Core Viewpoint - The article emphasizes the critical role of financial services in supporting the innovation and development of technology enterprises in China, particularly in the context of the ongoing global technological transformation and the need for financial institutions to adapt their services to meet the unique needs of these companies [1][10]. Group 1: Financial Services for Technology Enterprises - Financial services are considered a "necessity" for technology companies, as highlighted by the CEO of Qingtong Intelligent Technology, who noted the importance of banking partnerships in overcoming challenges related to overseas expansion and funding efficiency [2][3]. - The collaboration between Qingtong Intelligent and Shanghai Pudong Development Bank (SPDB) has facilitated better management of overseas funds and improved funding efficiency through innovative banking products [3][4]. - The financial landscape for technology enterprises has evolved, with SPDB providing various financial products tailored to different stages of company development, including technology loans and support for overseas investment [3][6]. Group 2: Case Studies of Technology Companies - Estun Automation, a leading player in the industrial robotics sector, has benefited from a long-term partnership with SPDB, which has provided diverse financial products such as working capital loans and supply chain financing, enabling the company to expand its operations [5][6][7]. - The financial services landscape has improved for private manufacturing enterprises, with innovative products like technology loans and supply chain financing now available, which were previously difficult to obtain [6][7]. - Jiachen Xihai, a biotechnology company, received a comprehensive credit line of 60 million yuan from SPDB, which is crucial for maintaining a competitive edge in the rapidly evolving RNA drug and vaccine market [8][9]. Group 3: Importance of Financial Support in Innovation - Stable financial support is essential for technology breakthroughs, as highlighted by Jiachen Xihai's CEO, who stressed that timely funding is critical to avoid delays that could jeopardize competitive positioning [8][9]. - The article illustrates that financial services play a pivotal role in the innovation journey of technology companies, enabling them to navigate challenges and seize opportunities in their respective fields [10].