Core Insights - Private enterprises play a vital role in the market economy, contributing significantly to employment, improving livelihoods, and driving economic growth [1] - In Henan Province, the number of private economic entities has exceeded 10 million, accounting for over 95% of all operating entities, making them a crucial support for regional economic development [1] - Postal Savings Bank of China in Henan Province actively responds to national policy directions, focusing on "two highs and four efforts," and continuously promotes three mechanisms to provide robust financial support for private enterprises [1] Group 1: Financial Support Mechanisms - The "re-lending" mechanism effectively aids enterprise transformation and upgrading, as demonstrated by a company specializing in engine camshafts and new energy motor shafts, which received a credit of 46 million yuan and a loan of 28.05 million yuan, including 16.4 million yuan from the technology transformation re-lending fund [2] - The "financing coordination" mechanism efficiently empowers small and micro enterprises, with a company in the grain trade receiving a 3 million yuan working capital loan and a 5 million yuan low-risk bill discounting limit [3][4] - The "investment-loan linkage" mechanism promotes private investment vitality, with the bank implementing a "three priorities" strategy for key projects, ensuring efficient funding allocation [5][6] Group 2: Policy Implementation and Impact - The technology innovation and technology transformation re-lending policy aims to guide financial institutions to increase support for technology-based SMEs and key areas of technological transformation [2] - The financing coordination mechanism, established by national financial regulatory authorities, aims to quickly direct credit funds to grassroots small and micro enterprises, addressing financing difficulties [4] - The investment-loan linkage mechanism enhances the participation of private capital in effective investment, providing a comprehensive financial service ecosystem covering the entire lifecycle of enterprises [5][6]