活动现场（央广网发 宋兵 摄） "港航资信贷"的突破在于风控逻辑的转变。邮储银行宁波分行在审批中，不再仅依赖传统财务报表与固定资产抵押，而是深度融合宁波市港航管理中心提供 的企业信用评价数据，对企业进行多维度精准画像，形成多维度经营画像。 "这相当于把企业在航运监管系统中的'信用积分'，转化为银行授信的'硬指标'，让'好信用'真正变成'真金白银'。"宁波市港航管理中心相关负责人表示。 这意味着，一家企业合规运营的状态、安全管理的记录、企业创新投入及履行社会责任等，这些银行机构曾经难以采集的"软信息"，如今构成了银行进行风 险评估与精准画像的关键维度。 央广网宁波1月9日消息（记者陈金莲 通讯员宋兵 梁湘）1月8日，一项旨在破解中小航运企业融资瓶颈的专项金融产品——"港航资信贷"在浙江宁波正式发 布。该产品由中国邮政储蓄银行宁波分行推出，并首次将港航管理部门的权威行业信用数据系统性纳入银行风控模型，为本地中小航运企业提供额度灵活、 审批高效的信贷支持。 航运业属重资产、长周期行业，中小航运企业普遍面临抵押物不足、融资信息不对称等难题。宁波市港航中心提供的数据显示，2024年当地航运企业新增融 资额虽同比大幅增长 ...

Core Insights - The "2025 North Bund International Shipping Forum" held in Shanghai focused on sustainable development in global shipping, highlighting China's collaboration with global partners [1] - The forum's "Finance and Insurance" sub-forum emphasized high-quality development in the shipping service industry through innovation in shipping transactions, finance, insurance, and index derivatives [1] Group 1: Financial Empowerment in Shipping - The president of Dalian Maritime University emphasized the strategic importance of financial empowerment for high-quality development in the shipping industry amid geopolitical tensions [1] - A comprehensive financial service system is proposed to efficiently allocate capital to key areas in the shipping industry, focusing on green development, technological self-reliance, and resilience [2] Group 2: Shipping Derivatives and Market Activity - The Shanghai Futures Exchange (SHFE) launched China's first shipping-related futures product, the Container Shipping Index (European Route) futures, enhancing risk management tools for the shipping industry [2] - Since its launch, the Container Shipping Index futures have seen active trading, with transaction volume in the first eight months of the year being five times that of other global shipping derivatives [3] - The futures product has attracted participation from international traders, including those from Singapore and the UK, and is being utilized by enterprises for hedging against price risks [3]