转自：新华财经 今年以来，工行梧州分行认真落实金融支持民营企业政策，结合当地产业发展，强化统筹谋划、拓面提 质和优化服务措施，加大对民营企业的信贷支持力度，提升民营金融服务质效。截至2025年7月末，该 行民营企业贷款余额较年初增加2.5亿元。 统筹谋划，加大信贷支持。该行围绕服务金融"五篇大文章"，在健全优化机制，落实信贷政策和锚定支 持方向上持续发力，发挥服务五篇大文章领导小组和专班作用，建立民营企业目标清单，加大对高新技 术企业、专精特新企业、战略性新兴产业、先进制造业企业等重点客群走访，促进实质性贷款投放。 拓面提质，扩大服务覆盖。该行搭建金融支持民营企业发展银企对接服务模式，开展"入园惠企""千企 万户大走访"等活动，与相关政府部门、行业协会联合开展招商引资项目对接，加强重点民营企业、金 融产品服务等信息互通共享，跟进当地重点专精特新企业、优质龙头企业、特色产业企业，实施专项融 资支持，通过供应链金融模式服务核心企业上下游中小微企业，扩大民营企业金融支持覆盖面。 多措并举，提升服务能力。该行深入挖掘民营企业金融需求，组建专属服务团队，提供"一户一策"综合 服务，帮助企业分析经营形势、优化财务结构、降 ...

Group 1 - The core focus of the Industrial and Commercial Bank of China (ICBC) Wuzhou Branch is to enhance the development of inclusive finance, aiming for precise investment, optimized structure, and risk control, with an increase of 323 million yuan in inclusive loans by June 2025 compared to the beginning of the year [1][2] - The bank is actively implementing its inclusive loan development strategy by targeting small and micro customers, conducting outreach activities such as "ICBC Inclusive Finance Campaign" and "Thousand Enterprises and Ten Thousand Households Visits," and promoting a coordinated development of small and micro individual customers [1] - The bank is leveraging local traditional industry upgrades and the development of characteristic industries to conduct targeted visits to core enterprises and their upstream and downstream businesses, expanding its inclusive customer coverage through various loan products [1] Group 2 - The bank emphasizes risk control while expanding its inclusive business scale, implementing strict pre-loan investigations and enhancing post-loan management to address risk loans with tailored resolution measures [2] - The bank has accelerated the recovery of non-performing assets by forming recovery teams at branches and establishing clear recovery plans for non-performing loan customers [2] - Training for new customer managers at inclusive finance branches is being conducted to improve the team's ability in business development and risk prevention [2]

Group 1 - The core viewpoint of the articles emphasizes the commitment of the Industrial and Commercial Bank of China (ICBC) Yulin Branch to support small and micro enterprises through innovative financial services and increased credit supply, contributing to local economic development [1][2] - As of June 2025, the bank has issued over 3.1 billion yuan in loans to small and micro enterprises, ensuring stable and efficient credit supply [1] - The bank has introduced innovative financial products such as "Transaction e-loan," "Merchant e-loan," and "Agricultural e-loan," successfully expanding coverage to 31 industrial clusters in Yulin, with over 600 million yuan in new investments [1] Group 2 - The bank has reported a total agricultural loan balance exceeding 6.6 billion yuan, an increase of nearly 700 million yuan since the beginning of the year, supporting local agricultural development [2] - Innovative products targeting agricultural sectors include "Agricultural e-loan," "Planting e-loan," and "Breeding e-loan," effectively supporting local farmers in various agricultural activities [2] - The bank has conducted over 2,900 visits to individual businesses, issuing loans exceeding 1.8 billion yuan to alleviate financial difficulties faced by small enterprises [2]

Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) Yulin Branch has been actively implementing inclusive finance strategies since 2025, focusing on providing substantial credit support to small and micro enterprises, thereby contributing to local economic development and promoting high-quality growth in inclusive finance. Group 1: Support for Small and Micro Enterprises - As of the end of May, the bank has issued over 2.5 billion yuan in loans to small and micro enterprises, ensuring a stable and efficient increase in credit supply [1] - The bank has developed innovative financial products such as "Transaction e-loan" and "Merchant e-loan" to cater to the diverse financing needs of enterprises, achieving coverage of 31 key industry clusters in Yulin [1] Group 2: Support for "Yushang Return" Enterprises - The bank has implemented measures to support the "Yushang Return" initiative by providing strong financial and service guarantees through innovative products and enhanced cooperation with government and enterprises [2] - This year, the bank has issued over 50 million yuan in loans to small and micro enterprises under the "Yushang Return" program, effectively alleviating issues related to financing difficulties [2] Group 3: Strengthening Agricultural Services - The bank has increased credit support in the agricultural sector, launching innovative micro-loan products such as "Xingnong e-loan," "Planting e-loan," and "Breeding e-loan" to support rural economic development [3] - As of the end of May 2025, the bank's agricultural loan balance reached nearly 6.5 billion yuan, an increase of 596 million yuan since the beginning of the year, effectively supporting local agricultural industries [3]

Core Insights - The focus of the Industrial and Commercial Bank of China (ICBC) Hechi Nandan Branch is on enhancing financial services for technology innovation, particularly for science and technology enterprises at different life cycle stages and sizes [1][2][3] Group 1: Financial Performance - As of May 27, 2025, the branch's loans to technology enterprises increased by 203 million yuan, representing a growth rate of 34.39% compared to the beginning of the year [1] Group 2: Strategic Initiatives - The bank emphasizes the importance of technology finance as a key focus for 2025, organizing multiple meetings to deploy detailed strategies and analyze the growth of technology loans [1] - The branch collaborates with government departments such as the Ministry of Industry and Information Technology and the National Development and Reform Commission to connect with high-tech enterprises and tailor financial solutions [2] Group 3: Product Offerings - The bank has developed specialized financial products like "Kechuang e-loan," "Industrial e-loan," and "Transaction e-loan" to cater to different customer segments, enhancing financing for small and micro technology enterprises [2] Group 4: Management and Talent Development - The bank implements a list-based management system for high-tech and specialized enterprises, regularly tracking service progress and business acceptance [3] - There is a focus on building a skilled credit talent team through training programs to improve service quality for technology enterprises [3]