Core Insights - The "Zhongyun Jingwei Yuan Guanlan Transformation" investment strategy report meeting was held on August 9, attracting over 100 clients to discuss market opportunities [1] - The event emphasized the importance of professional investment strategies and foresight in wealth management amid a complex economic environment [3] Macro Focus: Opportunities and Challenges - The chief economist of Zhongyuan Securities, Deng Shubin, provided an in-depth analysis of the macroeconomic outlook for the second half of the year, highlighting significant growth in service consumption and the resilience of the Chinese economy despite structural issues and external risks [6] - The central government aims to "expand residents' property income" as a key path to boost consumption, with the value of stock asset allocation becoming increasingly prominent in the current recovery environment [6] Market Assessment: Is a Bull Market Here? - Zhang Liang, General Manager of Shenzhen Zhongou Ruibo, shared insights on the stock market, indicating a significant positive policy shift that marks the end of the bear market and the beginning of a bull market [8] - He suggested focusing on core drivers of policy change and considering quality growth opportunities in sectors such as technology, innovative pharmaceuticals, and gold [8] Fixed Income Strategy: Balancing in Volatile Times - Zhao Chengxu, Manager of the Fixed Income Department at Zhongyuan Trust, analyzed the current bond market, noting economic resilience but insufficient domestic demand and increased external uncertainties [10] - He recommended positioning bonds as a "core allocation" to effectively balance investment portfolio volatility, suggesting that risk-tolerant investors consider "fixed income +" products [10] Wealth Protection: One-Stop Trust Account Solutions - Wang Ningqi, Senior Manager of the Family Trust Office at Zhongyuan Trust, introduced the "He Account," a one-stop wealth management service aimed at solving multi-account configuration challenges [11] - The service focuses on centralized and visualized family wealth management, leveraging the core advantages of trust law for asset isolation protection and targeted inheritance [11] Event Atmosphere - The report meeting fostered a lively atmosphere, encouraging in-depth discussions among attendees, and showcased Zhongyuan Trust's commitment to client-centered service and wealth protection [14]

近日，某知名企业家后代家族财富纷争将离岸家族信托推到了聚光灯下。家族信托作为富豪们使用的财 富传承工具，让人颇觉神秘。针对这一热点，经济日报记者采访业内人士，揭开其神秘面纱。 富人选择家族信托作为家族财富传承的工具与信托制度的独特功能密切相关，信托制度安排让信托财产 具有独立性。渤海信托财富管理部负责人钱宇樑介绍："信托计划一旦设立，信托财产就会独立于委托 人、受托人和受益人而存在。受托人必须按照委托人在信托合同中约定的条款，对信托财产进行管理并 向受益人进行分配。信托计划不会因为受托人的死亡、解散、破产、辞任或其他情形终止而终止，具有 较高的稳定性和长期性，适合长期规划的财富管理与传承，其特性满足了高净值人群对财富管理的持续 性与稳定性的要求。" 信托工具并非只能由亿万级富豪所独享，在实际业务中，家族信托产品单只产品最低认购金额为1000万 元。随着经济社会发展，越来越多高净值人群的个人财产已能触摸到此标准。此外还有"低配版"的家庭 信托，设立门槛为100万元。截至去年末，我国家族信托余额为6435.79亿元 中国信托业协会会长李强表示："在新形势和新机遇下，信托业在财富管理领域要更加契合新时代和新 的发展 ...