Core Viewpoint - The Vice President of the Supreme People's Procuratorate emphasized the importance of strict legal measures to combat financial crimes, highlighting significant prosecutorial actions taken in 2023 [1] Group 1: Financial Crime Prosecution - Over 6,000 cases of illegal fundraising crimes were prosecuted from January to September 2023 [1] - A two-year initiative has been launched to address illegal intermediary practices in the financial sector, focusing on areas such as illegal insurance claims and loan intermediary services [1] - More than 1,400 cases of insurance fraud, loan fraud, and loan deception involving over 3,200 individuals were prosecuted in the same period [1]

校对 刘军 新京报贝壳财经讯（记者胡萌）10月28日，最高人民检察院副检察长葛晓燕在2025金融街论坛年会"数 智化时代下的金融风险防控与协同治理"分论坛上表示，坚持依法全链条惩治，严厉打击各类金融犯 罪。今年1-9月，共起诉非法集资犯罪6000余件；会同金融监管总局等多部门部署开展为期2年的金融领 域非法中介乱象治理工作，聚焦非法代理退保理赔、非法存贷款中介服务等重点领域，今年1-9月起诉 保险诈骗、贷款诈骗、骗取贷款犯罪1400余件、3200余人。 编辑 杨娟娟 ...

Core Viewpoint - Barclays Bank has been fined £42 million (approximately $56 million) by the UK's Financial Conduct Authority (FCA) for inadequate financial crime risk management, marking a significant case in the UK's financial regulatory landscape for 2025 [1][2]. Group 1: Regulatory Findings - The FCA's investigation revealed systemic deficiencies in Barclays' customer due diligence and risk assessment mechanisms, particularly concerning two problematic clients: Stunt & Co. and WealthTek [1]. - Stunt & Co. received £46.8 million from Fowler Oldfield, a key entity in one of the largest money laundering cases in UK history, without Barclays conducting a dynamic risk assessment after police raids [1]. - WealthTek was allowed to open an account without verifying its authorization status, leading to a significant risk of fund misappropriation or money laundering [2]. Group 2: Financial Crime and Compliance - The actual controller of WealthTek, John Dance, misappropriated over £64 million from clients between 2014 and 2023, using forged documents and false statements to transfer funds to personal accounts for luxury purchases [2]. - The FCA emphasized the need for financial institutions to establish risk-based dynamic assessment mechanisms, especially when receiving suspicious transaction alerts [2]. - Barclays has proactively compensated WealthTek clients with £6.3 million, which was a crucial factor in mitigating the FCA's final penalty [3]. Group 3: Historical Context and Industry Implications - Barclays has faced ongoing compliance challenges, including a £40 million fine in November 2024 related to disclosure issues from the 2008 financial crisis and a $2.4 billion fine from the U.S. Department of Justice in 2015 for foreign exchange market manipulation [3]. - The case serves as a warning to global financial institutions, highlighting the increasing focus of regulators on third-party service provider risks and non-bank financial institution oversight [3]. - The FCA has established a "National AML/CFT Coordination Committee" to enhance the fight against financial crime through interdepartmental collaboration, indicating a shift in regulatory priorities [3].