落实闭环管理，红利直达激发新活力。为确保1.6亿元贷款的财政贴息资金精准、高效、透明浇灌到目 标小微主体，切实转化为发展动能，该行构建严密、高效的全流程闭环管理机制，建立严格的客户准入 与贴息资格审核机制。在业务前端，叠加运用多维风控模型与政策适配模型，对申请企业进行多维度交 叉验证与筛选。重点考量企业是否符合国家及地方产业政策导向、是否属于实体经济范畴、是否真实面 临融资成本压力、经营是否稳定且具备成长性，确保贴息资源精准投向"最急需、最匹配、最有效益"的 小微主体，严防资金"跑冒滴漏"。（梁发军） 编辑：赵鼎 紧跟政策步伐，助力小微企业融资。该行充分发挥金融引擎作用，紧密结合玉林区域特色产业集聚地和 重要农业基地的经济特点，创新推出"惠企贷"产品体系。一是精准聚焦域内小微企业、个体工商户及涉 农主体普遍面临的"融资贵"问题，组织营销团队深入园区、社区、乡镇及专业市场，走访经营户，精准 对接融资需求，广泛宣传惠企政策。二是依托大数据分析和精细化管理工具，严格筛选符合国家及区市 产业政策导向、成长潜力良好但受困于融资成本压力的优质小微主体，确保财政贴息资源精准投放，有 效降低综合融资成本，激活微观经营主体活力 ...

Core Viewpoint - The Guangxi government is enhancing financial services for the real economy by facilitating private capital investment and improving credit demand to promote a healthy economic and financial cycle [1][3]. Group 1: Financing Initiatives - The Guangxi government held a financing matchmaking conference where 22 key project credit agreements were signed, amounting to 91.9 billion RMB, covering strategic emerging industries such as new energy, artificial intelligence, low-altitude economy, and advanced manufacturing [3]. - A mechanism was announced to promote projects to private capital and coordinate service guarantees, aimed at improving the financing accessibility for private enterprises [3]. Group 2: Policy and Support Measures - The conference included policy interpretations regarding the three-year action plan for financial benefits to enterprises, as well as updates on the financing matchmaking mechanism in the region [3]. - The Guangxi government plans to optimize financial policies, enhance the connection between financial policies and other sectors like technology, industry, and taxation, and improve financial services for major projects and key industries [3]. Group 3: Focus on Small and Micro Enterprises - There is an emphasis on increasing financial supply in weak areas and coordinating financing efforts for small and micro enterprises, with a goal to direct credit funds quickly to these market entities [3]. - The government aims to cultivate a multi-tiered capital market and promote direct financing for enterprises, utilizing various industrial investment funds to further broaden financing channels [3].