Core Viewpoint - The article emphasizes the critical role of financial services in supporting the innovation and development of technology enterprises in China, particularly in the context of the ongoing global technological innovation wave and the country's goal of becoming a technology powerhouse [2][21]. Group 1: Financial Services and Technology Enterprises - Financial services are deemed a "necessity" for technology enterprises, as highlighted by the CEO of Qianlang Intelligent Technology, who discussed the importance of banking partnerships in overcoming challenges related to cross-border payments and funding efficiency [7][8]. - The collaboration between Qianlang Intelligent and Shanghai Pudong Development Bank showcases how tailored financial products can address specific needs of technology firms, enhancing their operational efficiency and international expansion [7][19]. - The article illustrates that the demand for financial services is not limited to funding but extends to comprehensive financial management solutions that adapt to the evolving needs of technology companies [7][8]. Group 2: Case Studies of Financial Support - Estun Automation, a leading player in the industrial robotics sector, has benefited from a long-term partnership with Shanghai Pudong Development Bank, which has provided various financial products, including working capital loans and supply chain financing [14][15]. - The financial services landscape has evolved, allowing private manufacturing enterprises like Estun Automation to access innovative financing options that were previously unavailable, thus facilitating their growth and development [14][15]. - The case of Jiachensihai Biotechnology illustrates the importance of stable financial support in the competitive landscape of innovative pharmaceuticals, where timely funding can significantly impact research and development progress [17][19]. Group 3: The Role of Financial Innovation - The article highlights the ongoing transformation within banks to better understand and meet the unique needs of technology enterprises, moving beyond traditional service models to offer more relevant financial solutions [21]. - Financial institutions are increasingly focusing on providing "warm" financial empowerment, which is crucial for the innovation pathways of technology companies, ensuring they have the necessary resources to thrive [21]. - The integration of financial services into the operational strategies of technology firms is seen as a key factor in achieving high-quality development within China's technology sector [21].

当前，全球科技创新浪潮奔涌，中国也进入建设科技强国的关键时期。在企业加速向科技转型迈进的同 时，金融亦在快速自我革新，不断突破传统金融服务模式的局限，以更精准、更高效、更具前瞻性的服 务适配科技企业的发展特性。 记者了解到，商业银行正以"硬科技"内核重塑信贷经营模式，对金融服务的流程、体验、风控决策等全 方位进行"数智化能力再造"。 近期，本报记者奔赴上海、南京以及杭州等地进行调研，探寻金融与科技同频共振的鲜活案例，聆听未 来产业发展的心声。 擎朗智能：对科技企业来讲，金融服务是"刚需" 在调研的首站，记者来到了上海擎朗智能科技有限公司（以下简称擎朗智能），这是一家"通用+"专用 具身人形机器人公司，提供具身智能解决方案的智能机器人研发、制造及国内外销售，是全球具身服务 机器人行业领军者。 开创全球服务配送机器人行业以来，擎朗智能持续深耕场景化应用，如今已成为全球商用服务机器人占 有率第一的企业，在全球累计部署超过10万台机器人，业务覆盖60多个国家、600多个城市，拥有人形 机器人、清洁机器人、配送机器人等行业最全品类矩阵。 擎朗智能创始人兼CEO李通表示，对科技型企业来讲，金融服务需求是"刚需"。他介绍了 ...