来源：@华夏时报微博 #2025华夏公益论坛#【交通银行周恩静：坚守金融向善理念，积极构建金融助残生态圈】12月26日，由 华夏时报社主办的2025（第五届）华夏公益论坛在京举行，交通银行党委宣传部部长周恩静以《通向明 天 助残共富》为题发表主旨演讲。他表示，8500万名残疾人朋友是推进中国式现代化的重要力量，是 需要格外关心和关注的特殊群体。交通银行作为国有大行和金融领域的"国家队"成员，在发挥服务实体 经济主力军和维护金融稳定压舱石的同时，一直把关心关注残疾人事业视为重要的职责和使命。十八年 来，交行始终坚守金融向善理念，以"通向明天 助残共富"公益品牌为引领，携手中国残联深耕金融服 务、教育赋能、就业帮扶、公益慈善等四大领域，积极构建金融助残生态圈，不断探索富有交行特色的 金融助残之路。 来源：@华夏时报微博 #2025华夏公益论坛#【交通银行周恩静：坚守金融向善理念，积极构建金融助残生态圈】12月26日，由 华夏时报社主办的2025（第五届）华夏公益论坛在京举行，交通银行党委宣传部部长周恩静以《通向明 天 助残共富》为题发表主旨演讲。他表示，8500万名残疾人朋友是推进中国式现代化的重要力量，是 需要 ...

Core Insights - The article highlights the challenges faced by individuals with mental disabilities, particularly those transitioning into adulthood, and the innovative financial solutions being implemented to support them [3][5][14]. Group 1: Challenges Faced by Individuals with Mental Disabilities - There are over 25.8 million individuals with mental disabilities in China, with approximately 14 million in the autism spectrum, facing significant barriers as they transition into adulthood [3][5]. - The employment rate for individuals with mental disabilities is less than 5%, indicating a severe lack of support and opportunities for this demographic [3][5]. - Families of individuals with mental disabilities experience immense psychological and financial pressure, particularly concerning long-term care and support [4][5]. Group 2: Innovative Financial Solutions - The "Government Assistance Insurance for Mental Patients" program, underwritten by PICC, has provided timely financial relief to families facing potential economic crises due to incidents involving mentally disabled individuals [2][5]. - The "Caring for Stars" project integrates various financial tools, including inclusive insurance and special needs trusts, to create a comprehensive support system for families [6][9]. - The project allows for the establishment of special needs trusts with a significantly lower premium threshold of 500,000 yuan, making it more accessible for families [6][9]. Group 3: Policy Support and Systemic Change - The Chinese government has recognized the need for systemic support for individuals with mental disabilities, as evidenced by the "14th Five-Year Plan for the Protection and Development of Persons with Disabilities" [14][15]. - New policies aim to transition from temporary assistance to a more structured, rights-based support system for individuals with autism and their families [14][15]. - The collaboration between various sectors, including government, financial institutions, and social organizations, is crucial for creating a sustainable support network for individuals with mental disabilities [8][14].