金融是现代经济的核心，是推动高质量发展的重要力量。一直以来，浙江省金融业聚力创新。五年 前，浙江在全国率先推出金融顾问制度，经过五年的探索实践，得到了各级政府、企业等社会各界的广 泛认可，成为金融供给侧结构性改革的浙江实践样本。在金融顾问制度推出五周年之际，由浙江省总工 会、浙商总会金融服务委员会主办，浙江省财贸工会和浙商银行承办的"2023年浙江省金融顾问综合服 务技能竞赛总决赛颁奖仪式暨金融顾问制度五周年图片展"于11月11日在杭州举行。 据介绍，"2023年浙江省金融顾问综合服务技能竞赛"被列入浙江省总工会省级职工职业技能竞赛十 大重点项目，由传统的金融竞赛模式上升到综合服务客户的主流业务上来，这是一次有益的尝试和创 新。本次竞赛也是五年来对金融顾问制度的一次总结回顾和展示，开启了金融顾问向社会传播"金融向 善"理念，增值赋能经济社会发展、助力浙江三个"一号工程"的新起点。 浙商银行党委书记、董事长，浙商总会金融服务委员会主任陆建强表示，金融顾问已经成为推动经 济社会高质量发展的新职业劳动者。本次竞赛的成功举办，说明金融顾问作为一种职业劳动者的角色越 来越被社会认可，金融顾问在推进经济社会发展过程中的价 ...

Core Viewpoint - The recent release of a comprehensive financial policy package by the People's Bank of China and the Financial Regulatory Administration aims to stabilize the market and boost confidence, addressing various aspects such as monetary policy, financial regulation, and capital market openness [1][3]. Group 1: Financial Policy Package - The financial policy package emphasizes not only the continuation of previous measures like interest rate cuts and stabilization of the real estate and stock markets but also focuses on boosting consumption, stabilizing foreign trade, alleviating corporate burdens, and supporting technological innovation [3][5]. - The policy is characterized by its significant strength, rapid implementation, and broad coverage, exceeding market expectations in terms of intensity and pace [3]. Group 2: Financial Advisory System - The Zhejiang Financial Advisory System, launched in 2018, has evolved from a "single-point breakthrough" to a "systematic reconstruction," serving over 100,000 enterprises and facilitating financing exceeding 1 trillion yuan by April 2025 [5]. - The "County Comprehensive Financial Ecosystem Construction 3386 Model" has been replicated in 43 cities across 22 provinces, showcasing its effectiveness [5]. Group 3: Support for Enterprises - The financial advisory committee calls for leveraging the "1+N" mechanism of the financial advisory system to focus on foreign trade enterprises affected by tariffs, private enterprises undergoing transformation, small and micro enterprises, and manufacturing companies [5]. - A comprehensive service package, including special relief loans and cross-border settlement services, will be introduced to assist struggling enterprises [5][6]. - Zhejiang Bank has committed to allocating 10 billion yuan in credit to support distressed foreign trade and private enterprises, contributing to market stability and economic growth [6].

Core Insights - The financial advisor system in Zhejiang has achieved significant results over six years, serving over 104,300 enterprises and facilitating financing of 1.1 trillion yuan, becoming a model for financial development in 16 provinces across China [1][6][8] - The Zhejiang Merchants Association Financial Services Committee aims to leverage the power of financial advisors to contribute to the development of a distinctive Chinese financial system, with a focus on high-quality development and social responsibility [3][4] Group 1: Financial Advisor System Achievements - The financial advisor system has established 134 member units, 261 financial advisory studios, and 4,200 core financial advisors, demonstrating a robust infrastructure [1][6] - The "3386" model for county-level comprehensive financial ecological construction has been replicated in over 70 districts and counties, covering 22 provinces and 43 cities nationwide [6][8] - The system has successfully integrated various financial services, including a technology finance model that supports innovation and a green finance model that aids energy-efficient enterprises [6][8] Group 2: Future Directions and Initiatives - The financial services committee plans to enhance the role of over 230 financial advisory studios to provide inclusive financial services and support major projects [9] - A "Snow in the Winter" initiative will be launched to assist private enterprises facing challenges due to trade tensions, providing tailored support and funding [9] - A "Financial Advisor Anti-Fraud Theme Activity Year" will be initiated to strengthen public awareness and education on fraud prevention, utilizing digital technologies [9] Group 3: Theoretical Development and Innovation - The theoretical framework of "Good Financial" has been established, with several publications planned to further guide the practice of financial advisors [10] - Financial advisors are encouraged to innovate and create new paradigms based on theoretical insights, contributing to the development of a unique Chinese financial path [10][11]