郡县治，则天下安。 县 域 作 为 中 国 式 现 代 化 的 重 要 底 色 ， 是 国 民 经 济 的 " 底 盘"与"基石"。它一头连接城市、一头牵动乡村，覆盖超90% 国土面积，承载超6亿人口，贡献近四成国民生产总值，既是 中国经济韧性根基，也是未来内需潜力的蓝海。 在国家战略聚焦县域高质量发展的背景下，金融如何在服务实 体经济"最后一公里"乃至"最后一百米"中发挥作用，成为关 键命题。为此，经济观察报携手中国农业银行开展"润泽县域 韧性金融"大型系列调研，旨在探寻金融在资源禀赋与发展路 径各异的县域中的赋能之道。 我们相信，唯有读懂县域，才能更深刻地理解中国经济的韧性 与潜力所在。 作者：郑晨烨 封图：图片资料室 2025年9月28日，云贵高原，北盘江大峡谷，随着第一辆车驶入，全长2890米、垂直高度625米 的花江峡谷大桥正式通车。 这座跨径与高度均居世界山区桥梁之首的钢桁梁悬索桥，将贵州省安顺市关岭布依族苗族自治县 （下称："关岭县"）与黔西南州贞丰县的通行时间，从原本的2小时缩短至2分钟。 在花江峡谷大桥连接的两岸，曾受困于深山峡谷阻隔的关岭县小黄牛与贞丰县特色糯食产业，如今 正借由高速路网加 ...

2025年9月28日，云贵高原，北盘江大峡谷，随着第一辆车驶入，全长2890米、垂直高度625米的花江峡 谷大桥正式通车。 这座跨径与高度均居世界山区桥梁之首的钢桁梁悬索桥，将贵州省安顺市关岭布依族苗族自治县（下 称："关岭县"）与黔西南州贞丰县的通行时间，从原本的2小时缩短至2分钟。 在花江峡谷大桥连接的两岸，曾受困于深山峡谷阻隔的关岭县小黄牛与贞丰县特色糯食产业，如今正借 由高速路网加速走向全国市场；沿线村寨的民宿与餐饮，也因大桥通车带来的"桥旅融合"客流而焕发新 生。 千里之外，河西走廊腹地，在甘肃省酒泉市金塔县的白水泉光电产业园区，25594面定日镜正跟随太阳 转动，将戈壁荒滩的光热资源转化为清洁电能，源源不断输送至国家电网。在西北戈壁滩上，光热项目 的落地不仅带来了清洁电力，更为当地县域留下了稳定的税收与就业岗位。 跨越山海： 架起县域"致富桥" 在贵州省西南部，北盘江切开大地，形成了一道长达数公里的深切峡谷，被称为"地球裂缝"，这里地形 险峻，地质复杂，常年瞬时风力可达14级。长期以来，这道天然屏障阻断了贵州省安顺市关岭县与黔西 南州贞丰县的直接联系，两岸往来需绕行山路，耗时近2小时。 对于世代居 ...

自今年年初明确提出加快构建"12218"现代化产业体系以来，广州正以系列举措全力推动打造15个战略 性产业集群、布局6大未来产业等目标任务从蓝图走向现实。 从技术评估到顺利放款，仅用5个工作日，"建行速度"让企业负责人袁总惊叹："建行的资金'及时雨'， 让我们能心无旁骛攻关多模态感知算法。"目前，企业已如期完成智慧灯杆云平台2.0版本升级。 从"看报表"转向"看实力"，从"锦上添花"转向"雪中送炭"，建行广东自贸试验区分行精准破解了科技型 企业"成长的烦恼"，为金融创新催化科技创新注入强劲动能。 综合服务护航"低空经济" 在广州积极推动现代化产业体系建设的当下，建行广州分行不仅以金融创新助力未来产业发展，更将服 务触角延伸至低空经济与航空航天等战略先导产业。 建设银行广州分行紧跟政策导向，全力提升金融服务实体经济能力，当好金融助力产业高质量发展 的"先行者"。智慧灯杆助力城市治理、飞行汽车探索低空出行……这些产业升级的鲜活案例背后，是该 分行运用充足的信贷资金、丰富的金融产品、惠企的金融政策，多措并举赋能产业向新向荣的托举。 金融创新破解"成长烦恼" 广州在"12218"现代化产业体系提出前瞻布局智能无人系统 ...

11月14日召开的国务院常务会议提出，要把"两重"建设放在"十五五"全局中谋划和推进，牢牢把握战略 性、前瞻性、全局性要求，强化部门协同，注重软硬结合，推动国家重大战略深入实施、重点领域安全 能力稳步提升。 "两重"是指国家重大战略实施和重点领域安全能力建设。业内人士普遍认为，银行业应立足金融主业， 从产品创新、协同机制等方面精准发力，以金融活水为"两重"建设注入持续动力。 创新金融供给 赋能新质生产力发展 近年来，为更好地支持"两重"建设，银行业突破传统信贷模式局限，推出适配"两重"项目技术研发、成 果转化的专项金融产品体系。 面向重大战略领域科技创新项目，银行业持续迭代金融产品体系、创新服务模式，为关键技术攻关与产 业升级注入精准金融动能。例如，中国银行武汉江岸支行紧扣"两重"建设导向，聚焦创新要素与无形资 产价值转化，创新知识产权质押融资模式，为国家级高新技术企业武汉市哈斯特斯科技有限责任公司提 供150万元专利质押贷款，无需固定资产抵押，以优惠利率满足其新能源汽车充电系统、电池管理系统 的研发资金需求。 工商银行浙江台州分行则聚焦高端装备制造这一重大战略领域，为当地某突破数控机床"卡脖子"技术的 头部 ...

这是建行助力南沙打造粤港澳大湾区国际金融枢纽重要节点的生动实践。作为在南沙深耕多年的金融主力军，建设银行广州分行深入贯彻"南沙金融30条"， 围绕南沙开发建设场景，主动融入服务大湾区高质量发展，以坚实的资金保障与机制创新，持续推动国家战略精准落地。 近日，坐落于广州南沙横沥岛尖国际金融岛的南沙期货产业园正式开园，标志着全国首个期货金融业全要素产业园扬帆起航。这不仅是南沙金融产业集聚发 展的里程碑，更是其构建现代化金融体系、推动"五港联动"中金融港高质量发展的关键一步。"项目不仅如期交付，还比原计划提前了两个月，这离不开建 行灵活高效的融资支持。"广州南投房地产开发有限公司相关负责人李果说。 筑巢引凤：期货产业园铸就金融新高地 在国际金融岛核心区域，毗邻IFF国际金融论坛会议中心，一座形如"金饭碗"的建筑熠熠生辉——这正是南沙期货产业园的核心地标。园区坐拥270°环幕海 景，以"金融会客厅"之姿，与国际金融论坛会议中心、岭南东方酒店共同构成"金融+会展+商务"的黄金三角，有力支撑全国首个国际金融岛的建设蓝图。 据了解，南沙期货产业园项目总建筑面积约15万平方米，涵盖8栋建筑，包括3栋高层商务楼宇、4栋海景总部独 ...

转自：新华财经 近日，浦发银行吉安分行"遂川县全域旅游及基础配套设施一期项目"1亿元银团贷款项目实现落地投 放，主要涉及温泉区域、索道工程、桃源梯田、景区配套公路、基础工程建设五大子项目。该银团贷款 项目的成功投放，是吉安分行在银团贷款项目上的突破，也是该行不断创新金融产品、助力地方经济高 质量发展的一个缩影。 近年来，吉安分行紧紧围绕"金融五篇大文章"，充分发挥金融职能作用，创新金融产品、优化金融服 务，深化"政银企"对接，聚焦服务实体经济，多渠道引资入吉，助力吉安经济社会取得新成效。 加大信贷投放力度，支持重点项目建设 在做好金融服务方面，吉安分行聚焦重大战略、重点领域及薄弱环节，主动对接，加大信贷投放，持续 扩大优质金融供给。截至目前，该行向地方国企、平台公司提供表内贷款、债券承销、境外债认购、融 资租赁等各类融资超40亿元，用于支持吉安城市基础设施建设、重大民生工程建设以及地方国企发展， 其中包括：为吉安市鑫石阳实业有限公司提供授信支持近1亿元，主要用于吉州区城北污水处理厂项 目；落地吉安市家庐陵投资开发有限公司1亿元棚改项目贷款，用于市林业局棚户区改造；为吉安市有 巢建筑及其子公司提供综合授信800 ...

Core Points - The Guizhou Huajiang Gorge Bridge officially opened on September 28, 2023, and is recognized for its remarkable height and span, significantly reducing travel time from approximately 2 hours to just 2 minutes [1] - The Agricultural Bank of China (ABC) Guizhou Anshun Guanling County Branch provided project financing of 770 million yuan through a syndicate loan during the bridge's construction [1] - Following the bridge's opening, there has been a surge in tourist traffic, prompting the bank to support local businesses, particularly in the dining and accommodation sectors, with 14.9 million yuan in agricultural loans benefiting 180 farming households within a month [1] Company Support - The Agricultural Bank of China has actively engaged in financing infrastructure projects, as evidenced by the 770 million yuan loan for the bridge [1] - The bank's commitment to local economic development is highlighted by its rapid disbursement of 14.9 million yuan in loans to support new business entities in the area [1] Industry Impact - The opening of the Huajiang Gorge Bridge is expected to enhance tourism significantly, attracting visitors from across the country [1] - The bridge's impact on local businesses, particularly in the hospitality and food sectors, indicates a positive trend for economic growth in the region [1]

Key Insights - The total financing amount raised by companies in mainland China in the global capital markets reached $92.62 billion in the first three quarters of 2025, representing a year-on-year increase of 120% and a quarter-on-quarter increase of 11% [1] - The number of issuances increased by 42% compared to the same period in 2024, totaling 404 transactions, with a quarter-on-quarter growth of 16% in Q3 2025 [1] - The total amount raised from Initial Public Offerings (IPOs) was $15.5 billion, marking an 83% year-on-year increase and a 47% quarter-on-quarter increase [1] - The total amount raised from follow-on offerings reached $55.32 billion, showing a significant year-on-year increase of 250%, although it decreased by 6% quarter-on-quarter [1] - The issuance of convertible bonds and equity-linked securities totaled $21.8 billion, reflecting a 23% year-on-year increase and a 39% quarter-on-quarter increase [1] Industry Performance - The industrial sector led the market with a 23% share, raising a total of $21.09 billion, which is a 98% increase compared to the same period last year [3] - Following the industrial sector, the high-tech, energy and power, healthcare, and telecommunications sectors also contributed significantly to the capital raised [3] Underwriter Rankings - Morgan Stanley ranked first among underwriters for Chinese stocks and equity-linked securities in 2025 [4] - CITIC Securities and Gao Hua ranked second and third, respectively, with total underwriting amounts of $10.43 billion and $9.47 billion [5] Legal Advisory Rankings - Jingtian & Gongcheng ranked first among legal advisors for Chinese stock and equity-linked issuers [5] - In the underwriting legal advisor rankings, Jingtian & Gongcheng also held the top position [6] Bond Market Insights - The issuance of RMB bonds increased by 23% year-on-year, while the issuance of Panda bonds decreased by 18% compared to 2024 [8] - Government and institutional bond issuances accounted for approximately 12.1 trillion RMB, representing 52% of the market share, with a year-on-year growth of 32% [10] - CITIC led the RMB bond underwriting rankings, while the Bank of China ranked first in Panda bond underwriting [12] Syndicated Loan Market - The Bank of China led the syndicated and club loan rankings across all currencies, with a total amount of 22.065 billion RMB, holding a market share of 43.3% [16] - The overall syndicated loan market saw a significant decline, with a 51% decrease in loan amounts compared to the previous year [16]

Group 1: Chinese Stock and Equity-Linked Market - In the first three quarters of 2025, Chinese companies raised a total of $92.62 billion in the global capital markets through stock and equity-linked transactions, marking a year-on-year increase of 120% and a quarter-on-quarter increase of 11% [3][8] - The number of issuances increased by 42% compared to the same period in 2024, totaling 404 transactions, with a quarter-on-quarter growth of 16% from Q2 2025 [3] - Initial Public Offerings (IPOs) reached $15.5 billion, up 83% year-on-year and 47% quarter-on-quarter, while follow-on offerings totaled $55.32 billion, reflecting a 250% year-on-year increase but a 6% decrease quarter-on-quarter [3] - The industrial sector led the market with a 23% share, raising $21.09 billion, a 98% increase from the previous year, followed by high technology, energy and power, healthcare, and telecommunications [5] Group 2: Underwriters and Legal Advisors - Morgan Stanley ranked first among underwriters in the Chinese stock and equity-linked market in 2025, with an issuance amount of $10.509 billion and a market share of 11.4% [7][8] - The top legal advisor for issuers in the Chinese stock and equity-linked market was Jingtian & Gongcheng Law Firm, with 28 transactions [9] - Jingtian & Gongcheng Law Firm also led the ranking for underwriting legal advisors, handling 27 transactions [10] Group 3: Chinese Bond Market Overview - The issuance of RMB bonds increased by 23% year-on-year, although there was a 4% decrease in Q3 compared to Q2 2025 [11][15] - Panda bond issuance decreased by 18% year-on-year, with a 6% quarter-on-quarter decline [12] - Government and institutional bond issuance reached approximately 12.1 trillion RMB, accounting for 52% of the market share, a 32% year-on-year increase and a 4% quarter-on-quarter increase [15] Group 4: Leading Underwriters in RMB Bonds - CITIC Securities led the RMB bond market with an issuance amount of 1.676 trillion RMB, holding a market share of 7.2% [17] - The top legal advisor for RMB bonds was King & Wood Mallesons, while JunHe Law Offices led the G3 currency bond market [18][20] Group 5: Syndicated Loans - The China Bank ranked first in the syndicated and club loan market across all currencies, with a loan amount of $22.065 billion, representing a market share of 43.3% [22] - There was a significant decline in loan amounts, with a 51% decrease year-on-year for all currencies [22][23]

Core Insights - The article highlights the successful signing of a 3.6 billion yuan syndicated loan by Zhongli International Leasing Co., which aims to strengthen its financial support for small and micro enterprises, thereby enhancing their development quality and vitality in the context of the "14th Five-Year Plan" [1][3]. Group 1: Financial Support and Partnerships - The syndicated loan involves five banks, with Bank of China Shanghai Branch as the lead and agent bank, showcasing a collaborative effort to address the financing challenges faced by small and micro enterprises [1]. - Zhongli International has a history of deep cooperation with Bank of China in the syndicated loan sector, reflecting the recognition of its robust operational capabilities and precise service to small and micro enterprises [1][3]. Group 2: Commitment to the Real Economy - Since its establishment, Zhongli International has focused on serving the real economy, providing nearly 350 billion yuan in financial support to over 80,000 small and micro enterprises, facilitating their equipment upgrades and capacity enhancements [3]. - The recent loan will further enhance Zhongli International's ability to serve the real economy, allowing it to meet the diverse needs of the industry more accurately [3]. Group 3: Strategic Importance of Financial Support - The collaboration between Zhongli International and the five banks demonstrates a proactive approach by financial institutions to support national strategies and assist the real economy, providing significant momentum for small enterprises to overcome financing bottlenecks and achieve transformation [5].