 projects efficiently processed and transaction amounts exceeding 60 billion yuan [2] - The platform has enabled remote bidding, allowing suppliers to participate in projects without the need for physical travel, thus saving time and resources [1] Group 2: Regulatory Improvements - The platform has introduced advanced monitoring capabilities, automatically detecting exclusive clauses in procurement documents and triggering real-time alerts [2] - Increased competition from external suppliers has led to lower prices and improved quality in procurement projects [2]
今年将有超350万辆新能源车“脱保” 维修难、价格贵成为行业发展的痛点 新能源汽车维修只能去4S店?
Guang Zhou Ri Bao· 2025-06-08 19:01
Core Insights - The rapid growth of the independent aftermarket for electric vehicles (EVs) is anticipated as over 3.5 million EVs will exit their warranty period by 2025, leading to a surge in demand for components related to the three electric systems (battery, motor, and control system) [1][2] - The current after-sales market for EVs is estimated to reach 300 billion yuan by 2025, but faces challenges such as high repair costs, insufficient authorized service points, and limited capabilities in the maintenance and testing of the three electric systems [1][2][3] Market Dynamics - The number of EVs in China is projected to exceed 50 million by 2025, with the number of vehicles out of warranty increasing from 1.36 million in 2024 to 3.5 million in 2025 [2] - The current workforce in the EV repair sector is less than 100,000, highlighting a significant shortage of skilled technicians, with a gap of over 80% expected in 2025 [2][3] Repair Challenges - Third-party repair shops face significant difficulties in servicing EVs due to the proprietary nature of the technology and lack of standardized parts in the secondary market [2][3] - The absence of a unified assessment standard for the three electric systems results in repair costs being dictated by the manufacturers, complicating the pricing landscape for consumers [4] Regulatory Environment - Recent policy measures aim to enhance the supply channels for EV repair parts and encourage manufacturers to open up technology for better economic viability in battery repairs [5] - The emergence of third-party testing services and platforms is expected to benefit the independent repair market for out-of-warranty EVs [5] Data Sharing and Collaboration - Breaking down "information silos" and achieving data sharing among manufacturers is crucial for the sustainable development of the EV aftermarket [6] - Utilizing big data to assess the remaining lifespan of the three electric systems and the residual value of used vehicles can enhance service offerings and consumer trust [6]
多措并举打破政务“信息孤岛”
Jin Rong Shi Bao· 2025-05-12 01:51
再次,构建数据标准体系。会议提出,要构建全国一体化政务大数据体系,推动数据资源融合应用。在 实践中,遇到的一大挑战是人口、法人、电子证照等基础数据的共享缺乏国家层面的统一标准,数据的 采集、存储、整合、对接、传输、共享、开放、应用和安全等也缺乏统一规范。换言之,同一政务服务 事项在不同地区、层级的基本要素不完全统一,数据不具备可对比、可共享的价值,关键字段存在差异 也导致信息搜索、应用的困难。当前,亟待通过统一的数据标准制定和发布来推动一体化建设。 当然,政务数据共享绝非一朝一夕之功,而是一场需要久久为功的治理变革。未来,唯有以安全为底 线、以标准建设为突破,持续完善制度体系,强化技术赋能,才能真正打破"信息孤岛"的桎梏,让政务 数据在合规、有序的轨道上自由流动,为高质量发展注入源源不断的活力。 国务院总理李强5月9日主持召开国务院常务会议,审议通过《政务数据共享条例(草案)》(以下简称 《条例》)。 作为建设数字政府、提升行政效能的重要一环,《条例》首次以行政法规的形式明确政务数据共享的相 关内容,标志着我国政务数据共享工作迈上新台阶。 在数字时代浪潮的冲击下,政务数据已成为构建现代化国家治理体系的关键生产 ...