01 据彭博社等多家财经媒体报道，新世界发展集团背后的香港郑氏家族正在考虑出售旗下58家瑰丽酒店里的部分资产。 这次出售范围之广令人咋舌，连同那个刚刚拿下全球最佳酒店桂冠，估值高达159亿港元的香港瑰丽，也可能被摆上货架。 看到这条新闻，我的记忆瞬间被拉回到了十余年前。 那时候，香港四大家族排名第三的郑裕彤刚刚决定由孙女郑志雯接手家族酒店业务。哈佛毕业的郑志雯做了一个极其大胆的决定。她不仅通过新世界集团 豪掷2.29亿美元买下了瑰丽酒店，更做出一个惊人举动，直接把全球总部从德克萨斯搬到了香港。 那时候的瑰丽，偏安于北美一隅，在全球奢华酒店版图中，声音微弱得几乎听不见，甚至有不少业内人士断言，这不过是又一个即将被万豪、希尔顿吞并 的过气名字。 前两天，一则瑰丽酒店拟出售消息在酒店圈炸开了锅。 但郑志雯赌赢了。 她不打算只做一个收租的房东，她想打造一个属于华人的顶级奢华酒店品牌。 2014年，她的第一张王牌打在了北京，这也是瑰丽在全亚洲第一家酒店。 为了这张王牌，郑家拿出了自己在北京CBD最核心的资产京广中心，这栋曾经的北京第一高楼，属于新世界中国自有物业。 为了让瑰丽一战成名，郑志雯做了一个极其任性的决定，把原 ...

Core Viewpoint - The article discusses the fluctuations in dollar deposit rates in China, particularly in the context of recent Federal Reserve interest rate cuts, and the implications for investors like Ms. Pan who are considering their options for dollar deposits and investments [2][11]. Summary by Sections Dollar Deposit Rates - The current annualized interest rate for a one-year dollar deposit is 3.85%, which is considered relatively high in the market [1][2]. - Dollar deposit rates have experienced a "roller coaster" effect, rising to around 5.5% during the dollar interest rate hike cycle and subsequently declining to below 4% in the current rate cut cycle [2][3]. Investor Behavior - Investors, including Ms. Pan, are seeking optimal placements for their assets as dollar deposit rates decline [2][4]. - Ms. Pan's experience reflects a broader trend where investors are weighing the benefits of renewing dollar deposits against potential currency exchange risks and the attractiveness of dollar-denominated financial products [5][8]. Market Dynamics - Following the Federal Reserve's recent rate cut, some banks have quickly adjusted their dollar deposit rates downward, with many banks maintaining rates above 3% [3][4]. - The article notes that the average yield on dollar financial products has also decreased, with some products now offering yields above 4%, although this is less common [8][9]. Future Outlook - Economic analysts suggest that further rate cuts by the Federal Reserve could influence dollar deposit and investment rates, with potential implications for the Chinese market as well [11][12]. - The article highlights the importance of monitoring market conditions and adjusting investment strategies accordingly, particularly in light of the fluctuating dollar and yuan exchange rates [11][12].