Group 1 - The core viewpoint of the article highlights the trends and rankings in the Chinese bond underwriting and syndicate loan markets for the first half of 2025, showcasing the performance of various financial institutions [2][3][5]. - The total issuance of Panda bonds reached 208.25 billion yuan in 2024, with a decrease of 18.12% to 96.25 billion yuan in the first half of 2025 compared to the same period last year [5]. - The overall issuance of credit bonds in China for the first half of 2025 was approximately 8.8 trillion yuan, showing a slight increase of 0.41% compared to the same period in 2024 [12]. Group 2 - The top three underwriters in the Chinese bond market for the first half of 2025 were CITIC Securities (5.813%), Industrial Bank (5.609%), and Guotai Junan Securities (5.604%) [7]. - In the offshore RMB bond market (excluding certificates of deposit), the leading banks were Bank of China (5.772%), Guotai Junan Securities (4.952%), and CICC (4.330%) [20]. - The issuance of offshore bonds by Chinese enterprises (excluding certificates of deposit) exceeded 733.9 billion yuan in the first half of 2025, representing a growth of approximately 13.65% compared to the previous year [21]. Group 3 - The total issuance of syndicated loans in the Asia-Pacific region (excluding Japan) reached 216.6 billion USD in the first half of 2025, a decline of 18% year-on-year [26]. - The top three underwriters in the Asia-Pacific syndicated loan market were Bank of China (6.12%), DBS Bank (4.56%), and Korea National Bank (4.15%) [28]. - The Chinese onshore syndicated loan market saw a significant decline of 67% in issuance, while the offshore market experienced a growth of 50% [30]. Group 4 - The issuance of green syndicated loans in the Asia-Pacific region (excluding Japan) increased by 61% year-on-year, reaching 33.4 billion USD, marking a historical high since 2014 [35]. - The major contributors to the growth of green loans were Australia, Singapore, and China, accounting for 27%, 13%, and 12% of the market share, respectively [35].

近日，国家金融监督管理总局正式批复同意西班牙桑坦德银行在深圳筹建分行，这意味着深圳即将迎来 又一家欧资银行，外资金融机构在深"朋友圈"持续扩容。 作为西班牙最大的商业银行，桑坦德银行自1857年成立以来，已发展成为全球系统重要性银行之一，业 务版图横跨欧洲、拉丁美洲、美国及亚太地区，核心市场覆盖西班牙、葡萄牙、英国、美国、墨西哥等 多个国家。截至2024年末，其总资产达1.8万亿欧元，全年总收入618.76亿欧元，净利润137.44亿欧元。 值得关注的是，此次在深设分行，是桑坦德银行继2008年上海分行、2014年北京分行后，时隔十年再次 布局中国。 西班牙桑坦德银行落子深圳，外资加码共享发展红利 桑坦德银行与中国的渊源可追溯至2008年上海分行的设立，2014年北京分行开业后，该行在华业务逐步 覆盖企业银行、环球市场及财富管理等领域。此次时隔十年，桑坦德银行再次在华设分行，恰逢中国金 融开放关键期。自2018年以来，金融管理部门先后出台50余项对外开放措施，从取消银行、证券、基金 管理等领域外资持股比例限制，到在企业征信、评级、支付等领域给予外资机构国民待遇，再到放宽资 产规模、经营年限等股东资质要求，一系 ...

Group 1 - Santander Bank has received approval to establish a branch in Shenzhen, marking the establishment of a new European-funded bank in the region [1] - Santander Bank, founded in 1857, is the largest commercial bank in Spain and a globally significant bank, with total assets of €1.8 trillion and a net profit of €13.744 billion as of the end of 2024 [1] - The establishment of the new branch signals foreign investors' confidence in the Chinese economy and the Guangdong-Hong Kong-Macao Greater Bay Area market [1] Group 2 - China has been actively expanding high-level financial openness, implementing over 50 measures since 2018 to attract foreign investment and improve the business environment [2] - Recent policies have removed foreign ownership limits in various financial sectors, allowing foreign institutions to enjoy national treatment and expand their business scope [2] Group 3 - Shenzhen is a key destination for foreign financial institutions, with over 35 foreign banks operating in the city, holding total assets exceeding 400 billion yuan [3][7] - The presence of foreign banks in Shenzhen has significantly contributed to the development of the local financial industry, enhancing management practices and technological innovation [7][10] Group 4 - Foreign banks in Shenzhen have been actively involved in cross-border financing and settlement, with nine banks participating in the "Cross-Border Wealth Management Connect" pilot program [8] - These banks have facilitated cross-border investment channels and improved efficiency in corporate account opening and credit approval processes [8][9] Group 5 - Foreign banks are supporting Chinese enterprises in their global expansion by providing a range of financial services, including credit, bond issuance, and risk management [9] - They are also assisting in building supply chains and connecting with local governments and service providers in foreign markets [9] Group 6 - Foreign banks are playing a significant role in promoting green finance in Shenzhen, participating in various sustainable finance initiatives and projects [10] - They are collaborating with local governments to issue offshore RMB bonds, including green bonds and social responsibility bonds, to support urban development and sustainability [10]

Core Viewpoint - The approval for Banco Santander to establish a branch in Shenzhen signals foreign investors' confidence in the Chinese economy and the Guangdong-Hong Kong-Macao Greater Bay Area market [1] Group 1: Banco Santander's Expansion - Banco Santander, established in 1857, is Spain's largest commercial bank and a globally significant bank, with total assets reaching €1.8 trillion and net profit of €13.744 billion by the end of 2024 [1] - The bank has been actively expanding in China, having previously established branches in Shanghai and Beijing in 2008 and 2014, respectively [1] Group 2: Foreign Investment in China's Financial Sector - Since 2018, over 50 measures have been introduced to enhance foreign investment in China's financial sector, including the removal of foreign ownership limits in various financial services [2] - The recent notification from the financial regulatory authority further expands the business scope for foreign banks, encouraging more foreign institutions to invest in China [2] Group 3: Foreign Banks in Shenzhen - Shenzhen is a key destination for foreign financial institutions, with 35 foreign banks operating 5 legal entities and 33 branches, totaling over ¥400 billion in assets by the end of 2024 [8] - The presence of foreign banks has significantly contributed to the advancement of Shenzhen's financial industry, enhancing management practices and technological innovation [8] Group 4: Cross-Border Financial Services - Nine foreign banks in Shenzhen are participating in the "Cross-Border Wealth Management Connect" pilot program, facilitating cross-border investment for residents in the Greater Bay Area [9] - These banks are also involved in cross-border data verification and credit information sharing, improving efficiency in corporate financing processes [9] Group 5: Support for Chinese Enterprises Going Global - Foreign banks leverage their global resources to provide comprehensive financial services for Chinese enterprises expanding overseas, including credit, bond issuance, and risk management [11] - Collaborations between foreign banks and Chinese companies are evident in various international markets, such as Southeast Asia [11] Group 6: Green Finance Initiatives - Foreign banks in Shenzhen are actively participating in the green finance sector, supporting low-carbon transitions and sustainable development projects [13] - Initiatives include issuing offshore RMB bonds and facilitating ESG-linked loans, showcasing the banks' commitment to environmental sustainability [13]

近年来，超威集团秉持"倡导绿色能源 完美人类生活"使命，以构建绿色能源领域最大的科技生态、产业生态为出发点，以资源高效循环利用为基础，联合 产业链上下游协同参与，打造再生资源利用完全闭环的生态链，构建了基于"互联网+物联网"的全生命周期绿色循环体系，实现了产品"绿色生产""绿色回 收""绿色利用"。 近日，超威集团成功获得全国首单响应ISSB可持续发展挂钩银团贷款，项目金额达7亿元。本次银团贷款的主办行为兴业银行湖州长兴绿色支行，参团行为 民生银行湖州分行。 当天，签约仪式由ISSB主席特别顾问兼北京办公室主任张政伟、超威集团副总裁李小心、兴业银行绿色金融部/战略客户部总经理郭秋君、兴业银行杭州分 行行长俞裕辉、民生银行杭州分行副行长宋秋海以及来自兴业银行、民生银行、绿色及可持续发展评估机构SGS通标、兴业碳金融研究院的领导嘉宾共同见 证。 "ISSB"是国际可持续准则理事会的简称，其旨在制定一套全面的可持续发展披露标准的全球基准，以满足全球投资者关于气候和其他可持续发展事项的信息 需求。可持续发展挂钩银团贷款是近年来国际市场快速增长的新型绿色题材贷款，通过银团贷款条款激励企业达成预设的可持续发展绩效目标，引 ...

《华夏时报》记者统计发现，2025年开年以来，7家消费金融公司合计发行了121亿元的金融债券，较去 年同期减少近80亿元，同比下降约40%。而去年此时，共有6家消费金融机构发行了超过200亿元金融债 券。 7月4日，博通分析金融行业资深分析师王蓬博对《华夏时报》记者表示，金融债融资可获得低成本的中 长期资金，有助于稳定资金成本。鉴于当前市场环境及资金需求，预计年内会有更多消费金融机构倾向 于通过发行金融债券来满足资金需求。 本报（chinatimes.net.cn）记者付乐 北京报道 一直以来，长期低息的金融债券，是消费金融机构的重要融资手段。不过，今年这一局面却出现了新的 转向。 王蓬博则认为，首先在消费金融行业，近两年金融债相关业务大规模放开，导致2024年业务量基数显著 增大，与之相比，今年的基数相对较小。其次消费金融需求与宏观经济环境高度关联，当宏观经济活跃 度不足，市场需求疲软时，企业及个人举债意愿也会随之降低，进而影响消费金融业务规模。最后随着 市场发展，消费金融机构获取资金的渠道日益多元化，无需单纯依赖发债等传统融资手段。 一方面，监管政策鼓励多元化融资，强调优化负债结构，促使机构根据自身需求灵 ...

中国货币网7月4日消息，海尔消费金融有限公司（简称"海尔消金"）已于7月3日成功发行2025年第二期够花个人消费贷款资产支持证券（ABS），规模达15 亿元，其中优先A档票面利率为1.80%，这一利率水平创下了行业年度新低。 这一消息在消费金融领域引起了广泛关注，也反映出当前消费金融公司融资市场的活跃态势。2025年至今，马上消费金融、中邮消费金融、中原消费金融等 机构相继发行金融债及ABS。数据显示，行业发债频率提高，融资利率下降，融资渠道呈现多元化特征。 多元融资成常态 融资渠道的多元化成为消费金融公司发展的关键支撑，也是其密集融资背后的核心驱动力。这种驱动主要来自政策松绑与自身发展需求两方面。 从政策层面看，监管层多次出台措施为消费金融公司拓宽融资渠道"铺路"。2023年10月，国家金融监督管理总局发布《非银行金融机构行政许可事项实施办 法》，简化了债券发行审批程序，取消了非银机构发行非资本类债券审批，改为事后报告制，并明确了资本类债券储架发行机制。这一系列举措显著降低了 消费金融公司发行债券的门槛，提供了更为便捷的通道。 2025年6月，央行等六部门联合印发的《关于金融支持提振和扩大消费的指导意见》进 ...

从塞上江南到陇原大地，一场以科技创新为核心的新质生产力变革正悄然加速。记者日前随中国银行业 协会赴宁夏、甘肃调研了解到，从精密传动齿轮的微米级咬合，到超级砂型3D打印设备推动传统铸造 业转型，从7000米海洋模块钻机的生产制造，到马铃薯田里跃动的数据流，这片转型热土的产业根系正 在金融活水的浇灌中抽枝展叶，助力新质生产力破土而出。 宁夏篇：金融齿轮转动塞上江南 走进银川威力传动技术股份有限公司（简称"威力传动"）的生产车间，数十米高的自动化立体仓库货架 上整齐摆放着风电装备的零部件，一台台仓储机器人沿着运行轨道正有条不紊地执行着运输任务。 这家从宁夏本土成长起来的国家级高新技术企业，凭借为我国首台10MW海上风电机组成功打造出偏航 驱动和变桨减速器，填补了国内大功率海上风电减速器的空白。如今，威力传动已成为金风科技、东方 风电、远景能源以及西门子-歌美飒、阿达尼、恩德、GE等国内外知名企业的供应商。 "陆上大型风机偏航、变桨系统的核心部件的突破，离不开金融活水的持续浇灌。"威力传动董事长李想 告诉记者，宁夏银行业的陪伴式金融服务如同精密的传动系统，贯穿企业成长全周期。 其中，中国银行宁夏区分行于2025年4月 ...

6月30日，中国进出口银行广东省分行作为牵头银行，与广东恒健控股有限公司下属天合国际融资租赁 有限公司（以下简称天合租赁）、中国工商银行广东省分行举行"天合租赁低空经济一号银团贷款"签约 仪式。进出口银行广东省分行党委书记、行长刘亚，工商银行广东省分行党委书记、行长韩松，恒健控 股公司党委书记、董事长唐军出席仪式。 航空融资是进出口银行广东省分行传统融资支持领域。近年来该行充分发挥稳外贸主力军作用，持续加 大外贸领域金融支持力度，组建专业的航空融资服务团队，为企业量身设计融资方案，高效完成授信审 批，以实际行动支持广东省低空经济发展。本项目银团贷款成功筹组、顺利签约，是进出口银行支持广 东省重点领域外贸发展的又一重要实践。 下一步，进出口银行广东省分行将继续深入贯彻落实中央经济工作会议精神以及《国家综合立体交通网 规划纲要》《广东省推动低空经济高质量发展行动方案（2024—2026年）》，加快对低空经济主体支 持，创新支持低空基础设施、低空科技创新环境和低空多场景应用，促进广东省低空经济及关联产业高 质量发展。（谭伟腾 供稿） 据悉，天合租赁2015年注册于广东自贸区南沙片区，是广东自贸区内首家以飞机租赁为主 ...

这张亮眼的成绩单背后，是兴业银行近年来积极贯彻落实双碳目标、美丽中国建设等党中央决策部署的 持续努力。该行因地制宜深化降碳减污领域布局，助力新兴赛道成长壮大、传统产业绿色转型。此次与 全国工商联的联盟合作，进一步打开了金融支持民企绿色转型的想象空间。 日前，兴业银行与中华全国工商业联合会（全国工商联）签署战略合作协议，正式成为"全国民营企业 绿色低碳发展联盟"五家商业银行成员之一。这一合作标志着金融资本与产业政策在推动民企绿色转型 中进入深度协同阶段。 根据协议，双方以"金融服务实体经济、助力民营企业发展壮大"为核心导向，兴业银行将依托其绿色金 融专业优势，聚焦民营企业绿色发展中的痛点难点，通过创新产品与服务模式，为民营企业绿色转型提 供核心金融支撑。 截至2025年一季度末，兴业银行绿色金融融资规模已达23181亿元，其中人行口径绿色贷款余额突破万 亿元，达10175亿元。 联盟机制构建绿色转型共同体 全国民营企业绿色低碳发展联盟并非普通行业组织。它是由全国工商联于2023年7月发起成立的全国性 开放型公益组织，承载着引导企业增强绿色低碳发展意识、加快绿色低碳转型步伐的战略使命。 联盟通过规范自律和典型企业 ...